For sale

Price cut: $100 (7/12)

$449,900

2669 Surf Rd, Panacea, FL 32346

2beds

900sqft

$2,851/mo

Get pre-qualified

Single Family Residence

Built in 1950

0.54 Acres Lot

$420,200 Zestimate^®

$500/sqft

$-- HOA

What's special

Fully furnished

Looking for a cozy coastal retreat on Ochlockonee Bay? Discover the perfect waterfront escape with this beautifully remodeled and upgraded ground-level concrete block home. Fully furnished and ready for you to relax and enjoy, this home features a spacious screened porch overlooking the bay. Situated on over half an acre of waterfront property, it's an ideal spot for launching kayaks and exploring the water. Conveniently located near beloved local restaurants, public boat ramps, the St. Marks bike and nature trail, and Mashes Sands Beach just a short bike or golf cart ride away. A fisherman's paradise and a water lover's dream, this cozy property is also an excellent rental opportunity. Don’t miss out on this slice of paradise!

120 days

994

44

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Dimensions: 12x10

Bedroom 2

Dimensions: 10x10

Dining room

Dimensions: 10x8

Family room

Dimensions: 0x0

Kitchen

Dimensions: 10x6

Living room

Dimensions: 14x12

Heating

Wood

Appliances

Included: Dryer, Microwave, Oven, Range, Refrigerator, Stove, Washer

Features

Has fireplace: Yes

Interior area

Total structure area: 900
Total interior livable area: 900 sqft

Property

Parking

Total spaces: 2
Parking features: Carport, Two Spaces
Carport spaces: 2

Features

Stories: 1
Patio & porch: Patio
Has view: Yes
View description: Bay
Has water view: Yes
Water view: Bay
Waterfront features: Bay Access

Lot

Size: 0.54 Acres

Details

Parcel number: 126S02W03203897000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Cape Cod,One Story
Property subtype: Single Family Residence

Materials

Block, Concrete

Condition

Year built: 1950

Community & HOA

Community

Subdivision: White Beach

HOA

Has HOA: Yes
Services included: Pest Control

Location

Region: Panacea

Financial & listing details

Price per square foot: $500/sqft
Tax assessed value: $241,387
Annual tax amount: $3,699
Date on market: 4/13/2026
Cumulative days on market: 121 days
Listing terms: Conventional
Road surface type: Paved

Estimated market value

$420,200

$399,000 - $441,000

$1,460/mo

Price history

Date	Event	Price
7/12/2026	Price change	$449,9000%$500/sqft
Source: TBR #398573 Report a problem
4/13/2026	Listed for sale	$450,000+35.1%$500/sqft
Source: TBR #398573 Report a problem
5/9/2024	Sold	$333,000-2.1%$370/sqft
Source: TBR #371099 Report a problem
4/18/2024	Contingent	$340,000$378/sqft
Source: TBR #371099 Report a problem
4/17/2024	Listed for sale	$340,000$378/sqft
Source: TBR #371099 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,699 +20.1%	$241,387 +35.9%
2024	$3,079 +6.8%	$177,579 +10%
2023	$2,883 +21.2%	$161,435 +10%
2022	$2,378 +2.1%	$146,759 +4.5%
2021	$2,329 +4.3%	$140,435 +1.7%
2020	$2,234	$138,142 +2.3%
2019	$2,234 +3%	$135,022 +3.4%
2018	$2,168	$130,565 +2.1%
2017	$2,168	$127,891 +1.1%
2016	$2,168 -7.3%	$126,554 +0.7%
2015	$2,338	$125,663 +1.1%
2014	$2,338	$124,326
2013	--	$124,326 -1.1%
2012	--	$125,663 +0%
2011	--	$125,643 -44.3%
2010	--	$225,643 -31.6%
2009	--	$330,054 -22.2%
2008	--	$424,285 -19.2%
2007	--	$524,865 +29.3%
2006	--	$406,008 -0.4%
2005	--	$407,514 +181.8%
2004	--	$144,602 +111.7%
2003	--	$68,318 -0.5%
2002	--	$68,687 -0.7%
2001	--	$69,146 +9.5%
2000	--	$63,160