Charming Saginaw Bay Ranch with 50 Feet of Waterfront Frontage! Enjoy beautiful water views from this adorable 2-bedroom, 1-bath ranch/rambler situated on 50 feet of Saginaw Bay frontage. Built in 1935 and very well cared for, this cozy home offers approximately 1,300 square feet of comfortable living space on .68 of an acre. If you’ve been dreaming of a peaceful waterfront getaway or year-round home, this property is full of charm and potential. The home features a crawlspace foundation, private well, septic, and propane heat. Outside, you’ll find a large shed plus another shed across the road, giving you extra room for storage, tools, or recreational gear. Whether you’re relaxing and taking in the bay views or looking for a cute waterfront retreat, this property is one you won’t want to miss. Here’s a shorter MLS-style version too: Cute 2-bedroom, 1-bath ranch on Saginaw Bay with 50 feet of frontage! Approx. 1,300 sq. ft. on .68 of an acre. Built in 1935 and very well maintained. Features propane heat, private well, septic, crawlspace, large shed, and additional shed across the road. If you love water views, this is the home for you! Some photos may include AI enhancements or virtual staging to help showcase the home’s full potential.
For sale
$232,000
2406 Oak Rd, Pinconning, MI 48650
2beds
1,300sqft
Est.:
Single Family Residence
Built in 1935
0.68 Acres Lot
$164,800 Zestimate®
$178/sqft
$-- HOA
What's special
Large shedPropane heatWaterfront frontageCozy homeBeautiful water views
- 25 days |
- 1,225 |
- 65 |
Zillow last checked:
Listing updated:
Listed by:
Connie J Allen 989-324-9956,
Century 21 Signature Realty - Bay City 989-686-4500
Source: MiRealSource,MLS#: 50204934
Originating MLS: Bay County REALTOR Association
Originating MLS: Bay County REALTOR AssociationTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Features: Laminate
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Bedroom 2
- Features: Laminate
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Bathroom 1
- Level: Main
Kitchen
- Features: Laminate
- Level: Main
- Area: 192
- Dimensions: 12 x 16
Living room
- Features: Laminate
- Level: Main
- Area: 192
- Dimensions: 16 x 12
Heating
- Forced Air, Propane
Cooling
- Ceiling Fan(s)
Appliances
- Included: Water Heater
Features
- Flooring: Laminate
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
- Finished area above ground: 1,300
- Finished area below ground: 0
Property
Parking
- Parking features: Carport
- Has carport: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch
- Has view: Yes
- View description: Water, Bay
- Has water view: Yes
- Water view: Water,Bay
- Waterfront features: Waterfront
- Body of water: Saginaw bay
- Frontage length: 50
Lot
- Size: 0.68 Acres
- Dimensions: 29621
Details
- Parcel number: 0904004110003500
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1935
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Pinconning
Financial & listing details
- Price per square foot: $178/sqft
- Tax assessed value: $189,000
- Annual tax amount: $1,417
- Date on market: 4/21/2026
- Cumulative days on market: 25 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Gravel
Estimated market value
$164,800
$138,000 - $188,000
$1,293/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/21/2026 | Listed for sale | $232,000$178/sqft |
Source:  MiRealSource #50204934 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,279 +5.3% | $94,500 +15.5% |
| 2024 | $1,215 +5.2% | $81,800 +27.4% |
| 2023 | $1,154 +7.2% | $64,200 +22.3% |
| 2022 | $1,077 +1.6% | $52,500 +5.6% |
| 2021 | $1,059 +4% | $49,700 +15.6% |
| 2020 | $1,018 +3% | $43,000 +6.2% |
| 2019 | $988 | $40,500 -5.2% |
| 2018 | $988 +5% | $42,700 +3.9% |
| 2017 | $941 | $41,100 +2.5% |
| 2016 | $941 | $40,100 -2.7% |
| 2015 | $941 | $41,200 -2.8% |
| 2014 | -- | $42,400 +21.1% |
| 2013 | -- | $35,000 -2.2% |
| 2012 | -- | $35,800 +53.6% |
| 2011 | -- | $23,300 -35.5% |
| 2010 | -- | $36,100 -7.7% |
| 2009 | -- | $39,100 -4.6% |
| 2008 | -- | $41,000 -1% |
| 2007 | -- | $41,400 -4.4% |
| 2006 | -- | $43,300 +1.4% |
| 2005 | -- | $42,700 +3.9% |
| 2004 | -- | $41,100 +2.8% |
| 2003 | -- | $40,000 +18% |
| 2002 | -- | $33,900 +5.9% |
| 2001 | -- | $32,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48650
Nearby schools
GreatSchools rating
- 8/10Pinconning Central Elementary SchoolGrades: PK-6Distance: 3.8 mi
- 5/10Pinconning Middle SchoolGrades: 6-8Distance: 3.8 mi
- 5/10Pinconning High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- District: Pinconning Area Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Bay County
- Pinconning
- 48650
- 2406 Oak Rd
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