Skip main navigation
For sale
  • $898,000

    3028 Belknap Beach Rd, Prospect, KY 40059

    3beds
    3,478sqft
    : 
    Single Family Residence
    Built in 1976
    0.36 Acres Lot
    $-- Zestimate®
    $258/sqft
    $-- HOA

    What's special

    Direct waterfront accessPremier ohio river frontageFirst-floor kitchenetteBreathtaking viewsFlexible floor plan
    An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates—uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfront lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed to maximize natural light and panoramic water views, the main living level features a second-floor kitchen with beautifully preserved original cabinetry and hardware—timeless craftsmanship seamlessly paired with updated lighting and fresh finishes. The layout flows effortlessly into inviting living and entertaining spaces, creating a warm yet refined atmosphere. A first-floor kitchenette enhances the home's versatility, while the flexible floor plan includes a main-level bedroom and two additional bedrooms upstairs—ideal for private guest accommodations, work-from-home needs, or multi-functional living with comfortable separation of space. The primary bath has been tastefully refreshed, offering a serene retreat with opportunity for future customization. Riverfront properties with this combination of elevation, multiple docks, and established community setting are increasingly rare. Enjoy space, flexibility, and direct waterfront access—just minutes from the conveniences and charm of Prospect.
    7 hours
    |
    138
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley DeVault 502-681-6700,

    Kentucky Select Properties

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1714389MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Full bathroom
      • Level: First
      Full bathroom
      • Level: Second
      Full bathroom
      • Level: Second
      Dining area
      • Level: Second
      Family room
      • Level: First
      Foyer
      • Level: First
      Great room
      • Level: Second
      Kitchen
      • Level: First
      Kitchen
      • Level: Second
      Heating
      • Electric, Forced Air, Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 3,478
      • Total interior livable area: 3,478 sqft
      • Finished area above ground: 3,478
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: On Street, Attached, Entry Front, Driveway
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 2
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Boat Slip
      • Has spa: Yes
      • Spa features: Heated
      • Fencing: None,Other
      • On waterfront: Yes
      • Waterfront features: Lake Front
      Lot
      • Size: 0.36 Acres
      • Features: Cleared, Dead End
      Details
      • Parcel number: 02010081

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Other, Wood Frame
      • Foundation: Slab
      • Roof: Flat,Shingle
      Condition
      • Year built: 1976

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: Belknap Beach Estates
      HOA
      • Has HOA: No
      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $258/sqft
      • Tax assessed value: $525,000
      • Annual tax amount: $6,470
      • Date on market: 4/15/2026
      • Electric utility on property: Yes
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/15/2026Listed for sale$898,000-7.9%$258/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1714389 Report a problem
        4/8/2026Listing removed$975,000$280/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1710250 Report a problem
        3/25/2026Price change$975,000-2%$280/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1710250 Report a problem
        3/2/2026Listed for sale$995,000+84.3%$286/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1710250 Report a problem
        8/20/2020Sold$540,000-6.1%$155/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1563181 Report a problem
        7/29/2020Pending sale$575,000$165/sqft
        Source: Caperton Realty #1563181 Report a problem
        3/5/2020Price change$575,000-4.2%$165/sqft
        Source: Caperton Realty #1554468 Report a problem
        11/15/2019Price change$599,900-14.3%$172/sqft
        Source: Caperton Realty #1554468 Report a problem
        9/6/2019Price change$699,900-9.7%$201/sqft
        Source: Caperton Realty #1554468 Report a problem
        6/21/2019Price change$775,000-3.1%$223/sqft
        Source: Caperton Realty #1554468 Report a problem
        4/25/2019Listed for sale$799,900$230/sqft
        Source: Caperton Realty #1554468 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2020$6,470 +6%$525,000 +5%
        2019$6,106 0%$500,000
        2018$6,108 +11.2%$500,000
        2017$5,492 $500,000
        2013$5,492 $500,000
        2011-- $500,000
        2010-- $500,000
        2009-- $500,000

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $5,305/mo
        Principal & interest
        $4631
        Property taxes
        $674
        More affordability tools

          Climate risks

          Neighborhood: 40059

          Getting around

          0 / 100
          Car-Dependent
          14 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          A local agent can set up tours, give advice and negotiate with sellers.

          A local lender can help you make sure your offer is ready when you are.

          Browse local experts

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel