PRICE IMPROVEMENT — NOW $525,000! Welcome to 2861 Ridge Road, offering 5 bedrooms, 3 full baths, a 2-car garage, nearly half an acre, and your own private in-ground pool! FINANCING OPPORTUNITY: Qualified buyers may have the opportunity to assume the seller's existing FHA loan at an incredible 2.85% interest rate, subject to lender approval and assumption requirements. Seller is also offering a $10,000 closing-cost credit! This spacious home offers room to live, work, entertain and grow. The versatile layout includes generous living spaces and a finished lower level—ideal for guests, a home office, recreation space or multigenerational living. Step outside and enjoy your own backyard retreat! The in-ground pool is filled and ready to enjoy, with plenty of additional yard space for entertaining, cookouts and outdoor living. Situated on approximately 0.46 acres, this property offers the space and privacy buyers are looking for while remaining convenient to shopping, dining, commuter routes and everyday amenities. 5 Bedrooms | 3 Full Baths | 2-Car Garage | In-Ground Pool | Nearly ½ Acre At the new price of $525,000, plus a $5,000 seller credit and potential 2.85% FHA loan assumption, this is an opportunity worth seeing. Schedule your private showing today!
For sale
Price cut: $15K (8/6)
$525,000
2861 Ridge Rd, Waldorf, MD 20603
5beds
2,544sqft
Single Family Residence
Built in 1985
0.46 Acres Lot
$525,800 Zestimate®
$206/sqft
$17/mo HOA
What's special
Nearly half an acreFinished lower levelBackyard retreatSpacious homeGenerous living spacesPrivate in-ground pool
- 60 days |
- 937 |
- 73 |
Zillow last checked:
Listing updated:
Listed by:
Kesha Catlin 202-313-2590,
KC Realty Group 202-313-2590
Source: Bright MLS,MLS#: MDCH2056090
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Kitchen, Family Room, Laundry, Recreation Room
Dining room
- Level: Main
Family room
- Level: Lower
Kitchen
- Level: Main
Laundry
- Level: Lower
Living room
- Level: Main
Recreation room
- Level: Lower
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Ice Maker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
- Laundry: In Basement, Dryer In Unit, Has Laundry, Washer In Unit, Laundry Room
Features
- Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Kitchen - Country, Eat-in Kitchen, Kitchen - Table Space, Primary Bath(s), Walk-In Closet(s)
- Flooring: Carpet, Wood
- Windows: Window Treatments
- Basement: Full,Finished,Garage Access,Heated,Improved,Interior Entry,Rear Entrance,Walk-Out Access,Windows
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,544
- Total interior livable area: 2,544 sqft
- Finished area above ground: 1,344
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 6
- Parking features: Storage, Garage Faces Front, Garage Door Opener, Inside Entrance, Asphalt, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Split Foyer,Two
- Stories: 2
- Patio & porch: Deck
- Has private pool: Yes
- Pool features: Concrete, In Ground, Private
- Has spa: Yes
- Spa features: Bath
- Fencing: Full,Wood
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 0.46 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0906128491
- Zoning: WCD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 1985
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Laurel Branch Sub
HOA
- Has HOA: Yes
- HOA fee: $200 annually
- HOA name: LAUREL BRANCH HOA
Location
- Region: Waldorf
Financial & listing details
- Price per square foot: $206/sqft
- Tax assessed value: $487,267
- Annual tax amount: $6,504
- Date on market: 6/19/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Assumable,Conventional,FHA,Cash
- Ownership: Fee Simple
Estimated market value
$525,800
$500,000 - $552,000
$3,632/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/6/2026 | Listed for sale | $525,000-2.8%$206/sqft |
Source:  Bright MLS #MDCH2056090 Report a problem | ||
| 7/27/2026 | Contingent | $540,000$212/sqft |
Source: Bright MLS #MDCH2056090 Report a problem | ||
| 6/19/2026 | Listed for sale | $540,000+54.9%$212/sqft |
Source: Bright MLS #MDCH2056090 Report a problem | ||
| 2/9/2016 | Sold | $348,500$137/sqft |
Source: Public Record Report a problem | ||
| 11/29/2015 | Pending sale | $348,500$137/sqft |
Source: RE/MAX 100 #CH9510866 Report a problem | ||
| 11/2/2015 | Listed for sale | $348,500-12.7%$137/sqft |
Source: RE/MAX 100 #CH9510866 Report a problem | ||
| 1/14/2009 | Listing removed | $399,000$157/sqft |
Source: Homes & Land Report a problem | ||
| 8/30/2008 | Price change | $399,000-2.2%$157/sqft |
Source: Homes & Land Report a problem | ||
| 7/4/2008 | Price change | $407,900-2.9%$160/sqft |
Source: Homes & Land Report a problem | ||
| 5/23/2008 | Listed for sale | $420,000$165/sqft |
Source: Homes & Land Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,719 +10.1% | $480,300 +10.2% |
| 2024 | $6,105 +24.5% | $435,900 +11.3% |
| 2023 | $4,906 +27.1% | $391,500 +12.8% |
| 2022 | $3,860 -9.8% | $347,100 +1.7% |
| 2021 | $4,277 +1.7% | $341,367 +1.7% |
| 2020 | $4,205 -3.2% | $335,633 +1.7% |
| 2019 | $4,345 +6.1% | $329,900 +6.1% |
| 2018 | $4,093 +6.5% | $310,800 +6.5% |
| 2017 | $3,842 +9.4% | $291,700 +7% |
| 2016 | $3,512 | $272,600 |
| 2015 | $3,512 | $272,600 |
| 2014 | $3,512 | $272,600 -6.5% |
| 2013 | -- | $291,700 |
| 2012 | -- | $291,700 |
| 2011 | -- | $291,700 -25.6% |
| 2010 | -- | $392,200 +7.5% |
| 2009 | -- | $364,822 +8.1% |
| 2008 | -- | $337,446 +8.8% |
| 2007 | -- | $310,070 +12.2% |
| 2006 | -- | $276,290 +13.9% |
| 2005 | -- | $242,510 +16.2% |
| 2004 | -- | $208,730 +2.9% |
| 2003 | -- | $202,762 +3% |
| 2002 | -- | $196,796 +3.1% |
| 2001 | -- | $190,830 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20603
Nearby schools
GreatSchools rating
- 5/10William A. Diggs Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 6/10Theodore G. Davis Middle SchoolGrades: 6-8Distance: 1.3 mi
- 4/10North Point High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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