For sale

$749,000

277 Riverside Dr, Center Cross, VA 22437

3beds

3,441sqft

$4,555/mo

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Single Family Residence

Built in 1985

-- sqft lot

$728,000 Zestimate^®

$218/sqft

$10/mo HOA

What's special

Spacious entertainment roomPrivate boathouseBreathtaking rappahannock river views

Enjoy breathtaking Rappahannock River views from this beautiful 3-bedroom, 3-full-bath home! Featuring two additional bonus rooms currently used as bedrooms, there is plenty of space for family and guests. The home also offers a spacious entertainment room, a large deck perfect for relaxing or entertaining, and a private boathouse. Enjoy the water with two new Jet Ski lifts installed within the past three years. Two HVAC systems have also been replaced within the past three years. Whether you're looking for a full-time residence or a waterfront getaway, this property offers the perfect combination of comfort, recreation, and stunning river views!

13 days
916
40

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Primary bedroom

Level: First
Dimensions: 0 x 0

Bedroom 2

Level: First
Dimensions: 0 x 0

Bedroom 3

Level: Lower
Dimensions: 0 x 0

Additional room

Description: Bonus room used as bedroom
Level: First
Dimensions: 0 x 0

Additional room

Description: Bonus Room
Level: Lower
Dimensions: 0 x 0

Dining room

Level: First
Dimensions: 0 x 0

Family room

Level: First
Dimensions: 0 x 0

Kitchen

Level: First
Dimensions: 0 x 0

Heating

Electric, Heat Pump, Zoned

Cooling

Heat Pump, Zoned

Appliances

Included: Built-In Oven, Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Washer

Features

Bedroom on Main Level, Cathedral Ceiling(s), Fireplace, Granite Counters, Cable TV, Workshop
Flooring: Carpet, Vinyl
Basement: Full,Partially Finished
Attic: Pull Down Stairs
Number of fireplaces: 1
Fireplace features: Masonry

Interior area

Total interior livable area: 3,441 sqft
Finished area above ground: 2,453
Finished area below ground: 988

Property

Parking

Parking features: Driveway, No Garage, Unpaved
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Screened, Deck
Exterior features: Boat Lift, Deck, Storage, Shed, Unpaved Driveway
Pool features: None
Fencing: None
On waterfront: Yes
Waterfront features: River Front, Bulkhead, Boat Ramp/Lift Access, Waterfront
Body of water: Rappahannock River

Details

Additional structures: Boat House
Parcel number: 54a/2/ 14/

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Drywall, Frame, Wood Siding
Roof: Composition

Condition

Resale
New construction: No
Year built: 1985

Utilities & green energy

Sewer: Septic Tank
Water: Community/Coop, Shared Well

Community & HOA

Community

Features: Boat Facilities, Common Grounds/Area
Subdivision: South Hill Banks

HOA

Has HOA: Yes
Services included: Common Areas, Insurance, Road Maintenance, Water Access
HOA fee: $125 annually

Location

Region: Center Cross

Financial & listing details

Price per square foot: $218/sqft
Tax assessed value: $621,321
Annual tax amount: $3,247
Date on market: 8/19/2026
Ownership: Individuals
Ownership type: Sole Proprietor

Estimated market value

$728,000

$692,000 - $764,000

$2,346/mo

Price history

Date	Event	Price
8/21/2026	Listed for sale	$749,000+19.8%$218/sqft
Source: Chesapeake Bay & Rivers AOR #202601469 Report a problem
10/22/2021	Sold	$625,000$182/sqft
Source: CVRMLS #2126787 Report a problem
9/16/2021	Pending sale	$625,000-3.7%$182/sqft
Source: Northern Neck AOR #110903 Report a problem
8/28/2021	Listed for sale	$649,000$189/sqft
Source: RE/MAX International #2126787 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,248 -12.6%	$590,500 +16%
2024	$3,716	$509,000
2023	$3,716	$509,000 +1.9%
2022	$3,716 +4.3%	$499,400 +3.7%
2021	$3,564 -11.8%	$481,600 +2.5%
2020	$4,042	$470,000
2018	--	$470,000
2017	--	--
2016	--	--
2015	--	--
2014	--	--
2013	--	--
2012	--	--
2011	--	--
2010	--	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 22437

Getting around

0 / 100

Car-Dependent

21 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Essex Intermediate School
Grades: 5-8Distance: 11.6 mi
4/10
Essex High School
Grades: 9-12Distance: 12 mi
4/10
Tappahannock Elementary School
Grades: PK-4Distance: 11.7 mi

Schools provided by the listing agent

Elementary: Tappahannock
Middle: Essex
High: Tappahannock

Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.