Nicely maintained 3 bedroom/2.5 bath home less than 10 minutes from downtown Hiawassee! Located in a nice, established, subdivision, this charming property features a level, usable yard on over half an acre with beautiful year-round mountain views. Inside, you'll find a spacious kitchen perfect for cooking and entertaining, along with a cozy living area highlighted by a beautiful stone fireplace. Recent upgrades include a new heating and air system, fresh exterior paint, new back porch, recently serviced septic system, and a roof that's only four years old. Outdoor living is easy with a wraparound covered front porch, a screened back porch, and a storage shed for your tools and equipment. The home also offers an oversized 2-car tuck-under garage, providing plenty of parking and storage space. This property is ideal for a full-time residence or a peaceful mountain retreat!
Active
$439,900
2421 Settlers Ridge Rd, Hiawassee, GA 30546
3beds
1,920sqft
Est.:
Single Family Residence
Built in 1998
0.63 Acres Lot
$422,800 Zestimate®
$229/sqft
$-- HOA
What's special
Beautiful year-round mountain viewsWraparound covered front porchScreened back porch
- 68 days |
- 707 |
- 26 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 02, 2025 at 10:06pm
Listed by:
Eli Phillips 706-897-8216,
RE/MAX Hiawassee Realty
Source: GAMLS,MLS#: 10646547
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Great Room
Kitchen
- Features: Breakfast Area, Kitchen Island
Heating
- Heat Pump
Cooling
- Central Air, Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator
- Laundry: Other
Features
- Master On Main Level, Split Bedroom Plan, Vaulted Ceiling(s)
- Flooring: Carpet, Hardwood
- Basement: Bath Finished,Exterior Entry
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,920
- Total interior livable area: 1,920 sqft
- Finished area above ground: 1,920
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Basement, Garage
- Has attached garage: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Exterior features: Garden
- Has view: Yes
- View description: Mountain(s)
Lot
- Size: 0.63 Acres
- Features: Corner Lot, Level, Open Lot
- Residential vegetation: Grassed, Partially Wooded
Details
- Parcel number: 0046 003P
- Special conditions: Covenants/Restrictions
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Country/Rustic,Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, High Speed Internet, Propane
Community & HOA
Community
- Features: None
- Subdivision: Settlers Ridge
HOA
- Has HOA: No
- Services included: None
Location
- Region: Hiawassee
Financial & listing details
- Price per square foot: $229/sqft
- Tax assessed value: $411,960
- Annual tax amount: $1,180
- Date on market: 11/19/2025
- Cumulative days on market: 67 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$422,800
$402,000 - $444,000
$3,059/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/19/2025 | Listed for sale | $439,900+3.5%$229/sqft |
Source: NGBOR #420379 Report a problem | ||
| 10/27/2025 | Listing removed | $425,000$221/sqft |
Source: NGBOR #415228 Report a problem | ||
| 6/11/2025 | Price change | $425,000-3.4%$221/sqft |
Source: NGBOR #415228 Report a problem | ||
| 4/30/2025 | Listed for sale | $440,000-2%$229/sqft |
Source: NGBOR #415228 Report a problem | ||
| 4/2/2025 | Listing removed | $449,000$234/sqft |
Source: NGBOR #412008 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,180 -9.9% | $164,784 +8.3% |
| 2023 | $1,310 -8.4% | $152,155 +7.2% |
| 2022 | $1,430 -3.3% | $141,886 +15.8% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,375/mo
Principal & interest
$2085
Home insurance
$154
Property taxes
$136
Climate risks
Neighborhood: 30546
Nearby schools
GreatSchools rating
- 5/10Towns County Elementary SchoolGrades: PK-5Distance: 2 mi
- 8/10Towns County Middle SchoolGrades: 6-8Distance: 1.9 mi
- 6/10Towns County High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Towns County
- Middle: Towns County
- High: Towns County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





