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For sale
    • $799,000

    3028 Belknap Beach Rd, Prospect, KY 40059

    3beds
    3,478sqft
    : 
    $5,379/mo
    Get pre-qualified
    Single Family Residence
    Built in 1976
    0.38 Acres Lot
    $761,500 Zestimate®
    $230/sqft
    $-- HOA

    What's special

    Incredible waterfront sceneryWood-burning fireplaceLuxurious finishesFormal dining areaWaterfall-edge islandWaterfront homeSpacious family room
    Prepare to be captivated by this incredible waterfront home, where breathtaking river views and resort-style living come together. With much of the home thoughtfully renovated, this one-of-a-kind property offers a bright, open layout, luxurious finishes, and an everyday vacation-like atmosphere. The welcoming foyer leads to a spacious family room featuring a wood-burning fireplace and stunning views. The generously sized first-floor primary suite offers a private sitting area, en suite bath with walk-in shower, and walk-in closet. A well-appointed kitchenette/hospitality station adds an extra touch of luxury and convenience to the first floor, offering the perfect spot for coffee, beverages, snacks, or refreshments. A convenient laundry closet and half bath complete the first level. Upstairs, the showstopping great room boasts soaring vaulted ceilings, a formal dining area, casual dining space, and a spectacular gourmet kitchen featuring open shelving, a waterfall-edge island, and top-of-the-line appliances. The second-floor primary suite offers another luxurious retreat with an en suite bath and walk-in shower, while a third bedroom also enjoys its own en suite bath. But the true magic is outside! Expansive deck and patio spaces overlook the dock and river, creating the perfect setting for morning coffee, sunset cocktails, or unforgettable gatherings with family and friends. Relax in the hot tub on the upper deck while taking in the incredible waterfront scenery. With multiple spaces designed for entertaining and views that never get old, this is waterfront living at its finest.
    3 days
    551
    26

    Zillow last checked:

    Listing updated:

    Listed by:

    Ellen Kronauer,

    Family Realty LLC

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1727643MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: 1st floor primary
      • Level: First
      • Area: 256.06
      • Dimensions: 11.80 x 21.70
      Primary bedroom
      • Description: Walk in closet
      • Level: Second
      • Area: 240.87
      • Dimensions: 11.10 x 21.70
      Bedroom
      • Description: Carpet, 2 double closets
      • Level: Second
      • Area: 248.9
      • Dimensions: 13.10 x 19.00
      Primary bathroom
      • Description: Ensuite. Standing shower. Walk in closet
      • Level: First
      • Area: 100.65
      • Dimensions: 16.50 x 6.10
      Primary bathroom
      • Description: Granite countertops, water closet
      • Level: Second
      • Area: 124.8
      • Dimensions: 7.80 x 16.00
      Half bathroom
      • Level: First
      • Area: 16.1
      • Dimensions: 7.00 x 2.30
      Full bathroom
      • Description: Double sink, tub/shower combo
      • Level: Second
      • Area: 241.8
      • Dimensions: 18.60 x 13.00
      Dining area
      • Level: Second
      • Area: 117
      • Dimensions: 9.00 x 13.00
      Dining room
      • Level: Second
      • Area: 225.32
      • Dimensions: 17.20 x 13.10
      Family room
      • Description: Stone woodburning fireplace, doors to patio
      • Level: First
      • Area: 355.71
      • Dimensions: 16.70 x 21.30
      Foyer
      • Description: Open staircase
      • Level: First
      Great room
      • Description: Vauled, clear maple ceiling, gas fireplace. Water views.
      • Level: Second
      • Area: 297
      • Dimensions: 16.50 x 18.00
      Kitchen
      • Description: Quartz waterfall island, open shelves
      • Level: Second
      • Area: 224.9
      • Dimensions: 17.30 x 13.00
      Laundry
      • Level: First
      Other
      • Description: Kitchenette with sink and fridge
      • Level: First
      • Area: 160.2
      • Dimensions: 18.00 x 8.90
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air
      Features
      • Basement: None
      • Number of fireplaces: 2
      Interior area
      • Total structure area: 3,478
      • Total interior livable area: 3,478 sqft
      • Finished area above ground: 3,478
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Entry Front, Driveway
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Exterior features: Boat Slip
      • Has spa: Yes
      • Spa features: Heated
      • Fencing: None
      Lot
      • Size: 0.38 Acres
      • Features: Flood Insurance Req, Dead End
      Details
      • Additional structures: Garage(s), Pergola
      • Parcel number: 02010081

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Other, Wood Frame
      • Roof: Shingle
      Condition
      • Year built: 1976

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: Belknap Beach Estates
      HOA
      • Has HOA: No
      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $230/sqft
      • Tax assessed value: $450,000
      • Annual tax amount: $5,587
      • Date on market: 8/28/2026
      • Electric utility on property: Yes

        Estimated market value

        $761,500

        $723,000 - $800,000

        $3,387/mo

        Price history

        DateEventPrice
        8/28/2026Listed for sale$799,000$230/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1727643 Report a problem
        8/18/2026Listing removed$799,000$230/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1714389 Report a problem
        7/13/2026Price change$799,000-6%$230/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1714389 Report a problem
        6/12/2026Price change$849,900-5.4%$244/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1714389 Report a problem
        4/15/2026Listed for sale$898,000+99.6%$258/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1714389 Report a problem
        6/15/2022Sold$450,000-16.7%$129/sqft
        Source: Public Record Report a problem
        8/24/2020Sold$540,000$155/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,587 +0.1%$450,000
        2024$5,582 -0.5%$450,000
        2023$5,609 -16%$450,000 -16.7%
        2022$6,681 +0.7%$540,000
        2021$6,638 $540,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 40059

        Getting around

        0 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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