Skip main navigation
For sale
  • PropertyExplore 3D tour
    • $759,900

    2489 Surf Rd, Panacea, FL 32346

    4beds
    3,228sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1955
    0.72 Acres Lot
    $702,700 Zestimate®
    $235/sqft
    $-- HOA

    What's special

    Enclosed garageAdditional bedroom suiteMaster bedroom suite
    "High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If you're looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.
    139 days
    |
    838
    |
    63
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Joshua E Brown 850-528-6385,

    Waypoint Properties,

    Cassie Johnson 850-519-2297,

    Waypoint Properties

    Source: TBR,MLS#: 396513MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Garage, Other, Sunroom, Utility Room
      Primary bedroom
      • Dimensions: 14x23
      Bedroom 2
      • Dimensions: 11x14
      Bedroom 3
      • Dimensions: 12x21
      Bedroom 4
      • Dimensions: 14x18
      Dining room
      • Dimensions: 17x13
      Family room
      • Dimensions: 15x27
      Kitchen
      • Dimensions: 14x11
      Living room
      • Dimensions: 18x18
      Other
      • Dimensions: 28x11
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Refrigerator, Washer
      Features
      • Handicap Access, Window Treatments, Split Bedrooms, Sun Room, Upper Level Primary, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 3,228
      • Total interior livable area: 3,228 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Two Car Garage
      • Garage spaces: 2
      Features
      • Levels: Multi/Split
      • Stories: 2
      • Patio & porch: Covered, Deck, Patio, Porch
      • Has private pool: Yes
      • Pool features: In Ground, Screen Enclosure
      • Fencing: Partial
      • Has view: Yes
      • View description: Bay, Gulf, River
      • Has water view: Yes
      • Water view: Bay,Gulf,River
      • Waterfront features: Bay Access, Gulf, River Access
      Lot
      • Size: 0.72 Acres
      • Dimensions: 121 x 267 x 120 x 260
      Details
      • Parcel number: 026S02W03303624000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage,Craftsman,Two Story,Split Level
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco, Wood Siding
      Condition
      • Year built: 1955

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Subdivision: TARPON SHORES UT I
      Location
      • Region: Panacea

      Financial & listing details

      • Price per square foot: $235/sqft
      • Tax assessed value: $474,666
      • Annual tax amount: $5,211
      • Date on market: 2/24/2026
      • Cumulative days on market: 140 days
      • Listing terms: Conventional
      • Road surface type: Paved

        Estimated market value

        $702,700

        $668,000 - $738,000

        $4,406/mo

        Price history

        DateEventPrice
        2/24/2026Listed for sale$759,900-7.3%$235/sqft
        Source: TBR #396513 Report a problem
        1/9/2026Listing removed$819,900$254/sqft
        Source: TBR #387080 Report a problem
        7/24/2025Price change$819,900-3.5%$254/sqft
        Source: TBR #387080 Report a problem
        6/9/2025Listed for sale$849,900$263/sqft
        Source: TBR #387080 Report a problem
        6/2/2025Listing removed$849,900$263/sqft
        Source: TBR #382811 Report a problem
        5/1/2025Price change$849,900-5.6%$263/sqft
        Source: TBR #382811 Report a problem
        3/11/2025Listed for sale$899,900+114.3%$279/sqft
        Source: TBR #382811 Report a problem
        3/18/2013Sold$420,000-15.2%$130/sqft
        Source: Public Record Report a problem
        6/13/2012Listing removed$495,000$153/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        4/11/2012Listed for sale$495,000-0.8%$153/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        2/27/2012Listing removed$498,900$155/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        2/26/2012Price change$498,900-7.1%$155/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        5/12/2011Price change$537,000-0.4%$166/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        4/23/2011Listed for sale$539,000-23%$167/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        1/6/2011Listing removed$699,999$217/sqft
        Source: Sell #182323 Report a problem
        7/3/2010Listed for sale$699,999-21.8%$217/sqft
        Source: Ochlockonee Bay Realty #182323 Report a problem
        9/21/2009Listing removed$895,000$277/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        7/11/2008Listed for sale$895,000-10.1%$277/sqft
        Source: Ochlockonee Bay Realty #182313 Report a problem
        5/29/2008Listing removed$995,000$308/sqft
        Source: NCI #148704 Report a problem
        1/31/2008Listed for sale$995,000$308/sqft
        Source: NCI #148704 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,467 +8.5%$431,064 +10%
        2024$5,959 +14.4%$391,876 +9.9%
        2023$5,211 +1.5%$356,656 +2.8%
        2022$5,134 +0.6%$346,783 +2.8%
        2021$5,104 +3.6%$337,229 +2%
        2020$4,929 $330,503 +2.1%
        2019$4,929 +12.7%$323,730 +13.6%
        2018$4,374 $285,038 +2.3%
        2017$4,374 $278,529 +2.8%
        2016$4,374 -7.6%$271,041 -0.2%
        2015$4,732 $271,503 +7.7%
        2014$4,732 $252,197 +24.7%
        2013-- $202,289 +1.7%
        2012-- $198,908 +3%
        2011-- $193,115 +1.5%
        2010-- $190,261 +2.7%
        2009-- $185,259 -0.7%
        2008-- $186,521 +2.5%
        2007-- $181,971 +3%
        2006-- $176,671 +3%
        2005-- $171,525 +17.7%
        2004-- $145,700 +2.8%
        2003-- $141,777 +12.9%
        2002-- $125,633 +1.6%
        2001-- $123,655 +3%
        2000-- $120,053
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32346

        Getting around

        1 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: MEDART
        • Middle: WAKULLA
        • High: WAKULLA

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Panacea Topics

                Search
                Updates
                Favorites
                Plan
                Inbox