Welcome home to a beautifully maintained three-bedroom residence that proves exceptional value and refined comfort can, in fact, share the same driveway. Set in a quiet Ilion location, this1,120 square foot home offers an inviting blend of practical updates and polished presentation, making it an easy choice for buyers who appreciate smart improvements without surrendering charm. Well maintained from top to bottom, it delivers the kind of price point that feels refreshingly rare.
Inside, new carpets bring a fresh, soft finish underfoot, while the renovated bathroom, completed in2025, adds a crisp, contemporary note to daily living. The layout feels warm and efficient, with comfortable bedrooms, welcoming common spaces, and a sense of care that is evident in every room. Behind the scenes, major upgrades provide peace of mind: spray foam insulation in the walls and basement, a two hundred amp electric service, a roof replaced in2023, and a gas furnace installed in2016.
The basement deserves special mention, offering excellent storage and flexible bonus space for hobbies, a workout zone, or simply the place where seasonal decorations can finally stop judging you from the corners. Outside, the setting offers welcome quiet while still placing everyday essentials close at hand. Ilion Park, Central Valley Academy, and grocery shopping at Aldi are all conveniently nearby, creating a lifestyle that is both easy and connected.
If you have been waiting for a home that balances affordability, thoughtful updates, and enduring comfort, this is your moment. Schedule your private showing today and see why this inviting home may be the one that ends your search.
Active
$109,900
86 Prospect Ave, Ilion, NY 13357
3beds
1,120sqft
Single Family Residence
Built in 1915
2,010 Square Feet Lot
$103,500 Zestimate®
$98/sqft
$-- HOA
What's special
Welcoming common spacesRenovated bathroomComfortable bedroomsBeautifully maintained three-bedroom residence
- 2 days |
- 520 |
- 22 |
Zillow last checked:
Listing updated:
Listing by:
Keller-Williams Mohawk Valley 315-701-6900,
Delbert Ball 315-868-3933
Source: NYSAMLSs,MLS#: S1684131
Originating MLS: Mohawk Valley
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Gas, Forced Air
Appliances
- Included: Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
- Laundry: In Basement
Features
- Eat-in Kitchen
- Flooring: Carpet, Hardwood, Luxury Vinyl, Varies
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Underground
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway
Lot
- Size: 2,010 Square Feet
- Dimensions: 30 x 67
- Features: Rectangular, Rectangular Lot
Details
- Parcel number: 119.44565
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Spray Foam Insulation, Wood Siding
- Foundation: Stone
Condition
- Resale
- Year built: 1915
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Location
- Region: Ilion
Financial & listing details
- Price per square foot: $98/sqft
- Tax assessed value: $40,800
- Annual tax amount: $2,736
- Date on market: 5/22/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
$103,500
$82,000 - $124,000
$1,434/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $109,900+196.2%$98/sqft |
Source: | ||
| 10/10/2012 | Sold | $37,100$33/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $40,800 |
| 2024 | -- | $40,800 |
| 2023 | -- | $40,800 |
| 2022 | -- | $40,800 |
| 2021 | -- | $40,800 |
| 2020 | -- | $40,800 |
| 2019 | -- | $40,800 |
| 2018 | -- | $40,800 |
| 2017 | $1,108 | $40,800 |
| 2016 | -- | $40,800 |
| 2015 | -- | $40,800 |
| 2014 | -- | $40,800 |
| 2013 | -- | $40,800 |
| 2012 | -- | $40,800 |
| 2011 | -- | $40,800 |
| 2010 | -- | $40,800 |
| 2009 | -- | $40,800 |
| 2008 | -- | $40,800 |
| 2007 | -- | $40,800 |
| 2006 | -- | $40,800 |
| 2005 | -- | $40,800 |
| 2004 | -- | $40,800 |
| 2003 | -- | $40,800 |
| 2002 | -- | $40,800 |
| 2001 | -- | $40,800 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13357
Nearby schools
GreatSchools rating
- 3/10Barringer Road Elementary SchoolGrades: 2-4Distance: 0.7 mi
- 6/10Gregory B Jarvis Junior/Senior High SchoolGrades: 5-8Distance: 1.9 mi
- 4/10Central Valley AcademyGrades: 9-12Distance: 0.3 mi
Schools provided by the listing agent
- District: Central Valley
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Herkimer County
- Ilion
- 13357
- 86 Prospect Ave





