A MOTIVATED SELLER… So Don’t delay! Another price reduction AS OF TODAY! Truly an GEM that appraised for $729,000 one year ago and opportunities like this are rare and DON’T happen often! Walk into this home…. with EQUITY! Now offering a rare Stratford Harbour property with outstanding Potomac River views, nearly 2 acres across three lots, a separate 2-bedroom guest apartment, and a large boat garage — all in one exceptional property at a substantially improved price! Welcome to one of the most unique and remarkable river-view homes in the highly desirable waterfront community of Stratford Harbour in Montross, Virginia. This beautiful colonial-style residence, built in 1998, offers stunning views of the Potomac River and sits on approximately 2 private acres spanning three lots, while requiring only two HOA fees. With over 2,000 square feet of living space, this well-maintained home offers both comfort and versatility. The main level features a spacious living area centered around a cozy fireplace, an inviting galley-style kitchen with attractive cabinetry, and a separate dining area ideal for entertaining or family gatherings. The primary bedroom suite is a true highlight of the home, offering breathtaking views of the Potomac River and direct access to an enclosed deck, creating the perfect place to relax and enjoy peaceful waterfront scenery. The primary bathroom connects privately to the suite, while two additional bedrooms are also located on the main level. The lower level provides additional living space with a comfortable family room or den, a full bathroom with stall shower, and convenient access to both the backyard patio and the finished two-car garage. What truly makes this property stand apart is the additional lot featuring a large boat garage, providing plenty of space for boats, watercraft, and recreational equipment. Above the boat garage is a thoughtfully designed 2-bedroom, 1-bath apartment, offering incredible flexibility for guests, extended family, or potential rental income. A VIRTUAL OPEN HOUSE for this lovely home is now on YouTube in 3 parts! Find them under this homes address! Be sure to view the community video tour of Stratford Harbour available on the MLS and discover why so many people choose to call this waterfront community home — “Stratford Harbour is a community where neighbors become friends, and friends become family.”
For sale
Price cut: $5K (8/11)
$644,999
1753 N Independence Dr, Montross, VA 22520
5beds
2,084sqft
Single Family Residence
Built in 1998
2 Acres Lot
$640,200 Zestimate®
$310/sqft
$84/mo HOA
What's special
Finished two-car garageBeautiful colonial-style residenceLarge boat garage
- 227 days
- 292
- 24
Zillow last checked:
Listing updated:
Listed by:
Ms. Tina M. Keene 301-751-1154,
AC Realty Group 8045870870
Source: Bright MLS,MLS#: VAWE2010588
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Central, Heat Pump, Electric, Propane
Cooling
- Ceiling Fan(s), Central Air, Heat Pump, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Oven, Range Hood, Refrigerator, Washer, Water Heater, Electric Water Heater
- Laundry: Main Level, Washer In Unit, Dryer In Unit
Features
- 9'+ Ceilings, Dry Wall
- Flooring: Carpet, Vinyl
- Basement: Finished,Garage Access,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,084
- Total interior livable area: 2,084 sqft
- Finished area above ground: 2,084
Video & virtual tour
Property
Parking
- Total spaces: 10
- Parking features: Storage, Garage Faces Front, Inside Entrance, Oversized, Asphalt, Private, Detached, Attached, Driveway, Off Street
- Attached garage spaces: 6
- Uncovered spaces: 4
Accessibility
- Accessibility features: Stair Lift
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Enclosed, Patio, Screened
- Exterior features: Lighting, Extensive Hardscape, Flood Lights, Private Beach
- Pool features: Community
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Waterski/Wakeboard, Swimming Allowed
Lot
- Size: 2 Acres
- Features: Landscaped, SideYard(s)
Details
- Additional structures: Above Grade
- Additional parcels included: 3 lots in total, 2 HOA Fees with Stratford Harbour
- Parcel number: 8 8
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Shingle Siding, Stick Built, Wood Siding, Vinyl Siding, Concrete
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Septic = # of BR
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available, Broadband
Community & HOA
Community
- Features: Pool
- Security: Smoke Detector(s)
- Subdivision: Stratford Harbour
HOA
- Has HOA: Yes
- Amenities included: Baseball Field, Basketball Court, Beach Access, Boat Dock/Slip, Boat Ramp, Clubhouse, Common Grounds, Dining Rooms, Fitness Center, Lake, Marina/Marina Club, Meeting Room, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Pool, Security, Shared Slip, Soccer Field, Tennis Court(s), Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
- HOA fee: $1,006 annually
- HOA name: STRATFORD HARBOUR
Location
- Region: Montross
Financial & listing details
- Price per square foot: $310/sqft
- Tax assessed value: $606,900
- Annual tax amount: $3,898
- Date on market: 3/11/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,USDA Loan,VA Loan,FHA
- Ownership: Fee Simple
- Road surface type: Paved, Black Top
Estimated market value
$640,200
$608,000 - $672,000
$2,830/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/11/2026 | Price change | $644,999-0.8%$310/sqft |
Source: | ||
| 5/20/2026 | Price change | $649,999-7%$312/sqft |
Source: | ||
| 4/25/2026 | Price change | $699,000-2.2%$335/sqft |
Source: | ||
| 4/16/2026 | Price change | $714,999-0.7%$343/sqft |
Source: | ||
| 3/11/2026 | Listed for sale | $719,999$345/sqft |
Source: | ||
| 12/1/2025 | Listing removed | $719,999$345/sqft |
Source: | ||
| 9/23/2025 | Price change | $719,999-0.7%$345/sqft |
Source: | ||
| 7/31/2025 | Price change | $724,999-0.7%$348/sqft |
Source: | ||
| 5/30/2025 | Listed for sale | $729,999$350/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,219 | $473,400 |
| 2024 | $3,219 +9.7% | $473,400 |
| 2023 | $2,935 | $473,400 |
| 2022 | $2,935 -4.2% | $473,400 +17.5% |
| 2021 | $3,063 | $403,000 |
| 2020 | $3,063 +16.9% | $403,000 |
| 2019 | $2,620 +3.2% | $403,000 |
| 2018 | $2,539 | $403,000 |
| 2017 | -- | $403,000 |
| 2016 | -- | $403,000 -3.2% |
| 2015 | -- | $416,300 |
| 2014 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22520
Nearby schools
Schools provided by the listing agent
- District: Westmoreland County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





