Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you’ll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level includes approximately 629 sq ft of finished, heated space with gas logs, but it is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. You won't find a better bargain in this market!
Active
$325,000
414 Bear Lake Cir, Whittier, NC 28789
2beds
1,245sqft
Single Family Residence
Built in 1994
1.13 Acres Lot
$-- Zestimate®
$261/sqft
$-- HOA
What's special
Property comes furnishedAttached garageOverlooking a peaceful pond
- 10 days
- 1,434
- 197
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Megan Cookston 828-507-6311,
Yellow Rose Real Estate LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4434169
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Area: 145.68 Square Feet
- Dimensions: 12' 7" X 11' 7"
Heating
- Baseboard, Ductless, Electric, Propane
Cooling
- Ceiling Fan(s), Ductless, Wall Unit(s)
Appliances
- Included: Dishwasher, Dryer, Gas Range, Refrigerator, Washer, Washer/Dryer
- Laundry: In Garage, Inside, Main Level
Features
- Open Floorplan, Storage, Total Primary Heated Living Area: 824
- Flooring: Carpet, Concrete, Vinyl, Other
- Basement: Daylight,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access
- Fireplace features: Gas, Gas Log
Interior area
- Total structure area: 824
- Total interior livable area: 1,245 sqft
- Finished area above ground: 824
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Wrap Around
- Exterior features: Other - See Remarks
- Has view: Yes
- View description: Mountain(s), Water, Year Round
- Has water view: Yes
- Water view: Water
Lot
- Size: 1.13 Acres
- Features: Hilly, Level, Private, Wooded, Views
Living quarters
- Secondary living space: 421 sqft
Details
- Parcel number: 669200847457
- Zoning: None
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space
- Roof: Composition
Condition
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Septic Installed
- Water: Spring, Other - See Remarks
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Subdivision: Bear Lake Estates
Location
- Region: Whittier
- Elevation: 3000 Feet
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $172,840
- Annual tax amount: $1,109
- Date on market: 10/12/2026
- Cumulative days on market: 10 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/12/2026 | Listed for sale | $325,000$261/sqft |
Source: Carolina Smokies MLS #26048730 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,109 +0.3% | $172,840 |
| 2024 | $1,106 +29.7% | $172,840 |
| 2023 | $852 +37% | $172,840 |
| 2022 | $622 -27% | $172,840 |
| 2021 | $852 +18.8% | $172,840 +9.7% |
| 2020 | $717 | $157,540 |
| 2019 | -- | $157,540 |
| 2018 | -- | $157,540 |
| 2017 | -- | $157,540 |
| 2016 | -- | $157,540 |
| 2015 | -- | $157,540 |
| 2014 | -- | $157,540 |
| 2013 | -- | $157,540 +3% |
| 2012 | -- | $153,000 |
| 2011 | -- | $153,000 |
| 2010 | -- | $153,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28789
Nearby schools
Schools provided by the listing agent
- Elementary: Swain
- Middle: Swain
- High: Swain
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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