Experience the charm of Low Country coastal living in the beautiful gated community of Cumberland Harbour! Built in 2023, this Terry Stover built 3-bedroom, 2-bath home offers 1,600 square feet of comfortable living space, quality craftsmanship, and an inviting coastal atmosphere. Step inside to discover a bright, airy living area highlighted by vaulted ceilings that create an open and spacious feel. The primary suite offers a peaceful retreat with convenient access to a screened porch, ideal for enjoying your morning coffee or relaxing in the coastal breeze. Beyond your front door, enjoy the exceptional lifestyle Cumberland Harbour is known for. This gated waterfront community offers three swimming pools, tennis and pickleball courts, a fitness center, walking and biking trails, waterfront parks and a community day dock. Surrounded by majestic live oaks, coastal marshes, and the natural beauty of Southeast Georgia, Cumberland Harbour provides a wonderful blend of recreation and relaxation. Located just minutes from historic downtown St. Marys, with convenient access to Amelia Island, Jacksonville, and the breathtaking Cumberland Island National Seashore. Whether you're looking for a full-time residence or a coastal getaway, 118 Mooring Lane offers an opportunity to enjoy the best of Low Country living. Welcome home!
Active
$515,000
118 Mooring Ln, Saint Marys, GA 31558
3beds
1,600sqft
Single Family Residence
Built in 2023
7,840 Square Feet Lot
$508,200 Zestimate®
$322/sqft
$190/mo HOA
What's special
Gated waterfront communityWaterfront parksCoastal marshesQuality craftsmanshipTennis and pickleball courtsWalking and biking trailsThree swimming pools
- 4 days
- 247
- 22
Zillow last checked:
Listing updated:
Listed by:
Marcy Yesalis 2146491676,
Iron Valley Real Estate Coastal GA,
Carmita Criss 703-850-1958,
Iron Valley Real Estate Coastal GA
Source: GAMLS,MLS#: 10874992
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Family Room
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: Laundry Closet
Features
- High Ceilings, Master On Main Level, Tile Bath
- Flooring: Tile, Vinyl
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
- Finished area above ground: 1,600
- Finished area below ground: 0
Property
Parking
- Parking features: Attached
- Has attached garage: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch, Screened
Lot
- Size: 7,840 Square Feet
- Features: Cul-De-Sac
Details
- Parcel number: 160C 703
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage
- Property subtype: Single Family Residence
Materials
- Concrete
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2023
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Phone Available, Sewer Connected, Underground Utilities, Water Available
Community & HOA
Community
- Features: Boat/Camper/Van Prkg, Fitness Center, Gated, Lake, Park, Playground, Pool, Tennis Court(s)
- Subdivision: Cumberland Harbour
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management Fee, Security, Swimming, Tennis
- HOA fee: $2,275 annually
Location
- Region: Saint Marys
Financial & listing details
- Price per square foot: $322/sqft
- Tax assessed value: $476,115
- Annual tax amount: $6,164
- Date on market: 10/19/2026
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
$508,200
$483,000 - $534,000
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/19/2026 | Listed for sale | $515,000+6%$322/sqft |
Source:  GAMLS #10874992 Report a problem | ||
| 4/26/2024 | Sold | $485,700+4482.1%$304/sqft |
Source: Public Record Report a problem | ||
| 3/15/2023 | Sold | $10,600-92.6%$7/sqft |
Source: Public Record Report a problem | ||
| 6/3/2005 | Sold | $143,910$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,277 +130.2% | $190,446 +150.3% |
| 2024 | $2,293 +825.8% | $76,072 +956.6% |
| 2023 | $248 +45.9% | $7,200 +50% |
| 2022 | $170 -5.7% | $4,800 |
| 2021 | $180 +18% | $4,800 |
| 2020 | $153 -11.5% | $4,800 |
| 2019 | $173 | $4,800 |
| 2018 | $173 -54.2% | $4,800 -52% |
| 2017 | $376 +25.7% | $10,000 |
| 2016 | $299 | $10,000 |
| 2015 | $299 +116.1% | $10,000 +108.3% |
| 2014 | $139 | $4,800 -20% |
| 2013 | $139 | $6,000 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $55,290 -3% |
| 2008 | -- | $57,000 |
| 2007 | -- | $57,000 |
| 2006 | -- | $57,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 31558
Nearby schools
Schools provided by the listing agent
- Elementary: Saint Marys
- Middle: Saint Marys
- High: Camden
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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