Welcome home to this bayfront property, situated on over a half acre lot, with 90 feet of deep waterfront, with a dock and boat lift already in place. Hard to find 2 bedroom ground level home, with no elevator needed, situated on a high and dry bayfront lot. In addition to a well built and very solid home, this treasure features exactly what you are looking for with a screen porch on the waterside for enjoying the views and breezes, looking out over a well-constructed dock and 8,000 lb boat lift, and nothing beyond it but open water. Peaceful protected setting, everything across the bay is state preserve land, and across the street is national wildlife refuge. Thats hard to find in a property that still offers paved road frontage, public sewer and water, and high-speed internet. After a day of fishing or exploring simply lift your boat out of the water, stash the rods and gear in the perfect coastal workshop on site, and relax with a drink on the porch as the afternoon sea breeze rolls in. From there its a short drive to some of the best seafood restaurants in the country, or chill and relax at home with plenty of space to entertain and enjoy company right at home. If you are looking for a low maintenance coastal getaway that offers everything you need all in one location this might be the one for you.
Under contract
$529,900
2413 Surf Rd, Panacea, FL 32346
2beds
1,600sqft
Est.:
Single Family Residence
Built in 1972
0.6 Acres Lot
$495,100 Zestimate®
$331/sqft
$-- HOA
What's special
Bayfront propertyWell-constructed dockPeaceful protected settingPaved road frontage
- 89 days |
- 93 |
- 2 |
Zillow last checked: 7 hours ago
Listing updated: February 18, 2026 at 12:26pm
Listed by:
Joshua E Brown 850-528-6385,
Waypoint Properties
Source: TBR,MLS#: 394868
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Pantry, Screened Porch, Utility Room
Primary bedroom
- Dimensions: 14x16
Bedroom 2
- Dimensions: 12x12
Dining room
- Dimensions: 12x9
Family room
- Dimensions: 0x0
Kitchen
- Dimensions: 17x11
Living room
- Dimensions: 29x14
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Disposal, Ice Maker, Oven, Range, Refrigerator
Features
- Stall Shower, Pantry
- Flooring: Engineered Hardwood, Tile
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Carport, Three or more Spaces
- Carport spaces: 3
Features
- Stories: 1
- Patio & porch: Porch, Screened
- Has view: Yes
- View description: Bay, Gulf, River
- Has water view: Yes
- Water view: Bay,Gulf,River
- Waterfront features: Bay Access, Gulf, River Access
Lot
- Size: 0.6 Acres
- Dimensions: 90 x 290 x 90 x 290
Details
- Parcel number: 12129026S02W03303640000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,One Story,Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Fiber Cement
Condition
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Subdivision: TARPON SHORES
HOA
- Services included: None
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $331/sqft
- Tax assessed value: $261,643
- Annual tax amount: $3,611
- Date on market: 1/13/2026
- Cumulative days on market: 90 days
- Listing terms: Conventional
- Road surface type: Paved
Estimated market value
$495,100
$470,000 - $520,000
$1,897/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/16/2026 | Contingent | $529,900$331/sqft |
Source:  TBR #394868 Report a problem | ||
| 1/13/2026 | Listed for sale | $529,900$331/sqft |
Source: TBR #394868 Report a problem | ||
| 9/12/2025 | Listing removed | $529,900$331/sqft |
Source: TBR #389540 Report a problem | ||
| 8/6/2025 | Listed for sale | $529,900-1.7%$331/sqft |
Source: TBR #389540 Report a problem | ||
| 6/14/2025 | Listing removed | $539,000$337/sqft |
Source: TBR #379928 Report a problem | ||
| 4/22/2025 | Price change | $539,000-1.8%$337/sqft |
Source: TBR #379928 Report a problem | ||
| 3/6/2025 | Price change | $549,000-5.2%$343/sqft |
Source: TBR #379928 Report a problem | ||
| 12/13/2024 | Listed for sale | $579,000+163.2%$362/sqft |
Source: TBR #379928 Report a problem | ||
| 4/2/2015 | Sold | $220,000-3.9%$138/sqft |
Source: TBR #223121 Report a problem | ||
| 3/11/2015 | Pending sale | $229,000$143/sqft |
Source: HARBOR POINT REALTY #246359 Report a problem | ||
| 2/26/2015 | Listed for sale | $229,000$143/sqft |
Source: Harbor Point Realty #246359 Report a problem | ||
| 2/26/2015 | Pending sale | $229,000$143/sqft |
Source: HARBOR POINT REALTY #246359 Report a problem | ||
| 12/1/2014 | Price change | $229,000-4.2%$143/sqft |
Source: Harbor Point Realty #223121 Report a problem | ||
| 11/27/2014 | Listed for sale | $239,000-18.7%$149/sqft |
Source: Harbor Point Realty #223121 Report a problem | ||
| 2/15/2013 | Listing removed | $294,000$184/sqft |
Source: HARBOR POINT REALTY #246359 Report a problem | ||
| 4/2/2012 | Price change | $294,000-1.7%$184/sqft |
Source: HARBOR POINT REALTY #246359 Report a problem | ||
| 2/20/2012 | Listed for sale | $299,000+1.4%$187/sqft |
Source: HARBOR POINT REALTY #246359 Report a problem | ||
| 9/1/2011 | Listing removed | $295,000$184/sqft |
Source: Coastal Shores Realty Group LL #200412 Report a problem | ||
| 7/31/2011 | Price change | $295,000-25.3%$184/sqft |
Source: Coastal Shores Realty Group LL #200412 Report a problem | ||
| 7/5/2011 | Listed for sale | $395,000-20.2%$247/sqft |
Source: Coastal Shores Realty Group LL #200412 Report a problem | ||
| 10/8/2010 | Listing removed | $495,000$309/sqft |
Source: Coastal Shores Properties, Inc #200412 Report a problem | ||
| 2/26/2010 | Listed for sale | $495,000-47.6%$309/sqft |
Source: Coastal Shores Properties, Inc #200412 Report a problem | ||
| 7/2/2008 | Listing removed | $945,000$591/sqft |
Source: United Country Report a problem | ||
| 3/12/2008 | Listed for sale | $945,000$591/sqft |
Source: United Country Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,611 +15% | $221,683 +10% |
| 2023 | $3,141 +2.9% | $201,530 +3% |
| 2022 | $3,052 +1.1% | $195,692 +3.4% |
| 2021 | $3,018 +3.4% | $189,247 +1.2% |
| 2020 | $2,919 | $187,032 +3.2% |
| 2019 | $2,919 +5% | $181,242 +4.3% |
| 2018 | $2,781 | $173,718 +2.4% |
| 2017 | $2,781 | $169,722 +7.6% |
| 2016 | $2,781 +75.7% | $157,701 +33.5% |
| 2015 | $1,583 | $118,132 +2.4% |
| 2014 | $1,583 | $115,406 +1.5% |
| 2013 | -- | $113,700 +1.7% |
| 2012 | -- | $111,799 +3% |
| 2011 | -- | $108,543 +1.5% |
| 2010 | -- | $106,939 +2.7% |
| 2009 | -- | $104,128 +0% |
| 2008 | -- | $104,105 +2.5% |
| 2007 | -- | $101,566 +3% |
| 2006 | -- | $98,608 +3% |
| 2005 | -- | $95,736 +3% |
| 2004 | -- | $92,948 +2.7% |
| 2003 | -- | $90,540 +2.4% |
| 2002 | -- | $88,418 +1.6% |
| 2001 | -- | $87,026 +3% |
| 2000 | -- | $84,491 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,139/mo
Principal & interest
$2547
Property taxes
$592
More affordability tools
Climate risks
Neighborhood: 32346
Nearby schools
GreatSchools rating
- 8/10Medart Elementary SchoolGrades: PK-5Distance: 6.7 mi
- 6/10Wakulla Middle SchoolGrades: 6-8Distance: 10 mi
- 5/10Wakulla High SchoolGrades: PK,9-12Distance: 8.6 mi
Schools provided by the listing agent
- Elementary: MEDART
- Middle: WAKULLA
- High: WAKULLA
Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32346
- Florida
- Wakulla County
- Panacea
- 32346
- 2413 Surf Rd
Nearby cities
Nearby zip codes
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