From the moment you enter this property your breath will be taken away with the unbelievable views and well thought out landscaping!
This rare lakefront cottage is nestled on its own peninsula with approximately 1200 feet of water front on Lake Bowen. Lake Bowen is a natural spring fed lake with access to three other surrounding lakes.
A fisherman and duck hunters dream!
With this much water front, this property features not one but five docks! Including a floating dock and a boat house that can hold up to a 20 ft boat! Oh and let's not forget the custom Steel bridge that connects both sides of the property! Spend your days jet skiing, fishing, or just enjoying Floridas beautiful nature.
There is also a beautiful Pergola with a gas burning fire pit making that a total of three fire pits on the property! Stepping up to the backside of the home you're warmly welcomed with the very large wraparound deck! You can spend your mornings drinking coffee enjoying the beautiful view! This two-story cottage was built with concrete filled blocks for durability. Not only is it striking it is also enduring! This home features 1600 ft.² three bedroom two full baths.
The great room feels great, with 16 foot ceilings and plenty of windows to admire the scenery.
You literally will feel like you are on vacation! Stepping back outside you will be pleased knowing you have plenty of room to store your vehicles, boats, tractors, or even jet skis with 1,162 sq feet of storage!
There is a deep well for irrigation, so keeping your lawn beautiful all year is easy!
I could go on but you would have to see this property yourself! Definitely one of a kind!
Schedule your showing today! Don't let this opportunity to own your piece of paradise slip away! All information deemed accurate but should be verified by buyer.
For sale
Price cut: $9.9K (4/16)
$690,000
2730 Mosquito Rd, Chipley, FL 32428
3beds
1,600sqft
Est.:
Single Family Residence
Built in 1992
5.66 Acres Lot
$665,800 Zestimate®
$431/sqft
$-- HOA
What's special
Floating dockFive docksRare lakefront cottageDeep well for irrigationVery large wraparound deckUnbelievable viewsWell thought out landscaping
- 22 days |
- 752 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
Mandie A Kadel 850-625-1528,
CENTURY 21 Commander Realty
Source: CPAR,MLS#: 787446
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Full Bath, Great Room, Kitchen
Bedroom
- Level: First
- Dimensions: 11.6 x 9.3
Bedroom
- Level: Second
- Dimensions: 14.5 x 7.8
Bedroom
- Level: Second
- Dimensions: 11 x 9.7
Other
- Level: First
- Dimensions: 8.7 x 4.1
Other
- Level: Second
- Dimensions: 8.9 x 5.3
Great room
- Level: First
- Dimensions: 29.6 x 21.5
Kitchen
- Level: First
- Dimensions: 15.4 x 9.8
Heating
- Electric, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Electric Range
Features
- Interior Steps
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Parking
- Total spaces: 3
- Parking features: Additional Parking, Circular Driveway, Paved
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Deck, Dock, Fire Pit
- Fencing: Chain Link,Partial
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front
- Frontage length: 1,200
Lot
- Size: 5.66 Acres
- Features: Sprinkler System, Paved
Details
- Additional structures: Garage(s), Pergola, Shed(s), Workshop
- Parcel number: 000000000033820009
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Subdivision: [No Recorded Subdiv]
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $431/sqft
- Tax assessed value: $201,125
- Annual tax amount: $943
- Date on market: 3/26/2026
- Cumulative days on market: 201 days
- Electric utility on property: Yes
Estimated market value
$665,800
$633,000 - $699,000
$1,720/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/16/2026 | Price change | $690,000-1.4%$431/sqft |
Source: | ||
| 3/27/2026 | Listed for sale | $699,900-4.1%$437/sqft |
Source: | ||
| 3/25/2026 | Listing removed | $729,900$456/sqft |
Source: | ||
| 9/26/2025 | Listed for sale | $729,900$456/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $108,935 +2.9% |
| 2024 | $876 +3.2% | $105,865 +3% |
| 2023 | $849 +4.1% | $102,782 +3% |
| 2022 | $815 +1.7% | $99,788 +3% |
| 2021 | $802 +3.5% | $96,882 +2.5% |
| 2020 | $775 0% | $94,501 +2.3% |
| 2019 | $775 -0.5% | $92,376 +1.9% |
| 2018 | $779 -0.6% | $90,654 +2.1% |
| 2017 | $784 | $88,789 +2.1% |
| 2016 | $784 +0% | $86,963 +0.7% |
| 2015 | $784 | $86,358 +0.8% |
| 2014 | -- | $85,673 +1.5% |
| 2013 | -- | $84,407 +1.7% |
| 2012 | -- | $82,996 +3% |
| 2011 | -- | $80,579 +1.5% |
| 2010 | -- | $79,388 +2.7% |
| 2009 | -- | $77,301 +0.1% |
| 2008 | -- | $77,224 +3% |
| 2007 | -- | $74,975 +5.6% |
| 2005 | -- | $71,016 +3% |
| 2004 | -- | $68,948 +7.9% |
| 2003 | -- | $63,907 +2.4% |
| 2002 | -- | $62,409 +1.6% |
| 2001 | -- | $61,426 +3% |
| 2000 | -- | $59,637 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,181/mo
Principal & interest
$3341
Property taxes
$840
More affordability tools
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 6.9 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 5.6 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- Elementary: Kate M. Smith
- Middle: Roulhac
- High: Chipley
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Washington County
- Chipley
- 32428
- 2730 Mosquito Rd




