100% USDA FINANCING ELIGIBLE + COUNTRY FEEL, CITY CONVENIENCE, MINUTES TO THE RIVER & MOVE-IN READY! Welcome to this meticulously maintained 3 bedroom, 2 bathroom home offering the best of both worlds--peaceful country feel with convenient access to town. Whether you're a first-time buyer, looking to downsize, or simply searching for a move-in ready home with major upgrades already completed, this one stands out from the crowd. Inside, you'll find vaulted ceilings in both the living room and primary bedroom, a spacious kitchen with beautifully painted cabinets, upgraded light fixtures, and newer stainless steel appliances including an oven/range (March 2026), vent hood (March 2026), and dishwasher (May 2026). The oversized flat yard provides endless possibilities for outdoor enjoyment, while the powered storage building with internet adds incredible flexibility for hobbies, workspace, or extra storage. Major updates already completed for peace of mind include ALL new LVP flooring (2021), interior paint and deck paint (2026), painted cabinets (2021), new HVAC (2022), new water heater (2025), all new plumbing, and updated kitchen finishes. The attached 2-car garage and thoughtfully maintained exterior make this home as practical as it is inviting. Homes with this level of care, updates, usable outdoor space, and USDA eligibility at this price point are hard to find--don't miss your opportunity to make it yours!
For sale
$285,000
2850 Lower River Rd NW, Georgetown, TN 37336
3beds
1,150sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1999
0.57 Acres Lot
$278,000 Zestimate®
$248/sqft
$-- HOA
What's special
Oversized flat yardThoughtfully maintained exteriorSpacious kitchenNewer stainless steel appliancesBeautifully painted cabinetsUpgraded light fixtures
- 9 days |
- 1,027 |
- 91 |
Zillow last checked:
Listing updated:
Listed by:
Bonnie Bennett 423-464-4099,
Bender Realty 423-472-2173
Source: Greater Chattanooga Realtors,MLS#: 1535317
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Convection Oven, Dishwasher, Free-Standing Electric Oven, Free-Standing Electric Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan
- Laundry: Electric Dryer Hookup, Inside, In Kitchen, Laundry Room, Main Level, Washer Hookup
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, High Speed Internet, Laminate Counters, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), En Suite
- Flooring: Luxury Vinyl
- Windows: Double Pane Windows, Insulated Windows, Vinyl Frames
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,150
- Total interior livable area: 1,150 sqft
- Finished area above ground: 1,150
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Driveway, Garage, Garage Door Opener, Garage Faces Front
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch, Porch - Covered
- Exterior features: Fire Pit, Garden, Rain Gutters, Storage
Lot
- Size: 0.57 Acres
- Dimensions: 100 x 250
- Features: Back Yard, Cleared, Front Yard, Garden, Landscaped, Level, Rural
Details
- Additional structures: Residence, Shed(s), Storage
- Parcel number: 005i A 004.00
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block, Permanent
- Roof: Asphalt,Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Not Available, Sewer Not Available, Water Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Skylar Ests
HOA
- Has HOA: No
Location
- Region: Georgetown
Financial & listing details
- Price per square foot: $248/sqft
- Tax assessed value: $229,100
- Annual tax amount: $706
- Date on market: 5/22/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt, Paved
Estimated market value
$278,000
$264,000 - $292,000
$1,329/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/21/2026 | Listed for sale | $285,000+50%$248/sqft |
Source:  RCAR #20262659 Report a problem | ||
| 10/1/2021 | Sold | $190,000+2.8%$165/sqft |
Source: Greater Chattanooga Realtors #1342044 Report a problem | ||
| 8/27/2021 | Contingent | $184,900$161/sqft |
Source: RCAR #20215025 Report a problem | ||
| 8/25/2021 | Listed for sale | $184,900+44.5%$161/sqft |
Source: RCAR #20215025 Report a problem | ||
| 8/12/2016 | Sold | $128,000-1.5%$111/sqft |
Source: Public Record Report a problem | ||
| 7/15/2016 | Pending sale | $130,000$113/sqft |
Source: Keller Williams - Chattanooga - East Brainerd #1246826 Report a problem | ||
| 5/28/2016 | Listed for sale | $130,000+30%$113/sqft |
Source: Keller Williams - Chattanooga - East Brainerd #1246826 Report a problem | ||
| 8/9/2013 | Sold | $100,000-19.9%$87/sqft |
Source: Public Record Report a problem | ||
| 6/1/2008 | Listing removed | $124,900$109/sqft |
Source: Close Realty #131091 Report a problem | ||
| 5/17/2008 | Listed for sale | $124,900+26.2%$109/sqft |
Source: Close Realty #131091 Report a problem | ||
| 12/21/2006 | Sold | $99,000-9.2%$86/sqft |
Source: Public Record Report a problem | ||
| 3/14/2005 | Sold | $109,000+25.4%$95/sqft |
Source: Public Record Report a problem | ||
| 10/4/1999 | Sold | $86,900$76/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $57,275 +59.4% |
| 2024 | $644 | $35,925 |
| 2023 | $644 | $35,925 |
| 2022 | $644 +0.9% | $35,925 +0.9% |
| 2021 | $638 -0.3% | $35,600 +23.6% |
| 2019 | $640 +5.9% | $28,800 |
| 2018 | $605 -0.1% | -- |
| 2017 | $605 -3.4% | -- |
| 2016 | $626 | -- |
| 2015 | $626 +3.5% | -- |
| 2014 | $605 | -- |
| 2013 | -- | -- |
| 2006 | $524 | $24,475 |
| 2005 | $524 +0.1% | $24,475 +8.1% |
| 2004 | $523 | $22,650 |
| 2003 | $523 | $22,650 +15.3% |
| 2001 | -- | $19,636 -75% |
| 2000 | -- | $78,543 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 37336
Nearby schools
GreatSchools rating
- 6/10Hopewell ElementaryGrades: PK-5Distance: 6.1 mi
- 6/10Ocoee Middle SchoolGrades: 6-8Distance: 10 mi
- 6/10Walker Valley High SchoolGrades: 9-12Distance: 5.3 mi
Schools provided by the listing agent
- Elementary: Hopewell Elementary
- Middle: Ocoee Middle
- High: Walker Valley High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Bradley County
- Georgetown
- 37336
- 2850 Lower River Rd NW
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