If you're searching for an AFFORDABLE WATERFRONT HOME close to Westlake, this charming and move-in ready property is the one you've been waiting for. Offering 3 bedrooms and 2 bathrooms, it delivers the perfect blend of comfort, updates, and lake lifestyle at an exceptional value.
Step inside to find warm hardwood flooring and a bright, welcoming layout designed for everyday living and easy entertaining. The home features a full unfinished basement, providing abundant storage or future expansion potential to fit your needs.
Significant recent improvements offer peace of mind and lasting value, including a new roof (2021), new hot water heater, new pressure tank, new well pump, and updated insulation. Both sliding doors have been replaced, along with a new front door and storm door. Outdoor living is just as enjoyable, with multiple deck replacements and a mostly brand-new dock providing excellent access to the water. The waterfront setting offers depth for both boating and swimming, making it ideal for lake enjoyment year-round.
Whether you're looking for a full-time residence, or weekend retreat, this well-maintained waterfront home delivers comfort, convenience, and an unbeatable location near Westlake.
Pending
$399,900
3003 Northridge Rd, Hardy, VA 24101
3beds
1,152sqft
Single Family Residence
Built in 1976
0.52 Acres Lot
$-- Zestimate®
$347/sqft
$-- HOA
What's special
Mostly brand-new dockBright welcoming layoutMultiple deck replacementsUpdated insulationWarm hardwood flooringFull unfinished basement
- 97 days
- 65
- 1
Zillow last checked:
Listing updated:
Listed by:
JADA A. TURNER 540-263-0202,
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE 540-721-8659
Source: RVAR,MLS#: 928876
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Entry
Bedroom 2
- Level: Entry
Bedroom 3
- Level: Entry
Dining area
- Level: Entry
Kitchen
- Level: Entry
Laundry
- Level: Lower
Living room
- Level: Entry
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Features
- Ceiling Fan(s), Storage
- Flooring: Tile, Wood
- Doors: Full View
- Basement: Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 2,304
- Total interior livable area: 1,152 sqft
Property
Features
- Patio & porch: Front Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Cove
- Body of water: Smith Mtn Lake
Lot
- Size: 0.52 Acres
- Features: Sloped Down, Level, Cul-De-Sac
Details
- Parcel number: 015 01019 00
- Zoning: R-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Wood Siding
Condition
- Year built: 1976
Utilities & green energy
- Sewer: Private Septic
- Water: Private Well
Community & HOA
Community
- Subdivision: Pagan Isle
HOA
- Has HOA: No
Location
- Region: Hardy
Financial & listing details
- Price per square foot: $347/sqft
- Tax assessed value: $362,000
- Annual tax amount: $1,701
- Date on market: 7/27/2026
- Cumulative days on market: 55 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Pending sale | $399,900$347/sqft |
Source: | ||
| 6/26/2026 | Listed for sale | $399,900-16.7%$347/sqft |
Source: | ||
| 7/29/2025 | Listing removed | $479,900$417/sqft |
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| 7/8/2025 | Price change | $479,900-4%$417/sqft |
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| 5/21/2025 | Listed for sale | $499,950-2.9%$434/sqft |
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| 12/2/2024 | Listing removed | $515,000$447/sqft |
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| 11/12/2024 | Price change | $515,000-1.9%$447/sqft |
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| 10/14/2024 | Price change | $525,000-4.4%$456/sqft |
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| 9/14/2024 | Price change | $549,000-4.5%$477/sqft |
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| 8/29/2024 | Price change | $575,000-4%$499/sqft |
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| 7/22/2024 | Listed for sale | $599,000+64.6%$520/sqft |
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| 2/18/2022 | Sold | $364,000-1.1%$316/sqft |
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| 11/16/2021 | Pending sale | $368,000$319/sqft |
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| 11/12/2021 | Listed for sale | $368,000+425.7%$319/sqft |
Source: | ||
| 12/10/2015 | Sold | $70,000-74.9%$61/sqft |
Source: Public Record Report a problem | ||
| 1/28/2014 | Listing removed | $279,000$242/sqft |
Source: Ruth An Cooper #743232 Report a problem | ||
| 1/25/2014 | Listed for sale | $279,000+298.6%$242/sqft |
Source: Ruth An Cooper #743232 Report a problem | ||
| 9/25/2009 | Sold | $70,000$61/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,557 | $362,000 |
| 2024 | $1,557 +16.3% | $362,000 +65% |
| 2023 | $1,338 | $219,400 |
| 2022 | $1,338 | $219,400 |
| 2021 | $1,338 | $219,400 |
| 2020 | $1,338 -1% | $219,400 -1% |
| 2019 | $1,352 | $221,600 |
| 2018 | $1,352 | $221,600 -12.9% |
| 2017 | $1,352 +10.9% | $254,500 |
| 2016 | $1,219 | $254,500 |
| 2015 | $1,219 -11.3% | $254,500 |
| 2014 | $1,374 | -- |
| 2013 | $1,374 | $254,500 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 24101
Nearby schools
Schools provided by the listing agent
- Elementary: Dudley
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




