Located in the desirable Morgan’s Branch neighborhood, this 2016-built home offers 3 bedrooms, 2.5 bathrooms, and just under 2,600 square feet of living space. The property features a fully fenced backyard, front porch, and a balcony overlooking the community pool. Extra parking is available directly across the street, and the neighborhood includes boat and RV storage for residents. Centrally located between Lake Wylie and Belmont, NC, this home is just 4 minutes from Harbortowne Marina, 2 miles from the nearest public boat ramp and South Point Beach Park, and 6 miles from downtown Belmont, known for its charming shops, restaurants, and small-town appeal.
This home has been freshly painted with a new AC unit replaced in 2024, and is ready for you to make it your own. The main level offers a welcoming sitting room, half bath, and a spacious living area with a gas log fireplace. The kitchen is a standout feature with a large island, walk-in pantry, and abundant upper and lower cabinetry for storage. There’s also a dedicated dining area, making this the perfect floor plan for entertaining.
Upstairs, the primary bedroom showcases a beautiful accent wall and plenty of natural light. The primary bathroom includes a large shower, spacious walk-in closet, and direct access to the laundry room. Two additional bedrooms offer generous space and storage. With its modern comfort, great community amenities, and prime location near Lake Wylie and downtown Belmont, this home is truly move-in ready.
Active
Price cut: $10K (11/3)
$465,000
232 Morgans Branch Rd, Belmont, NC 28012
3beds
2,583sqft
Est.:
Single Family Residence
Built in 2016
0.2 Acres Lot
$463,200 Zestimate®
$180/sqft
$71/mo HOA
What's special
Gas log fireplaceFront porchFully fenced backyardPlenty of natural lightWalk-in pantrySpacious walk-in closetDedicated dining area
- 50 days |
- 833 |
- 64 |
Zillow last checked: 8 hours ago
Listing updated: December 07, 2025 at 11:06am
Listing Provided by:
Alexa Jordan Alexa@HHCarolinas.com,
EXP Realty LLC Mooresville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4313779
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom half
- Level: Main
Dining area
- Level: Main
Flex space
- Level: Upper
Kitchen
- Features: Kitchen Island, Open Floorplan
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Office
- Level: Main
Heating
- Central, Natural Gas, Zoned
Cooling
- Central Air, Zoned
Appliances
- Included: Disposal, ENERGY STAR Qualified Dishwasher, Gas Range, Gas Water Heater, Microwave, Self Cleaning Oven
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Tile
- Doors: Sliding Doors
- Windows: Insulated Windows
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 2,583
- Total interior livable area: 2,583 sqft
- Finished area above ground: 2,583
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Driveway, Attached Garage, Garage Faces Front, Other - See Remarks, Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 4
- Details: Home is across from pool, with ample guest/family parking
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Covered, Front Porch, Patio
- Pool features: Community
- Fencing: Back Yard,Full
- Waterfront features: Other - See Remarks
- Body of water: Lake Wylie
Lot
- Size: 0.2 Acres
- Features: Level
Details
- Parcel number: 223083
- Zoning: G-R/CD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2016
Details
- Builder model: Huckleberry
- Builder name: Bonterra Builders
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Boat Storage, RV Storage
- Security: Smoke Detector(s)
- Subdivision: Morgans Branch
HOA
- Has HOA: Yes
- HOA fee: $213 quarterly
- HOA name: Hawthorne
- HOA phone: 704-377-0114
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $180/sqft
- Tax assessed value: $420,140
- Annual tax amount: $4,428
- Date on market: 10/22/2025
- Cumulative days on market: 265 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$463,200
$440,000 - $486,000
$2,480/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2025 | Price change | $465,000-2.1%$180/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4313779 Report a problem | ||
| 10/25/2025 | Listing removed | $2,650$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/22/2025 | Listed for sale | $475,000-0.4%$184/sqft |
Source: Canopy MLS as distributed by MLS GRID #4313779 Report a problem | ||
| 10/6/2025 | Listing removed | $477,000$185/sqft |
Source: Canopy MLS as distributed by MLS GRID #4217510 Report a problem | ||
| 9/29/2025 | Price change | $2,650-5.2%$1/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,428 | $420,140 |
| 2024 | $4,428 -1% | $420,140 |
| 2023 | $4,474 +25.3% | $420,140 +53.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,746/mo
Principal & interest
$2237
Property taxes
$275
Other costs
$234
Climate risks
Neighborhood: 28012
Nearby schools
GreatSchools rating
- NAJ B Page Primary SchoolGrades: PK-1Distance: 4 mi
- 5/10Belmont Middle SchoolGrades: 6-8Distance: 3 mi
- 9/10South Point High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Page
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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