Welcome home to this bayfront property, situated on over a half acre lot, with 90 feet of deep waterfront, with a dock and boat lift already in place. Hard to find 2 bedroom ground level home, with no elevator needed, situated on a high and dry bayfront lot. In addition to a well built and very solid home, this treasure features exactly what you are looking for with a screen porch on the waterside for enjoying the views and breezes, looking out over a well-constructed dock and 8,000 lb boat lift, and nothing beyond it but open water. Peaceful protected setting, everything across the bay is state preserve land, and across the street is national wildlife refuge. Thats hard to find in a property that still offers paved road frontage, public sewer and water, and high-speed internet. After a day of fishing or exploring simply lift your boat out of the water, stash the rods and gear in the perfect coastal workshop on site, and relax with a drink on the porch as the afternoon sea breeze rolls in. From there its a short drive to some of the best seafood restaurants in the country, or chill and relax at home with plenty of space to entertain and enjoy company right at home. If you are looking for a low maintenance coastal getaway that offers everything you need all in one location this might be the one for you.
For sale
$529,900
2413 Surf Rd, Panacea, FL 32346
2beds
1,600sqft
Est.:
Single Family Residence
Built in 1972
0.6 Acres Lot
$506,900 Zestimate®
$331/sqft
$-- HOA
What's special
Bayfront propertyWell-constructed dock
- 14 days
- on Zillow |
- 928 |
- 57 |
Zillow last checked: 7 hours ago
Listing updated: August 12, 2025 at 11:13pm
Listed by:
Joshua E Brown 850-528-6385,
Waypoint Properties
Source: TBR,MLS#: 389540

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Pantry, Screened Porch, Utility Room
Primary bedroom
- Dimensions: 14x16
Bedroom 2
- Dimensions: 12x12
Dining room
- Dimensions: 12x9
Family room
- Dimensions: 0x0
Kitchen
- Dimensions: 17x11
Living room
- Dimensions: 29x14
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Disposal, Ice Maker, Oven, Range, Refrigerator
Features
- Stall Shower, Pantry
- Flooring: Engineered Hardwood, Tile
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Carport, Three or more Spaces
- Carport spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch, Screened
- Has view: Yes
- View description: Bay, Gulf, River
- Has water view: Yes
- Water view: Bay,Gulf,River
- Waterfront features: Bay Access, Gulf, River Access
Lot
- Size: 0.6 Acres
- Dimensions: 90 x 290 x 90 x 290
Details
- Parcel number: 12129026S02W03303640000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,One Story,Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Fiber Cement
Condition
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Subdivision: TARPON SHORES
HOA
- Services included: None
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $331/sqft
- Tax assessed value: $261,643
- Annual tax amount: $3,611
- Date on market: 8/6/2025
- Listing terms: Conventional
- Road surface type: Paved
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