Welcome to your North Georgia retreat. This 3-bedroom, 2-bath home sits on .67 peaceful acres directly across from Lake Hartwell and framed by the stunning backdrop of the Blue Ridge Mountains. From the moment you arrive, the setting invites you to slow down and soak in the view. Inside, the 1,200-square-foot layout is thoughtfully designed for both comfort and connection. The open-concept floor plan allows the spacious kitchen to flow seamlessly into the living room, creating the perfect space for entertaining or simply enjoying time together. The primary suite and full bath are conveniently located on the main level, offering ease and functionality. After a full day of lake life or hiking nearby trails, unwind in the freestanding acrylic soaking tub - your own private spa experience at home. One of the true highlights of this property is the porch, where you can begin your mornings with coffee overlooking Lake Hartwell and the Blue Ridge Mountains, and end your evenings watching the sky change colors over the water. Just across Hwy 123, you'll find easy shoreline access for fishing, swimming, or relaxing by the lake, and the Stephens County Recreation Area - only half a mile away - offers a free public boat launch for effortless days on the water. Adventure is always within reach. Explore nearby waterfalls like Toccoa Falls, Riley Moore Falls, and Brasstown Falls, hike the breathtaking trails at Tallulah Gorge State Park or Panther Creek Falls, visit Traveler's Rest Historic Site just minutes away, and enjoy local vineyards and breweries throughout the region. Conveniently located just 2 hours from Atlanta, 71 miles from Greenville, and 29 miles from Clemson, this home delivers the perfect balance of peaceful escape and easy access. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property which was previously operated as a short-term rental offers the flexibility to sleep up to 10 guests, making it as functional as it is beautiful. If mountain views, lake breezes, and a lifestyle centered around nature and relaxation are calling your name, this is your opportunity to answer.
Active
$350,000
97 Cherokee Rd, Toccoa, GA 30577
3beds
1,200sqft
Est.:
Single Family Residence, Cabin
Built in 2019
0.67 Acres Lot
$344,100 Zestimate®
$292/sqft
$-- HOA
What's special
- 1 day |
- 439 |
- 19 |
Zillow last checked: 8 hours ago
Listing updated: March 02, 2026 at 06:59am
Listed by:
Grace V Farrow 864-624-3031,
Chris McCall Realty
Source: GAMLS,MLS#: 10701059
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Other
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Breakfast Room
Heating
- Central, Electric
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator
- Laundry: Common Area, Laundry Closet
Features
- Beamed Ceilings, Double Vanity, High Ceilings, Master On Main Level, Soaking Tub, Tile Bath, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Tile, Vinyl
- Windows: Double Pane Windows
- Basement: Crawl Space
- Has fireplace: No
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
- Finished area above ground: 1,200
- Finished area below ground: 0
Property
Parking
- Parking features: Parking Pad, Storage
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Garden
- Has view: Yes
- View description: Lake, Mountain(s), Seasonal View
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake
- Body of water: Lake Hartwell
Lot
- Size: 0.67 Acres
- Features: Private, Sloped
- Residential vegetation: Partially Wooded
Details
- Additional structures: Shed(s)
- Parcel number: 049D 103
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage,Traditional
- Property subtype: Single Family Residence, Cabin
Materials
- Press Board
- Foundation: Pillar/Post/Pier
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: Cherokee Springs Development
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $292/sqft
- Tax assessed value: $168,060
- Annual tax amount: $1,900
- Date on market: 3/2/2026
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
$344,100
$327,000 - $361,000
$1,693/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Listed for sale | $350,000+20.7%$292/sqft |
Source: | ||
| 12/1/2022 | Sold | $290,000-3.3%$242/sqft |
Source: Public Record Report a problem | ||
| 11/14/2022 | Pending sale | $299,900$250/sqft |
Source: | ||
| 10/27/2022 | Contingent | $299,900$250/sqft |
Source: | ||
| 10/18/2022 | Listed for sale | $299,900+13.2%$250/sqft |
Source: | ||
| 10/16/2021 | Listing removed | -- |
Source: | ||
| 8/25/2021 | Pending sale | $265,000+23.3%$221/sqft |
Source: | ||
| 6/10/2020 | Sold | $215,000+4474.5%$179/sqft |
Source: Public Record Report a problem | ||
| 8/8/2019 | Sold | $4,700$4/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,956 +2.9% | $67,224 +7.6% |
| 2023 | $1,902 +10.9% | $62,456 +8.4% |
| 2022 | $1,715 +199.1% | $57,615 +8.2% |
| 2021 | $573 +23.2% | $53,228 +261.2% |
| 2020 | $465 +1121.3% | $14,738 +1126.1% |
| 2019 | $38 -1.5% | $1,202 |
| 2018 | $39 +1.6% | $1,202 |
| 2017 | $38 0% | $1,202 |
| 2016 | $38 | $1,202 |
| 2015 | $38 -4.5% | $1,202 |
| 2014 | $40 -1.6% | $1,202 -20% |
| 2013 | $41 | $1,503 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,880/mo
Principal & interest
$1638
Property taxes
$242
Climate risks
Neighborhood: 30577
Getting around
2 / 100
Car-DependentNearby schools
GreatSchools rating
- NABig A Elementary SchoolGrades: PK-KDistance: 5.1 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 5.5 mi
- 6/10Stephens County High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Big A
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






