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New construction
    • Price cut: $34K (10/21)
    $1,695,999

    4109 Choctaw St, Panama City Beach, FL 32408

    4beds
    2,174sqft
    : 
    $10,559/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    6,098 Square Feet Lot
    $1,634,200 Zestimate®
    $780/sqft
    $-- HOA

    What's special

    Private fenced-in poolHeated poolTwo additional king-sized bedroomsGranite countertopsBunk roomTile showerCovered patio
    HEATED POOL- STEPS TO BEACH Last years rental income in the high $90 and this year is on its way to over $100K Ideal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience. Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath. Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower—perfect for enjoying the coastal breeze. Don't miss out on this incredible beachside retreat!
    216 days
    86
    0

    Zillow last checked:

    Listing updated:

    Listed by:

    Beth A Jones 850-714-3396,

    Blue Swell Realty

    Source: CPAR,MLS#: 787149MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Living Room, Primary Bedroom
      Primary bedroom
      • Description: Buyer to verify all measurements
      • Level: Second
      • Dimensions: 17 x 13
      Primary bedroom
      • Description: Buyer to verify all measurements
      • Level: First
      • Dimensions: 14 x 12
      Bedroom
      • Description: Buyer to verify all measurements
      • Level: Second
      • Dimensions: 14 x 11
      Bedroom
      • Description: Buyer to verify all measurements
      • Level: Second
      • Dimensions: 14 x 11
      Other
      • Description: Buyer to verify all measurements
      • Level: Second
      Living room
      • Description: Dining/Living Room Combo
      • Level: First
      • Dimensions: 23 x 14
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Convection Oven, Electric Range
      Features
      • Balcony, Double Vanity, Main Level Primary, Walk-In Closet(s)
      • Flooring: Plank, Vinyl
      Interior area
      • Total structure area: 2,174
      • Total interior livable area: 2,174 sqft

      Property

      Parking
      • Parking features: No Garage
      Features
      • Patio & porch: Balcony, Patio, Covered, Porch
      • Exterior features: Patio, Outdoor Shower
      • Has private pool: Yes
      • Pool features: Fenced, In Ground, Private
      • Fencing: Fenced
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: Silver Sands Beach The Sly 50' of lots 4 and 5 and
      • Features: Paved
      Details
      • Parcel number: 30498000003
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Roof: Metal
      Condition
      • New construction: Yes
      • Year built: 2021

      Utilities & green energy

      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Silver Sands Beach
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $780/sqft
      • Tax assessed value: $1,166,087
      • Annual tax amount: $14,376
      • Date on market: 3/21/2026
      • Cumulative days on market: 217 days
      • Electric utility on property: Yes

        Estimated market value

        $1,634,200

        $1.55M - $1.72M

        $4,691/mo

        Price history

        DateEventPrice
        10/21/2026Price change$1,695,999-2%$780/sqft
        Source: CPAR #787149 Report a problem
        8/19/2026Price change$1,730,000-0.3%$796/sqft
        Source: CPAR #787149 Report a problem
        8/4/2026Price change$1,735,000-0.6%$798/sqft
        Source: CPAR #787149 Report a problem
        7/23/2026Price change$1,745,000-1.4%$803/sqft
        Source: CPAR #787149 Report a problem
        6/18/2026Price change$1,770,000-1.4%$814/sqft
        Source: CPAR #787149 Report a problem
        3/21/2026Listed for sale$1,795,000-5.3%$826/sqft
        Source: CPAR #787149 Report a problem
        1/1/2026Listing removed$1,895,200$872/sqft
        Source: CPAR #770320 Report a problem
        9/20/2025Listed for sale$1,895,200$872/sqft
        Source: CPAR #770320 Report a problem
        9/2/2025Listing removed$1,895,200$872/sqft
        Source: CPAR #770320 Report a problem
        5/15/2025Price change$1,895,2000%$872/sqft
        Source: CPAR #770320 Report a problem
        4/22/2025Price change$1,895,7990%$872/sqft
        Source: CPAR #770320 Report a problem
        3/27/2025Price change$1,895,8990%$872/sqft
        Source: CPAR #770320 Report a problem
        3/20/2025Price change$1,895,9000%$872/sqft
        Source: CPAR #770320 Report a problem
        3/17/2025Price change$1,895,990-0.2%$872/sqft
        Source: CPAR #770320 Report a problem
        3/14/2025Listed for sale$1,899,990+42.7%$874/sqft
        Source: CPAR #770320 Report a problem
        6/24/2022Sold$1,331,000-4.9%$612/sqft
        Source: CPAR #724680 Report a problem
        5/16/2022Pending sale$1,399,000$644/sqft
        Source: CPAR #724680 Report a problem
        5/5/2022Listed for sale$1,399,000$644/sqft
        Source: CPAR #724680 Report a problem
        4/20/2022Pending sale$1,399,000$644/sqft
        Source: CPAR #724680 Report a problem
        4/13/2022Listed for sale$1,399,000$644/sqft
        Source: CPAR #724680 Report a problem
        4/8/2022Pending sale$1,399,000$644/sqft
        Source: CPAR #724680 Report a problem
        4/5/2022Listed for sale$1,399,000+97%$644/sqft
        Source: CPAR #724680 Report a problem
        2/1/2021Sold$710,000+1.6%$327/sqft
        Source: CPAR #700069 Report a problem
        12/14/2020Pending sale$699,000$322/sqft
        Source: CPAR #700069 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$14,376 +1.2%$1,166,087 +1.1%
        2024$14,208 -0.7%$1,152,895 +1%
        2023$14,307 +97.7%$1,141,099 +83.4%
        2022$7,237 $622,213
        2021-- --
        2020$1,483 +10.3%$120,062 +10%
        2019$1,345 $109,147
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        41 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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