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  • $305,000

    286 Fossil Ridge Rd, Wilmington, IL 60481

    4beds
    1,800sqft
    Single Family Residence
    Built in 1999
    -- sqft lot
    $321,300 Zestimate®
    $169/sqft
    $2,878 Estimated rent

    Home value

    $321,300

    $305,000 - $337,000

    $2,878/mo

    Zestimate® history
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    What's special

    Waterfront livingFinished basementFirst-floor laundryGarden and flower bedsAmple storageVaulted ceilingsOutdoor attached storage shed
    Waterfront living at its best in the sought-after Shadow Lakes community! This spacious 3-4 bedroom, 2.5 bath home offers approximately 1,800 sq ft of living space with a finished basement and incredible views right from your backyard. Inside, you'll find vaulted ceilings, a main-level bedroom and full bath, first-floor laundry, and a well-designed kitchen with plenty of space for dining and gathering. The finished basement adds even more flexibility with additional bedrooms, a family room, office, and ample storage. Two fireplaces create a warm and inviting atmosphere year-round. Step outside to enjoy the deck, balcony, and fire pit overlooking the water-perfect for relaxing or entertaining. The garden and flower beds are already waiting you. Outdoor attached storage shed and a firewood chute for easy transport. Features to mention: Sprayfoam insulation throughout. AC/ Furnace in 2026, Ejector pump in 2026, Roof in 2025, Tankless Hotwater Heater. All Electric - No gas or propane bills. Solar Panel contract info can be shared and is transferable and reasonable for new buyer. Located in a private, gated resort-style community, Shadow Lakes offers unmatched amenities including multiple lakes and channels for boating and fishing, clubhouse, pools, beach, golf cart paths, sports courts, and year-round activities. Whether you're looking for a full-time home or a weekend escape, this property delivers the perfect blend of comfort, space, and outdoor lifestyle-all just a short drive from I-55 and under an hour from Chicago. Please note that lot sizes and square footage are estimated. Please contact the HOA to learn about attached garage possibilities. This home is all electric with solar panels.

    Zillow last checked:

    Listing updated:

    Listed by:

    Diane Martin 815-735-0402,

    Hexagon Real Estate,

    Josie Gill 815-409-3813,

    Hexagon Real Estate

    Bought with:

    Earnest Engels

    HomeSmart Realty Group

    Source: MRED as distributed by MLS GRID,MLS#: 12619089MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Den, Office, Storage
    Primary bedroom
    • Features: Flooring (Carpet), Bathroom (Full, Whirlpool & Sep Shwr)
    • Level: Main
    • Area: 140 Square Feet
    • Dimensions: 10X14
    Bedroom 2
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 108 Square Feet
    • Dimensions: 9X12
    Bedroom 3
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 108 Square Feet
    • Dimensions: 9X12
    Bedroom 4
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 99 Square Feet
    • Dimensions: 9X11
    Den
    • Features: Flooring (Carpet)
    • Level: Main
    • Area: 88 Square Feet
    • Dimensions: 8X11
    Family room
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 182 Square Feet
    • Dimensions: 14X13
    Kitchen
    • Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space), Flooring (Hardwood)
    • Level: Main
    • Area: 220 Square Feet
    • Dimensions: 20X11
    Laundry
    • Features: Flooring (Linoleum)
    • Level: Main
    • Area: 36 Square Feet
    • Dimensions: 6X6
    Living room
    • Features: Flooring (Carpet)
    • Level: Main
    • Area: 143 Square Feet
    • Dimensions: 11X13
    Office
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 54 Square Feet
    • Dimensions: 6X9
    Storage
    • Level: Basement
    • Area: 66 Square Feet
    • Dimensions: 6X11
    Heating
    • Electric
    Cooling
    • Central Air
    Appliances
    • Included: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater
    • Laundry: Main Level, In Unit
    Features
    • Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases
    • Flooring: Wood
    • Basement: Finished,Full
    • Number of fireplaces: 2
    • Fireplace features: Wood Burning, Living Room
    Interior area
    • Total structure area: 0
    • Total interior livable area: 1,800 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Asphalt, Unassigned, Yes, Owned
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Deck
    • Exterior features: Balcony, Fire Pit
    • Has view: Yes
    • View description: Back of Property
    • Has water view: Yes
    • Water view: Back of Property
    • Waterfront features: Lake Front
    Lot
    • Dimensions: 93x93x84x103
    Details
    • Additional structures: Shed(s)
    • Parcel number: 0224041590010000
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Concrete Perimeter
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1999

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    Green energy
    • Energy generation: Solar

    Community & HOA

    Community
    • Features: Clubhouse, Park, Pool, Lake, Water Rights, Gated, Street Paved
    • Subdivision: Shadow Lakes
    HOA
    • Has HOA: Yes
    • Services included: Water, Security, Clubhouse, Pool, Scavenger
    • HOA fee: $2,340 annually
    Location
    • Region: Wilmington

    Financial & listing details

    • Price per square foot: $169/sqft
    • Tax assessed value: $226,503
    • Annual tax amount: $4,840
    • Date on market: 5/1/2026
    • Listing terms: Conventional
    • Ownership: Fee Simple w/ HO Assn.
    • Has irrigation water rights: Yes

    Price history

    DateEventPrice
    8/6/2026Sold$305,000-6.2%$169/sqft
    Source: MRED as distributed by MLS GRID #12619089 Report a problem
    7/8/2026Contingent$325,000$181/sqft
    Source: MRED as distributed by MLS GRID #12619089 Report a problem
    6/17/2026Listed for sale$325,000$181/sqft
    Source: MRED as distributed by MLS GRID #12619089 Report a problem
    5/27/2026Contingent$325,000$181/sqft
    Source: MRED as distributed by MLS GRID #12619089 Report a problem
    5/1/2026Listed for sale$325,000+647.1%$181/sqft
    Source: MRED as distributed by MLS GRID #12619089 Report a problem
    12/17/1999Sold$43,500$24/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$4,513 +9.4%$75,501 +11.6%
    2023$4,126 +8.2%$67,623 +10.2%
    2022$3,815 +3.5%$61,364 +4.8%
    2021$3,687 +5.7%$58,570 +5.6%
    2020$3,487 +6.3%$55,490 +5.9%
    2019$3,282 +4.2%$52,398 +4.5%
    2018$3,149 +2%$50,142 +2%
    2017$3,087 +2.8%$49,158 +3.4%
    2016$3,003 +3.9%$47,542 +2.7%
    2015$2,891 $46,314
    2014$2,891 -0.7%$46,314 -6.5%
    2013$2,913 -1.1%$49,533 -4.7%
    2012$2,944 -4.3%$52,003 -9.1%
    2011$3,077 -2.1%$57,215
    2010$3,144 -2.6%$57,215
    2009$3,226 -0.5%$57,215
    2008$3,244 $57,215 +3.7%
    2007-- $55,169 +4.4%
    2006$2,998 +1.1%$52,864 +6.1%
    2005$2,966 +6.9%$49,844 +6.9%
    2004$2,776 +6.2%$46,644 +5.5%
    2003$2,613 $44,204
    Find assessor info on the county website

    Neighborhood: 60481

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Reed-Custer Primary School
    • Middle: Reed-Custer Middle School
    • High: Reed-Custer High School
    • District: 255U

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $321,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $321,300