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For sale
  • Price cut: $24.9K (3/25)
    $475,000

    2392 Holt Ridge Rd, Bloomfield, KY 40008

    3beds
    2,969sqft
    : 
    Single Family Residence
    Built in 2000
    15.29 Acres Lot
    $456,100 Zestimate®
    $160/sqft
    $-- HOA

    What's special

    Two additional large bedroomsWalk-in closet
    Escape to your own private retreat on 15.29 acres of gorgeous, rolling Kentucky land overlooking the peaceful Chaplin River. This rare property offers the perfect mix of seclusion and natural beauty, a true hideaway in the woods surrounded by wildlife, mature trees, and panoramic river views. Inside, you'll find a thoughtful layout that brings the outdoors in. The main level features a spacious primary suite with breathtaking river views, two additional large bedrooms (one with a walk-in closet). In the lower walkout level, the entire rear of the home boasts great views. The open kitchen and living area are framed by oversized windows that flood the home with natural light and showcase the landscape beyond. A lofted space in the back of the home offers room for an office, exercise area, reading area, or creative studio all with the same amazing views. The dining room / sitting room is spacious and open to the family room and foyer, with a closet and wet bar/sink. A full bathroom and laundry complete this level. The property's gated entrance and winding private driveway create a grand approach to the home and 30x40 garage/shop, perfect for storage, hobbies, or equipment. The newly graveled circular drive provides plenty of parking and access for guests. Whether you're hiking, kayaking, or simply relaxing by the water, this property has so much to offer. Don't miss your chance to own this one-of-a-kind riverfront retreat that is peaceful, private, beautiful. Check out the video walkthrough of this amazing property. Seller has an assumable VA loan with a 2.25%, 30 yr fixed loan, PITI pymt ~ $2300/month, and loan balance of approximately $360,000. Buyer must provide cash difference between loan payoff and sales price. May take 60+ days. Other terms and conditions may apply.
    138 days
    |
    3,138
    |
    189
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 25, 2026 at 09:13am

    Listed by:

    Larry Gatti 502-314-0907,

    85W Real Estate

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1703222MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Full bathroom
      • Level: Basement
      Dining room
      • Level: Basement
      Family room
      • Level: Basement
      Foyer
      • Level: Basement
      Kitchen
      • Level: Basement
      Laundry
      • Level: Basement
      Sun room
      • Level: First
      Heating
      • Electric, Forced Air, Propane
      Cooling
      • Central Air
      Features
      • Basement: Walkout Finished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,523
      • Total interior livable area: 2,969 sqft
      • Finished area above ground: 1,523
      • Finished area below ground: 1,446

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached, See Remarks
      • Garage spaces: 4
      Features
      • Stories: 1
      • Patio & porch: Deck, Porch
      Lot
      • Size: 15.29 Acres
      • Features: Irregular Lot, Wooded
      Details
      • Additional structures: Outbuilding
      • Parcel number: 8600000031.01

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame
      • Property subtype: Single Family Residence
      Materials
      • Other, Wood Frame
      • Roof: Shingle
      Condition
      • Year built: 2000

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Propane

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Bloomfield

      Financial & listing details

      • Price per square foot: $160/sqft
      • Tax assessed value: $400,000
      • Annual tax amount: $4,573
      • Date on market: 11/13/2025
      • Electric utility on property: Yes
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        Estimated market value

        $456,100

        $433,000 - $479,000

        $2,236/mo

        Price history

        Price history
        DateEventPrice
        3/25/2026Price change$475,000-5%$160/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1703222 Report a problem
        11/13/2025Listed for sale$499,900+25%$168/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1703222 Report a problem
        3/10/2021Sold$400,000-4.8%$135/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1566321 Report a problem
        1/11/2021Pending sale$420,000$141/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1566321 Report a problem
        1/4/2021Price change$420,000-4.5%$141/sqft
        Source: Best of Kentucky Homes Realty LLC #1566321 Report a problem
        10/20/2020Price change$440,000-12%$148/sqft
        Source: Best of Kentucky Homes Realty LLC #1566321 Report a problem
        8/10/2020Listed for sale$500,000$168/sqft
        Source: Best of Kentucky Homes Realty LLC #1566321 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2023$4,573 -2.3%$400,000
        2022$4,681 +152.5%$400,000 +157.6%
        2021$1,854 +0.2%$155,300
        2020$1,851 -2.5%$155,300
        2019$1,898 -1.9%$155,300
        2018$1,934 +71.1%$155,300 -3.8%
        2017$1,130 $161,400
        2016$1,130 $161,400
        2015$1,130 $161,400 +52.3%
        2012$1,130 $106,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,715/mo
        Principal & interest
        $2398
        Property taxes
        $317
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