Nestled along the river in the heart of Foscoe, this spacious mountain home offers the perfect blend of comfort, nature, and community living. Featuring 3 bedrooms, 3 bathrooms, a large bonus room ideal for a home office, playroom, or guest space, and a full unfinished basement with endless possibilities, this property provides room to grow and make it your own.
The home offers abundant storage with extensive attic space, while the peaceful riverfront setting creates a relaxing mountain escape just minutes from Boone, Banner Elk, and all the High Country has to offer.
Located in a highly desirable neighborhood, residents enjoy exceptional amenities including a community pool, tennis courts, hiking trails, clubhouse, mail room for package deliveries, and expansive green spaces perfect for outdoor recreation and gathering with neighbors.
Families will appreciate access to the highly regarded Valle Crucis School, a PK–8 school serving the area and known for its strong community atmosphere and modern facilities.
Whether you’re looking for a full-time residence, mountain getaway, or investment opportunity, this riverfront property offers the ideal combination of mountain charm, neighborhood amenities, and a premier High Country location.
For sale by owner
$399,000
286 River Rd #2, Banner Elk, NC 28604
3beds
1,310sqft
SingleFamily
Built in 1998
4,791 Square Feet Lot
$409,600 Zestimate®
$305/sqft
$175/mo HOA
What's special
Peaceful riverfront settingSpacious mountain homeCommunity poolHiking trailsTennis courts
- 3 days |
- 760 |
- 38 |
Listed by:
Property Owner (336) 416-1902
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Heat pump, Other, Electric, Propane / Butane
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Range / Oven, Refrigerator, Washer
Features
- Flooring: Laminate, Linoleum / Vinyl
- Basement: Unfinished
- Has fireplace: Yes
Interior area
- Total interior livable area: 1,310 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached, Off-street
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 4,791 Square Feet
Details
- Parcel number: 1878864770000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Conventional
Materials
- Roof: Shake / Shingle
Condition
- New construction: No
- Year built: 1998
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $175 monthly
Location
- Region: Banner Elk
Financial & listing details
- Price per square foot: $305/sqft
- Tax assessed value: $327,100
- Annual tax amount: $1,307
- Date on market: 6/8/2026
Estimated market value
$409,600
$377,000 - $442,000
$2,329/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Listed for sale | $399,000+141.8%$305/sqft |
Source: Owner Report a problem | ||
| 8/13/2018 | Sold | $165,000$126/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,307 | $327,100 |
| 2023 | $1,307 +1.8% | $327,100 |
| 2022 | $1,284 +20.7% | $327,100 +50.6% |
| 2021 | $1,064 | $217,200 |
| 2020 | $1,064 | $217,200 |
| 2019 | $1,064 | $217,200 |
| 2018 | $1,064 +11.4% | $217,200 |
| 2017 | $955 +10% | $217,200 +6.2% |
| 2013 | $868 | $204,600 |
| 2012 | -- | $204,600 |
| 2011 | -- | $204,600 |
| 2010 | -- | $204,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28604
Nearby schools
GreatSchools rating
- 7/10Valle Crucis ElementaryGrades: PK-8Distance: 8.3 mi
- 8/10Watauga HighGrades: 9-12Distance: 8.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Watauga County
- Banner Elk
- 28604
- 286 River Rd Unit 2





