Tucked into a charming cottage-style community just moments from Five Points, McNeill Street, and some of Raleigh's favorite local shops, restaurants, and gathering spots, this sweet 2-bedroom, 1-bath condominium offers a rare opportunity to own close to downtown for under $300,000. Inside, you'll find fresh updates where they matter most, including a beautifully renovated bathroom featuring classic tilework, a stylish new vanity, updated lighting, and a refreshed shower that blends timeless character with modern comfort. The single-level floor plan lives easily, with two bedrooms, comfortable living spaces, and plenty of potential for a future owner to add their own personal touches and build even more value over time. Enjoy a location that puts you minutes from everything that makes Raleigh special—from morning coffee runs and neighborhood restaurants to parks, greenways, and downtown events. Whether you're looking for a low-maintenance primary residence, a lock-and-leave lifestyle, or an investment opportunity in one of Raleigh's most desirable areas, this cottage delivers. Affordable. Charming. Rare.
For sale
$295,000
2320 Bernard St, Raleigh, NC 27608
2beds
654sqft
Condominium, Residential
Built in 1950
-- sqft lot
$322,600 Zestimate®
$451/sqft
$300/mo HOA
What's special
Stylish new vanityBeautifully renovated bathroomUpdated lightingClassic tileworkComfortable living spacesSingle-level floor plan
- 12 hours |
- 36 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Elizabeth Cranfill 919-802-4574,
Insight Real Estate,
Lowry Liggon 919-524-3827,
Insight Real Estate
Source: Doorify MLS,MLS#: 10172044
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Central, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Range, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer Stacked
- Laundry: In Kitchen, Inside, Laundry Closet, Main Level, Washer Hookup
Features
- Ceiling Fan(s), Crown Molding, Master Downstairs, Shower Only, Smooth Ceilings, Stone Counters, Walk-In Shower
- Flooring: Hardwood, Tile, Wood
- Doors: Mirrored Closet Door(s)
- Windows: Blinds
- Has fireplace: No
- Common walls with other units/homes: 1 Common Wall, End Unit
Interior area
- Total structure area: 654
- Total interior livable area: 654 sqft
- Finished area above ground: 654
- Finished area below ground: 0
Property
Parking
- Parking features: Asphalt, On Street, Open, Parking Lot, Unassigned
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio
- Exterior features: Rain Gutters
- Fencing: None
- Has view: Yes
- View description: Neighborhood, Trees/Woods
Lot
- Features: Landscaped
Details
- Parcel number: 170520919192020 0400684
- Zoning: R-10
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Bungalow, Cottage, Ranch
- Property subtype: Condominium, Residential
- Attached to another structure: Yes
Materials
- Vinyl Siding
- Foundation: Block, Concrete Perimeter, Raised
- Roof: Shingle
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Suburban
- Subdivision: The Cottages at Whitaker
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Road Maintenance, Sewer, Trash, Water
- HOA fee: $300 monthly
Location
- Region: Raleigh
Financial & listing details
- Price per square foot: $451/sqft
- Tax assessed value: $271,839
- Annual tax amount: $2,390
- Date on market: 6/5/2026
Estimated market value
$322,600
$290,000 - $361,000
$1,247/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Listed for sale | $295,000+103.4%$451/sqft |
Source:  Doorify MLS #10172044 Report a problem | ||
| 2/28/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/18/2020 | Listing removed | $975$1/sqft |
Source: Owner Report a problem | ||
| 4/16/2020 | Listed for rent | $975$1/sqft |
Source: Owner Report a problem | ||
| 6/25/2009 | Sold | $145,000+0.7%$222/sqft |
Source: Public Record Report a problem | ||
| 5/12/2008 | Sold | $144,000+4.3%$220/sqft |
Source: Doorify MLS #977657 Report a problem | ||
| 10/13/2006 | Sold | $138,000$211/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,391 +0.4% | $271,839 |
| 2024 | $2,381 +31.4% | $271,839 +65.3% |
| 2023 | $1,812 +7.6% | $164,431 |
| 2022 | $1,685 +4% | $164,431 |
| 2021 | $1,620 +1.8% | $164,431 |
| 2020 | $1,591 +8% | $164,431 +31.1% |
| 2019 | $1,473 | $125,390 |
| 2018 | $1,473 +11.2% | $125,390 |
| 2017 | $1,324 +2.1% | $125,390 |
| 2016 | $1,297 -10.2% | $125,390 -8.9% |
| 2015 | $1,445 +5.4% | $137,651 |
| 2014 | $1,371 | $137,651 |
| 2013 | -- | $137,651 |
| 2012 | -- | $137,651 |
| 2011 | -- | $137,651 |
| 2010 | -- | $137,651 |
| 2009 | -- | $137,651 |
| 2008 | -- | -- |
| 2007 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Five Points
Nearby schools
GreatSchools rating
- 5/10Joyner ElementaryGrades: PK-5Distance: 0.3 mi
- 6/10Oberlin Middle SchoolGrades: 6-8Distance: 1.6 mi
- 7/10Needham Broughton HighGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- Elementary: Wake - Joyner Elementary
- Middle: Wake - Oberlin Middle
- High: Wake - Needham Broughton High
Source: Doorify MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Wake County
- Raleigh
- 27608
- Five Points
- 2320 Bernard St
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