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For sale
    • $759,900

    2489 Surf Rd, Panacea, FL 32346

    4beds
    3,228sqft
    : 
    Single Family Residence
    Built in 1955
    0.72 Acres Lot
    $708,100 Zestimate®
    $235/sqft
    $-- HOA

    What's special

    Enclosed garageAdditional bedroom suiteMaster bedroom suite
    "High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If you're looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.
    42 days
    |
    1,700
    |
    95
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 30, 2026 at 11:35am

    Listed by:

    Joshua E Brown 850-528-6385,

    Waypoint Properties

    Source: TBR,MLS#: 396513MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Garage, Other, Sunroom, Utility Room
      Primary bedroom
      • Dimensions: 14x23
      Bedroom 2
      • Dimensions: 11x14
      Bedroom 3
      • Dimensions: 12x21
      Bedroom 4
      • Dimensions: 14x18
      Dining room
      • Dimensions: 17x13
      Family room
      • Dimensions: 15x27
      Kitchen
      • Dimensions: 14x11
      Living room
      • Dimensions: 18x18
      Other
      • Dimensions: 28x11
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Refrigerator, Washer
      Features
      • Handicap Access, Window Treatments, Split Bedrooms, Sun Room, Upper Level Primary, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 3,228
      • Total interior livable area: 3,228 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Two Car Garage
      • Garage spaces: 2
      Features
      • Levels: Multi/Split
      • Stories: 2
      • Patio & porch: Covered, Deck, Patio, Porch
      • Has private pool: Yes
      • Pool features: In Ground, Screen Enclosure
      • Fencing: Partial
      • Has view: Yes
      • View description: Bay, Gulf, River
      • Has water view: Yes
      • Water view: Bay,Gulf,River
      • Waterfront features: Bay Access, Gulf, River Access
      Lot
      • Size: 0.72 Acres
      • Dimensions: 121 x 267 x 120 x 260
      Details
      • Parcel number: 12129026S02W03303624000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage,Craftsman,Two Story,Split Level
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco, Wood Siding
      Condition
      • Year built: 1955

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Subdivision: TARPON SHORES UT I
      Location
      • Region: Panacea

      Financial & listing details

      • Price per square foot: $235/sqft
      • Tax assessed value: $447,995
      • Annual tax amount: $5,211
      • Date on market: 2/24/2026
      • Cumulative days on market: 42 days
      • Listing terms: Conventional
      • Road surface type: Paved
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        Estimated market value

        $708,100

        $673,000 - $744,000

        $3,939/mo

        Price history

        Price history
        DateEventPrice
        2/24/2026Listed for sale$759,900-7.3%$235/sqft
        Source: TBR #396513 Report a problem
        1/9/2026Listing removed$819,900$254/sqft
        Source: TBR #387080 Report a problem
        7/24/2025Price change$819,900-3.5%$254/sqft
        Source: TBR #387080 Report a problem
        6/9/2025Listed for sale$849,900$263/sqft
        Source: TBR #387080 Report a problem
        6/2/2025Listing removed$849,900$263/sqft
        Source: TBR #382811 Report a problem
        5/1/2025Price change$849,900-5.6%$263/sqft
        Source: TBR #382811 Report a problem
        3/11/2025Listed for sale$899,900+114.3%$279/sqft
        Source: TBR #382811 Report a problem
        3/18/2013Sold$420,000-15.2%$130/sqft
        Source: Public Record Report a problem
        6/13/2012Listing removed$495,000$153/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        4/11/2012Listed for sale$495,000-0.8%$153/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        2/27/2012Listing removed$498,900$155/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        2/26/2012Price change$498,900-7.1%$155/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        5/12/2011Price change$537,000-0.4%$166/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        4/23/2011Listed for sale$539,000-23%$167/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        1/6/2011Listing removed$699,999$217/sqft
        Source: Sell #182323 Report a problem
        7/3/2010Listed for sale$699,999-21.8%$217/sqft
        Source: Ochlockonee Bay Realty #182323 Report a problem
        9/21/2009Listing removed$895,000$277/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        7/11/2008Listed for sale$895,000-10.1%$277/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        5/29/2008Listing removed$995,000$308/sqft
        Source: NCI #148704 Report a problem
        1/31/2008Listed for sale$995,000$308/sqft
        Source: NCI #148704 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$5,959 +14.4%$391,876 +9.9%
        2023$5,211 +1.5%$356,656 +2.8%
        2022$5,134 +0.6%$346,783 +2.8%
        2021$5,104 +3.6%$337,229 +2%
        2020$4,929 $330,503 +2.1%
        2019$4,929 +12.7%$323,730 +13.6%
        2018$4,374 $285,038 +2.3%
        2017$4,374 $278,529 +2.8%
        2016$4,374 -7.6%$271,041 -0.2%
        2015$4,732 $271,503 +7.7%
        2014$4,732 $252,197 +24.7%
        2013-- $202,289 +1.7%
        2012-- $198,908 +3%
        2011-- $193,115 +1.5%
        2010-- $190,261 +2.7%
        2009-- $185,259 -0.7%
        2008-- $186,521 +2.5%
        2007-- $181,971 +3%
        2006-- $176,671 +3%
        2005-- $171,525 +17.7%
        2004-- $145,700 +2.8%
        2003-- $141,777 +12.9%
        2002-- $125,633 +1.6%
        2001-- $123,655 +3%
        2000-- $120,053

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $4,543/mo
        Principal & interest
        $3694
        Property taxes
        $849
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          Climate risks

          Neighborhood: 32346

          Getting around

          1 / 100
          Car-Dependent
          33 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: MEDART
          • Middle: WAKULLA
          • High: WAKULLA

          Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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