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  • $109,900

    86 Prospect Ave, Ilion, NY 13357

    3beds
    1,120sqft
    Single Family Residence
    Built in 1915
    2,010 Square Feet Lot
    $103,500 Zestimate®
    $98/sqft
    $-- HOA

    What's special

    Welcoming common spacesRenovated bathroomComfortable bedroomsBeautifully maintained three-bedroom residence
    Welcome home to a beautifully maintained three-bedroom residence that proves exceptional value and refined comfort can, in fact, share the same driveway. Set in a quiet Ilion location, this1,120 square foot home offers an inviting blend of practical updates and polished presentation, making it an easy choice for buyers who appreciate smart improvements without surrendering charm. Well maintained from top to bottom, it delivers the kind of price point that feels refreshingly rare. Inside, new carpets bring a fresh, soft finish underfoot, while the renovated bathroom, completed in2025, adds a crisp, contemporary note to daily living. The layout feels warm and efficient, with comfortable bedrooms, welcoming common spaces, and a sense of care that is evident in every room. Behind the scenes, major upgrades provide peace of mind: spray foam insulation in the walls and basement, a two hundred amp electric service, a roof replaced in2023, and a gas furnace installed in2016. The basement deserves special mention, offering excellent storage and flexible bonus space for hobbies, a workout zone, or simply the place where seasonal decorations can finally stop judging you from the corners. Outside, the setting offers welcome quiet while still placing everyday essentials close at hand. Ilion Park, Central Valley Academy, and grocery shopping at Aldi are all conveniently nearby, creating a lifestyle that is both easy and connected. If you have been waiting for a home that balances affordability, thoughtful updates, and enduring comfort, this is your moment. Schedule your private showing today and see why this inviting home may be the one that ends your search.
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    Zillow last checked:

    Listing updated:

    Listing by:

    Keller-Williams Mohawk Valley 315-701-6900,

    Delbert Ball 315-868-3933

    Source: NYSAMLSs,MLS#: S1684131MLS LogoOriginating MLS: Mohawk Valley

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Gas, Forced Air
      Appliances
      • Included: Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
      • Laundry: In Basement
      Features
      • Eat-in Kitchen
      • Flooring: Carpet, Hardwood, Luxury Vinyl, Varies
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,120
      • Total interior livable area: 1,120 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Underground
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Blacktop Driveway
      Lot
      • Size: 2,010 Square Feet
      • Dimensions: 30 x 67
      • Features: Rectangular, Rectangular Lot
      Details
      • Parcel number: 119.44565
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Spray Foam Insulation, Wood Siding
      • Foundation: Stone
      Condition
      • Resale
      • Year built: 1915

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Ilion

      Financial & listing details

      • Price per square foot: $98/sqft
      • Tax assessed value: $40,800
      • Annual tax amount: $2,736
      • Date on market: 5/22/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $103,500

        $82,000 - $124,000

        $1,434/mo

        Price history

        DateEventPrice
        5/22/2026Listed for sale$109,900+196.2%$98/sqft
        Source: NYSAMLSs #S1684131 Report a problem
        10/10/2012Sold$37,100$33/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $40,800
        2024-- $40,800
        2023-- $40,800
        2022-- $40,800
        2021-- $40,800
        2020-- $40,800
        2019-- $40,800
        2018-- $40,800
        2017$1,108 $40,800
        2016-- $40,800
        2015-- $40,800
        2014-- $40,800
        2013-- $40,800
        2012-- $40,800
        2011-- $40,800
        2010-- $40,800
        2009-- $40,800
        2008-- $40,800
        2007-- $40,800
        2006-- $40,800
        2005-- $40,800
        2004-- $40,800
        2003-- $40,800
        2002-- $40,800
        2001-- $40,800

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13357

        Getting around

        50 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Central Valley

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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