Sold for $645,000 on 11/18/25
$645,000
309 Anne Rd, Monterey, TN 38574
2beds
2,287sqft
Single Family Residence
Built in 2023
1.1 Acres Lot
$647,600 Zestimate®
$282/sqft
$2,699 Estimated rent
Home value
$647,600
$615,000 - $680,000
$2,699/mo
Zestimate® history
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What's special
STUNNING LAKEFRONT HOME.....Welcome to this move-in-ready custom home nestled in the peaceful and scenic Cumberland Lakes community. Boasting 2 bedrooms, 3 full bathrooms, and a beautifully designed open layout with a detached mother-in-law suite. This meticulously maintained home is the perfect lakeside retreat, ideal as a full-time residence or a luxurious weekend getaway.
From the moment you arrive, you'll be struck by the home's inviting curb appeal and tranquil setting. Situated on a generous 1.1 acre lot on a private lake. The home greets you with a bright, vaulted-ceiling living room, complete with a floor-to-ceiling wood-burning fireplace which creates a warm and inviting atmosphere year-round.
The open-concept floor plan is ideal for entertaining, featuring a spacious living area that flows into the dining space and kitchen. Whether you're hosting family dinners or casual get-togethers, this home is designed for connection and comfort. The kitchen offers plenty of cabinets, modern appliances, and generous counter space, making meal prep both functional and enjoyable.
Step outside to take in the expansive lake views from the large, side, covered porch or the oversized back deck, perfect for sipping morning coffee or relaxing with friends as the sun rises over the water. Take advantage of your private dock, where you can fish, launch your kayak or boat, or simply enjoy the serenity of lakeside living at its finest.
Key Features Include: vaulted ceilings & abundant natural light; floor-to-ceiling wood-burning fireplace; open-concept living and dining areas; loft space ideal for a reading nook, hobby area, or additional guest sleeping; separate home office with natural light; detached garage with a 600 sqft. mother-in-law suite—perfect for guests or multigenerational living; tankless water heater for added efficiency and convenience.
Located between Crossville, Monterey, and Cookeville, perfect blend of privacy and accessibility.
This home offers the perfect balance of modern comfort, rustic charm, and breathtaking natural beauty. Whether you're curling up by the fire in winter, working from home in your private office, or enjoying long summer days on the water, this property provides a lifestyle of peace, privacy, and possibility.
The Cumberland Lakes community is known for its serene atmosphere, well-maintained properties, and beautiful natural surroundings. It's more than just a place to live, it's a place to thrive.
Don't Miss This One-of-a-Kind Lakeside Home!
Homes of this quality and location are rare, schedule your private tour today and experience everything this incredible property has to offer.
Zillow last checked: 8 hours ago
Listing updated: November 18, 2025 at 12:11pm
Listed by:
Scott Allen 513-227-9371,
Mountaineer Realty LLC
Bought with:
Michelle Hodges, 361594
ReMax Real Estate Ten
Source: East Tennessee Realtors,MLS#: 1316114
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Heat Pump, Propane
Cooling
- Central Air
Appliances
- Included: Tankless Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
Features
- Walk-In Closet(s), Cathedral Ceiling(s), Eat-in Kitchen, Bonus Room
- Basement: Crawl Space,Unfinished
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,287
- Total interior livable area: 2,287 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, RV Access/Parking, Main Level
- Garage spaces: 2
Features
- Exterior features: Balcony, Boat - Ramp, Dock
- Has view: Yes
- View description: Country Setting
- Has water view: Yes
- Waterfront features: Lake/Water Access, Lake Front
- Frontage type: Lakefront
Lot
- Size: 1.10 Acres
- Features: Wooded
Details
- Additional structures: Guest House
- Parcel number: 017P C 026.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Frame
Condition
- Year built: 2023
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Location
- Region: Monterey
- Subdivision: Cumberland Cove
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $175 annually
Price history
| Date | Event | Price |
|---|---|---|
| 11/18/2025 | Sold | $645,000-2.1%$282/sqft |
Source: | ||
| 10/29/2025 | Pending sale | $659,000$288/sqft |
Source: | ||
| 9/25/2025 | Listed for sale | $659,000+828.2%$288/sqft |
Source: | ||
| 2/3/2022 | Sold | $71,000$31/sqft |
Source: Public Record | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,175 | $103,550 |
| 2023 | $1,175 +537.2% | $103,550 +537.2% |
| 2022 | $184 -5.7% | $16,250 +30% |
Find assessor info on the county website
Neighborhood: 38574
Nearby schools
GreatSchools rating
- 4/10Pleasant Hill Elementary SchoolGrades: PK-8Distance: 9.6 mi
- 4/10Cumberland County High SchoolGrades: 9-12Distance: 12.7 mi

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