An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates—uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfront lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed to maximize natural light and panoramic water views, the main living level features a second-floor kitchen with beautifully preserved original cabinetry and hardware—timeless craftsmanship seamlessly paired with updated lighting and fresh finishes. The layout flows effortlessly into inviting living and entertaining spaces, creating a warm yet refined atmosphere. A first-floor kitchenette enhances the home's versatility, while the flexible floor plan includes a main-level bedroom and two additional bedrooms upstairs—ideal for private guest accommodations, work-from-home needs, or multi-functional living with comfortable separation of space. The primary bath has been tastefully refreshed, offering a serene retreat with opportunity for future customization. Riverfront properties with this combination of elevation, multiple docks, and established community setting are increasingly rare. Enjoy space, flexibility, and direct waterfront access—just minutes from the conveniences and charm of Prospect.
For sale
$898,000
3028 Belknap Beach Rd, Prospect, KY 40059
3beds
3,478sqft
Est.:
Single Family Residence
Built in 1976
0.36 Acres Lot
$-- Zestimate®
$258/sqft
$-- HOA
What's special
Direct waterfront accessPremier ohio river frontageFirst-floor kitchenetteBreathtaking viewsFlexible floor plan
- 7 hours |
- 138 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Ashley DeVault 502-681-6700,
Kentucky Select Properties
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1714389
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Full bathroom
- Level: First
Full bathroom
- Level: Second
Full bathroom
- Level: Second
Dining area
- Level: Second
Family room
- Level: First
Foyer
- Level: First
Great room
- Level: Second
Kitchen
- Level: First
Kitchen
- Level: Second
Heating
- Electric, Forced Air, Natural Gas
Cooling
- Central Air
Features
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 3,478
- Total interior livable area: 3,478 sqft
- Finished area above ground: 3,478
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: On Street, Attached, Entry Front, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Boat Slip
- Has spa: Yes
- Spa features: Heated
- Fencing: None,Other
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 0.36 Acres
- Features: Cleared, Dead End
Details
- Parcel number: 02010081
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Other, Wood Frame
- Foundation: Slab
- Roof: Flat,Shingle
Condition
- Year built: 1976
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected
Community & HOA
Community
- Subdivision: Belknap Beach Estates
HOA
- Has HOA: No
Location
- Region: Prospect
Financial & listing details
- Price per square foot: $258/sqft
- Tax assessed value: $525,000
- Annual tax amount: $6,470
- Date on market: 4/15/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/15/2026 | Listed for sale | $898,000-7.9%$258/sqft |
Source: | ||
| 4/8/2026 | Listing removed | $975,000$280/sqft |
Source: | ||
| 3/25/2026 | Price change | $975,000-2%$280/sqft |
Source: | ||
| 3/2/2026 | Listed for sale | $995,000+84.3%$286/sqft |
Source: | ||
| 8/20/2020 | Sold | $540,000-6.1%$155/sqft |
Source: | ||
| 7/29/2020 | Pending sale | $575,000$165/sqft |
Source: Caperton Realty #1563181 Report a problem | ||
| 3/5/2020 | Price change | $575,000-4.2%$165/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 11/15/2019 | Price change | $599,900-14.3%$172/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 9/6/2019 | Price change | $699,900-9.7%$201/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 6/21/2019 | Price change | $775,000-3.1%$223/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 4/25/2019 | Listed for sale | $799,900$230/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2020 | $6,470 +6% | $525,000 +5% |
| 2019 | $6,106 0% | $500,000 |
| 2018 | $6,108 +11.2% | $500,000 |
| 2017 | $5,492 | $500,000 |
| 2013 | $5,492 | $500,000 |
| 2011 | -- | $500,000 |
| 2010 | -- | $500,000 |
| 2009 | -- | $500,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$5,305/mo
Principal & interest
$4631
Property taxes
$674
More affordability tools
Climate risks
Neighborhood: 40059
Nearby schools
GreatSchools rating
- 7/10Harmony Elementary SchoolGrades: K-5Distance: 2.4 mi
- 9/10North Oldham Middle SchoolGrades: 6-8Distance: 2.4 mi
- 10/10North Oldham High SchoolGrades: 9-12Distance: 2.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Oldham County
- Prospect
- 40059
- 3028 Belknap Beach Rd





