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For sale
  • $184,900

    265 Howell Bluff Rd, Ponce De Leon, FL 32455

    2beds
    864sqft
    : 
    Single Family Residence
    Built in 1991
    0.45 Acres Lot
    $-- Zestimate®
    $214/sqft
    $-- HOA

    What's special

    BACK ON THE MARKET. No fault of the owners. Come take a look at the move in ready home. This home is located just minutes away from the Choctawhachee River and Boat Launch. This home has been recently updated with a new paint inside and out, new wood for the deck/porch, Gravel for 2 parking areas, Insulation in the attic and the roof is only 4 years old. Owner just installed a private well for this home also in July 2024! This is a very quiet location and only minutes from Panama City or Freeport. The lot is big with plenty of room for growth or room for your water toys! Come take a look at this beauty!
    13 days
    |
    91
    |
    5
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 08, 2025 at 10:07am

    Listed by:

    Kathleen S Cardenas 321-536-9119,

    30A Local Real Estate,

    Amber S Nowling 407-376-3273,

    30A Local Real Estate

    Source: ECAOR,MLS#: 972074MLS LogoOriginating MLS: Emerald Coast

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 1
    • Full bathrooms: 1
    Bedroom
    • Level: First
    Kitchen
    • Level: First
    Living room
    • Level: First
    Heating
    • Wood Stove, Electric
    Cooling
    • Electric, Ceiling Fan(s)
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Refrigerator, Electric Range, Washer, Water Heater - Propn
    Features
    • Kitchen Island, Bedroom, Kitchen, Living Room
    • Flooring: Hardwood, Laminate, Vinyl
    • Windows: Window Treatments
    • Has fireplace: Yes
    • Fireplace features: Fireplace
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 864
    • Total interior livable area: 864 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Open
    • Has uncovered spaces: Yes
    Features
    • Stories: 1
    • Patio & porch: Deck Open
    • Pool features: None
    Lot
    • Size: 0.45 Acres
    • Dimensions: 461.6 x 465.6 x 68.47 appro x .
    • Features: Irregular Lot, Within 1/2 Mile to Water, Wooded
    Details
    • Parcel number: 361N17040300000170
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Beach House
    • Property subtype: Single Family Residence
    Materials
    • Frame, Trim Wood
    • Foundation: Foundation Stilts
    • Roof: Metal
    Condition
    • Construction Complete
    • Year built: 1991

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: Electricity Connected, Propane

    Community & HOA

    Community
    • Subdivision: Howells Bluff
    Location
    • Region: Ponce De Leon

    Financial & listing details

    • Price per square foot: $214/sqft
    • Tax assessed value: $77,519
    • Annual tax amount: $649
    • Date on market: 11/27/2025
    • Cumulative days on market: 208 days
    • Listing terms: Conventional,FHA,VA Loan
    • Electric utility on property: Yes
    • Road surface type: Paved
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    12/8/2025Listed for sale$184,900$214/sqft
    Source: ECAOR #972074 Report a problem
    11/28/2025Pending sale$184,900$214/sqft
    Source: ECAOR #972074 Report a problem
    11/27/2025Listed for sale$184,900$214/sqft
    Source: ECAOR #972074 Report a problem
    10/6/2025Listing removed$184,900$214/sqft
    Source: ECAOR #972074 Report a problem
    8/7/2025Price change$184,900-0.1%$214/sqft
    Source: ECAOR #972074 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$650 +3.3%$59,686 +10%
    2023$629 +4.6%$54,260 +10%
    2022$601 +24.2%$49,327 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,131/mo
    Principal & interest
    $923
    Property taxes
    $143
    Home insurance
    $65

      Climate risks

      Neighborhood: 32455

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Freeport
      • Middle: Freeport
      • High: Freeport

      Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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