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For sale by owner
  • $399,000

    286 River Rd #2, Banner Elk, NC 28604

    3beds
    1,310sqft
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    SingleFamily
    Built in 1998
    4,791 Square Feet Lot
    $409,600 Zestimate®
    $305/sqft
    $175/mo HOA

    What's special

    Peaceful riverfront settingSpacious mountain homeCommunity poolHiking trailsTennis courts
    Nestled along the river in the heart of Foscoe, this spacious mountain home offers the perfect blend of comfort, nature, and community living. Featuring 3 bedrooms, 3 bathrooms, a large bonus room ideal for a home office, playroom, or guest space, and a full unfinished basement with endless possibilities, this property provides room to grow and make it your own. The home offers abundant storage with extensive attic space, while the peaceful riverfront setting creates a relaxing mountain escape just minutes from Boone, Banner Elk, and all the High Country has to offer. Located in a highly desirable neighborhood, residents enjoy exceptional amenities including a community pool, tennis courts, hiking trails, clubhouse, mail room for package deliveries, and expansive green spaces perfect for outdoor recreation and gathering with neighbors. Families will appreciate access to the highly regarded Valle Crucis School, a PK–8 school serving the area and known for its strong community atmosphere and modern facilities. Whether you’re looking for a full-time residence, mountain getaway, or investment opportunity, this riverfront property offers the ideal combination of mountain charm, neighborhood amenities, and a premier High Country location.
    3 days
    |
    760
    |
    38
    |
    Listed by:

    Property Owner (336) 416-1902

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Heat pump, Other, Electric, Propane / Butane
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Laminate, Linoleum / Vinyl
      • Basement: Unfinished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,310 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached, Off-street
      Features
      • Exterior features: Vinyl
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 4,791 Square Feet
      Details
      • Parcel number: 1878864770000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Conventional
      Materials
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 1998

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $175 monthly
      Location
      • Region: Banner Elk

      Financial & listing details

      • Price per square foot: $305/sqft
      • Tax assessed value: $327,100
      • Annual tax amount: $1,307
      • Date on market: 6/8/2026
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        Estimated market value

        $409,600

        $377,000 - $442,000

        $2,329/mo

        Price history

        DateEventPrice
        6/9/2026Listed for sale$399,000+141.8%$305/sqft
        Source: Owner Report a problem
        8/13/2018Sold$165,000$126/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,307 $327,100
        2023$1,307 +1.8%$327,100
        2022$1,284 +20.7%$327,100 +50.6%
        2021$1,064 $217,200
        2020$1,064 $217,200
        2019$1,064 $217,200
        2018$1,064 +11.4%$217,200
        2017$955 +10%$217,200 +6.2%
        2013$868 $204,600
        2012-- $204,600
        2011-- $204,600
        2010-- $204,600

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 28604

          Getting around

          16 / 100
          Car-Dependent
          3 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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