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For sale
    • $169,000

    304 9th St SW, Spencer, IA 51301

    2beds
    1,040sqft
    : 
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    Single Family Residence
    Built in 1976
    8,712 Square Feet Lot
    $-- Zestimate®
    $163/sqft
    $-- HOA

    What's special

    Main-floor laundry areaModern lightingBeautifully finished bathroomsSpacious layoutAttractive flooringQuartz countertopsBright welcoming interior
    Like-New Living Without the New Construction Price! If you've been searching for a home where all the work has already been done, this beautifully renovated ranch deserves a closer look. Rebuilt from the studs up following the 2024 flood, nearly every interior surface and finish has been thoughtfully updated, creating a fresh, modern feel throughout. The spacious layout offers 2 bedrooms and 2 full baths, including a private primary suite. A smart redesign transformed a former third bedroom into a second full bath and convenient main-floor laundry area, enhancing both comfort and functionality. The bright, welcoming interior features updated cabinetry, Quartz countertops, attractive flooring, modern lighting, fresh drywall, paint, and beautifully finished bathrooms. Just off the living space, the three-season sunroom provides the perfect spot to enjoy your morning coffee, unwind with a book, or gather with friends and family. Additional improvements include a central air system and heat pump, while the attached two-car garage and 12' x 16' storage shed provide plenty of room for vehicles, hobbies, tools, and seasonal items. Located in an established Spencer neighborhood, this move-in-ready home is easy to show and ready for its next owner. Opportunities to purchase a home with this level of renovation and finish don't come along often—schedule your private showing today.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tracey Radcliffe PRIM:712-330-0837,

    EXIT Realty Midwest

    Source: Iowa Great Lakes BOR,MLS#: 260598MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Carpet
      • Level: Main
      • Dimensions: 16.2 x 10
      Bedroom 1
      • Description: Carpet
      • Level: Main
      • Dimensions: 10 x 12.7
      Primary bathroom
      • Description: Lvt, Stacked Washer/Dryer, Water Heater & Electric Furnace - South Side W/Full Primary Bath On North
      • Level: Main
      • Dimensions: 13.3 x 7.8
      Bathroom 1
      • Description: Lvt, Full Bath - Newly Created, Was A Former 3rd Bedroom.
      • Level: Main
      • Dimensions: 8.3 x 8
      Kitchen
      • Description: Lvt, Eat-In Kitchen
      • Level: Main
      • Dimensions: 14.7 x 13.3
      Living room
      • Description: Lvt
      • Level: Main
      • Dimensions: 16.3 x 11.7
      Other
      • Description: Lvt, 3-Season Room
      • Level: Main
      • Dimensions: 11.9 x 14.7
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer
      • Laundry: Main Level, Washer/Dryer Hkups
      Features
      • Eat-in Kitchen, Main Floor Bedrooms
      • Basement: None,Crawl Space
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,040
      • Total interior livable area: 1,040 sqft
      • Finished area above ground: 1,040
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Attached, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Stairs Internal
      Features
      • Levels: One
      • Stories: 1
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 76 x 115
      • Features: Level, Paved
      • Residential vegetation: Partially Wooded
      Details
      • Additional structures: Storage
      • Parcel number: 963618352005

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Stick Built
      • Roof: Asphalt
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1976

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected
      Green energy
      • Energy efficient items: Lighting

      Community & HOA

      Community
      • Subdivision: IA
      Location
      • Region: Spencer

      Financial & listing details

      • Price per square foot: $163/sqft
      • Tax assessed value: $131,880
      • Annual tax amount: $1,948
      • Date on market: 6/9/2026
      • Listing terms: Cash,Conventional,FHA,Rural Development
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/9/2026Listed for sale$169,000$163/sqft
        Source: Iowa Great Lakes BOR #260598 Report a problem
        6/1/2026Listing removed$169,000$163/sqft
        Source: Iowa Great Lakes BOR #251432 Report a problem
        1/15/2026Price change$169,000-3.4%$163/sqft
        Source: Iowa Great Lakes BOR #251432 Report a problem
        11/6/2025Listed for sale$175,000+88.2%$168/sqft
        Source: Iowa Great Lakes BOR #251432 Report a problem
        5/17/2021Sold$93,000+3.4%$89/sqft
        Source: EXIT Realty solds #1769369698397613512 Report a problem
        5/17/2021Pending sale$89,900$86/sqft
        Source: Iowa Great Lakes BOR #210146 Report a problem
        4/6/2021Contingent$89,900$86/sqft
        Source: Iowa Great Lakes BOR #210146 Report a problem
        4/2/2021Listed for sale$89,900-8.3%$86/sqft
        Source: Iowa Great Lakes BOR #210146 Report a problem
        1/30/2020Listing removed$98,000$94/sqft
        Source: Hometown Realty #19-819 Report a problem
        8/12/2019Price change$98,000-5.7%$94/sqft
        Source: Hometown Realty #19-819 Report a problem
        6/17/2019Listed for sale$103,900$100/sqft
        Source: Hometown Realty #19-819 Report a problem
        6/4/2019Pending sale$103,900$100/sqft
        Source: Hometown Realty #19-819 Report a problem
        6/1/2019Listed for sale$103,900-0.1%$100/sqft
        Source: Hometown Realty #19-819 Report a problem
        1/9/2019Listing removed$104,000$100/sqft
        Source: EXIT REALTY MIDWEST #18-1317 Report a problem
        12/17/2018Price change$104,000-11.9%$100/sqft
        Source: EXIT Realty Midwest #18-1317 Report a problem
        8/20/2018Listed for sale$118,000+31.8%$113/sqft
        Source: EXIT Realty Midwest #18-1317 Report a problem
        9/6/2016Sold$89,500$86/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,878 +0.1%$131,880
        2023$1,876 +0.8%$131,880 +14.3%
        2022$1,862 +0.8%$115,420 +2%
        2021$1,848 $113,170 +15.4%
        2020$1,848 +13.7%$98,090
        2019$1,626 +1.5%$98,090 +10.6%
        2018$1,602 $88,690 -2.3%
        2017$1,602 -5.9%$90,740
        2016$1,702 -2.1%$90,740 -2.1%
        2015$1,738 $92,730
        2014$1,738 +8%$92,730
        2013$1,610 --

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 51301

          Getting around

          56 / 100
          Somewhat Walkable
          51 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Spencer

          Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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