Nestled along the river in the heart of Foscoe, this spacious mountain home offers the perfect blend of comfort, nature, and community living. Featuring 3 bedrooms, 3 bathrooms, a large bonus room ideal for a home office, playroom, or guest space, and a full unfinished basement with endless possibilities, this property provides room to grow and make it your own.
The home offers abundant storage with extensive attic space, while the peaceful riverfront setting creates a relaxing mountain escape just minutes from Boone, Banner Elk, and all the High Country has to offer.
Located in a highly desirable neighborhood, residents enjoy exceptional amenities including a community pool, tennis courts, hiking trails, clubhouse, mail room for package deliveries, and expansive green spaces perfect for outdoor recreation and gathering with neighbors.
Families will appreciate access to the highly regarded Valle Crucis School, a PK–8 school serving the area and known for its strong community atmosphere and modern facilities.
Whether you’re looking for a full-time residence, mountain getaway, or investment opportunity, this riverfront property offers the ideal combination of mountain charm, neighborhood amenities, and a premier High Country location.
Sold for $387,000
$387,000
286 River Rd #2, Banner Elk, NC 28604
3beds
1,310sqft
SingleFamily
Built in 1998
4,791 Square Feet Lot
$391,300 Zestimate®
$295/sqft
$2,206 Estimated rent
Home value
$391,300
$372,000 - $411,000
$2,206/mo
Zestimate® history
Owner options
List your home for rent
$2,206/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,206/mo
Rent Zestimate®
Refinance and save
$2,486/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,486/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Peaceful riverfront settingSpacious mountain homeCommunity poolHiking trailsTennis courts
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Heat pump, Other, Electric, Propane / Butane
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Range / Oven, Refrigerator, Washer
Features
- Flooring: Laminate, Linoleum / Vinyl
- Basement: Unfinished
- Has fireplace: Yes
Interior area
- Total interior livable area: 1,310 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached, Off-street
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 4,791 Square Feet
Details
- Parcel number: 1878864770000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Conventional
Materials
- Roof: Shake / Shingle
Condition
- Year built: 1998
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $175 monthly
Location
- Region: Banner Elk
Financial & listing details
- Price per square foot: $295/sqft
- Tax assessed value: $327,100
Price history
| Date | Event | Price |
|---|---|---|
| 8/6/2026 | Sold | $387,000-3%$295/sqft |
Source: Public Record Report a problem | ||
| 6/9/2026 | Listed for sale | $399,000+141.8%$305/sqft |
Source: Owner Report a problem | ||
| 8/13/2018 | Sold | $165,000$126/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $327,100 |
| 2024 | $1,307 | $327,100 |
| 2023 | $1,307 +1.8% | $327,100 |
| 2022 | $1,284 +20.7% | $327,100 +50.6% |
| 2021 | $1,064 | $217,200 |
| 2020 | $1,064 | $217,200 |
| 2019 | $1,064 | $217,200 |
| 2018 | $1,064 +11.4% | $217,200 |
| 2017 | $955 +10% | $217,200 +6.2% |
| 2013 | $868 | $204,600 |
| 2012 | -- | $204,600 |
| 2011 | -- | $204,600 |
| 2010 | -- | $204,600 |
Find assessor info on the county website
Neighborhood: 28604
Nearby homes
- $402,0002 bd2 ba1.2k sqft290 River Rd #2, Banner Elk, NC 28604Off Market
- $372,9002 bd2 ba1.1k sqft270 River Rd #2, Banner Elk, NC 28604Off Market

- $330,3002 bd2 ba904 sqft268 River Rd #1, Banner Elk, NC 28604Off Market
- $1,6002 bd1 ba664 sqft308 River Rd #1, Banner Elk, NC 28604For Rent

- $264,5002 bd2 ba858 sqft262 River Rd #2, Banner Elk, NC 28604Off Market
- $500,0004 bd3 ba1.6k sqft240 River Rd #2, Banner Elk, NC 28604Off Market
- $13,800-- bd-- ba-- sqft240 River Rd, Banner Elk, NC 28604Off Market
- $275,4003 bd2 ba884 sqft238 River Rd #1, Banner Elk, NC 28604Off Market
Nearby schools
GreatSchools rating
- 7/10Valle Crucis ElementaryGrades: PK-8Distance: 8.3 mi
- 8/10Watauga HighGrades: 9-12Distance: 8.2 mi
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$391,300
2% more
+$7,826
With Zillow Showcase(estimated)
$399,126
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$391,300
2% more
+$7,826
With Zillow Showcase(estimated)
$399,126
- North Carolina
- Watauga County
- Banner Elk
- 28604
- 286 River Rd Unit 2