Potential Short Sale - Subject to Lender Approval. Property is being marketed as a short sale; lender approval has not yet been obtained. Property is sold as-is with the right to inspect.
Buyer to verify all property information. All offers must include proof of funds or lender pre-approval. Closing timeline will be subject to lender approval.
Opportunity meets tranquility at 2731 Howard Rd, Middleburg, FL 32068, a unique 1-acre estate in a highly desirable Clay County location. Enjoy peaceful country living while remaining just minutes from Blanding Blvd, shopping, dining, top-rated schools, and major highways for easy access to everyday conveniences.
The main home offers approximately 2,736 sq. ft. of living space, featuring tile and carpet flooring, a cozy fireplace, and a spacious layout with potential to add additional bedrooms. With light updates, including bathroom tile resurfacing, flooring refresh, kitchen modernization, and interior paint--this property could easily be transformed into a beautiful primary residence or income-producing rental.
This property also offers multiple income-generating possibilities. The backyard includes a fully equipped 1-bedroom, 1-bath guest house, ideal for long-term rental, Airbnb, or private in-law quarters.
Additionally, the 800+ sq. ft. detached garage, currently used as a wood shop, offers potential to convert into additional living space, rental unit, guest quarters, or workspace. The property also features a barn, storage shed, and chicken coop, making it well suited for homesteading, small farming, or equipment storage.
Outdoor features include a large 6.5-ft-deep pool that can be restored with a new liner and cleaning, as well as a pond that was previously stocked with koi fish, offering a peaceful natural setting. With no HOA restrictions, owners have the flexibility to park RVs, boats, work vehicles, or expand their investment plans. The property operates on well and septic, eliminating water and sewer utility bills.
This estate presents excellent potential for investors, entrepreneurs, or homeowners seeking a multi-generational property with built-in income opportunities.
Active
$298,900
2731 HOWARD Road, Middleburg, FL 32068
4beds
2,736sqft
Single Family Residence
Built in 1973
-- sqft lot
$287,600 Zestimate®
$109/sqft
$-- HOA
What's special
Chicken coopCozy fireplaceStorage shedSpacious layoutTile and carpet flooring
- 449 days |
- 1,451 |
- 41 |
Zillow last checked:
Listing updated:
Listed by:
PHILLIP POE 904-447-1730,
ONE REALTY CORP 904-438-8980
Source: realMLS,MLS#: 2076213
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Heat Pump
Cooling
- Central Air, Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
Interior area
- Total interior livable area: 2,736 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Stories: 1
- Pool features: In Ground
- On waterfront: Yes
- Waterfront features: No Fixed Bridges
Details
- Parcel number: 22052400642400000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Multi Generational,Ranch,Traditional
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1973
Utilities & green energy
- Water: Well
- Utilities for property: Electricity Connected, Other
Community & HOA
Community
- Subdivision: Middleburg
HOA
- Has HOA: No
Location
- Region: Middleburg
Financial & listing details
- Price per square foot: $109/sqft
- Tax assessed value: $403,771
- Date on market: 3/18/2025
- Listing terms: Cash,Conventional
Foreclosure details
Estimated market value
$287,600
$273,000 - $302,000
$2,814/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/20/2025 | Price change | $298,9000%$109/sqft |
Source: | ||
| 7/25/2025 | Price change | $299,000-0.3%$109/sqft |
Source: | ||
| 6/27/2025 | Price change | $300,000-0.3%$110/sqft |
Source: | ||
| 5/29/2025 | Price change | $301,000-0.7%$110/sqft |
Source: | ||
| 5/14/2025 | Price change | $303,000-0.7%$111/sqft |
Source: | ||
| 4/23/2025 | Price change | $305,000-3.2%$111/sqft |
Source: | ||
| 4/17/2025 | Price change | $315,000-1.3%$115/sqft |
Source: | ||
| 4/8/2025 | Price change | $319,000-6.1%$117/sqft |
Source: | ||
| 4/1/2025 | Price change | $339,900-2.9%$124/sqft |
Source: | ||
| 3/18/2025 | Listed for sale | $350,000+75%$128/sqft |
Source: | ||
| 3/15/2025 | Listing removed | $200,000$73/sqft |
Source: | ||
| 3/14/2025 | Price change | $200,000-35.3%$73/sqft |
Source: | ||
| 3/3/2025 | Price change | $309,000-3.1%$113/sqft |
Source: | ||
| 2/21/2025 | Listed for sale | $319,000+12.5%$117/sqft |
Source: | ||
| 11/8/2006 | Sold | $283,500$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $189,015 +2.9% |
| 2024 | $2,521 +3.6% | $183,689 +3% |
| 2023 | $2,433 +8.4% | $178,339 +3% |
| 2022 | $2,245 +0.5% | $173,145 +3% |
| 2021 | $2,235 +3.4% | $168,102 +1.4% |
| 2020 | $2,161 | $165,782 +2.3% |
| 2019 | $2,161 +1.6% | $162,055 +1.9% |
| 2018 | $2,127 +9% | $159,033 +2.1% |
| 2017 | $1,951 +0.6% | $155,762 +2.1% |
| 2016 | $1,939 +0.2% | $152,558 +0.7% |
| 2015 | $1,934 -2.6% | $151,498 +0.8% |
| 2014 | $1,986 | $150,296 +1.5% |
| 2013 | -- | $148,075 +1.7% |
| 2012 | -- | $145,600 -5.5% |
| 2011 | -- | $154,099 -10% |
| 2010 | -- | $171,147 -13.4% |
| 2009 | -- | $197,625 -9.7% |
| 2008 | -- | $218,906 -7% |
| 2007 | -- | $235,473 +143.8% |
| 2006 | -- | $96,575 +3% |
| 2005 | -- | $93,762 +3% |
| 2004 | -- | $91,031 +1.9% |
| 2003 | -- | $89,334 +4% |
| 2001 | -- | $85,866 +3% |
| 2000 | -- | $83,365 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32068
Nearby schools
GreatSchools rating
- 8/10Middleburg Elementary SchoolGrades: PK-6Distance: 1.8 mi
- 6/10Wilkinson Junior High SchoolGrades: 7-8Distance: 4.2 mi
- 5/10Middleburg High SchoolGrades: PK,9-12Distance: 3.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Clay County
- Middleburg
- 32068
- 2731 HOWARD Road



