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Sold for $645,000 on 11/18/25
  • $645,000

    309 Anne Rd, Monterey, TN 38574

    2beds
    2,287sqft
    Single Family Residence
    Built in 2023
    1.1 Acres Lot
    $647,600 Zestimate®
    $282/sqft
    $2,699 Estimated rent

    Home value

    $647,600

    $615,000 - $680,000

    $2,699/mo

    Zestimate® history
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    What's special

    STUNNING LAKEFRONT HOME.....Welcome to this move-in-ready custom home nestled in the peaceful and scenic Cumberland Lakes community. Boasting 2 bedrooms, 3 full bathrooms, and a beautifully designed open layout with a detached mother-in-law suite. This meticulously maintained home is the perfect lakeside retreat, ideal as a full-time residence or a luxurious weekend getaway. From the moment you arrive, you'll be struck by the home's inviting curb appeal and tranquil setting. Situated on a generous 1.1 acre lot on a private lake. The home greets you with a bright, vaulted-ceiling living room, complete with a floor-to-ceiling wood-burning fireplace which creates a warm and inviting atmosphere year-round. The open-concept floor plan is ideal for entertaining, featuring a spacious living area that flows into the dining space and kitchen. Whether you're hosting family dinners or casual get-togethers, this home is designed for connection and comfort. The kitchen offers plenty of cabinets, modern appliances, and generous counter space, making meal prep both functional and enjoyable. Step outside to take in the expansive lake views from the large, side, covered porch or the oversized back deck, perfect for sipping morning coffee or relaxing with friends as the sun rises over the water. Take advantage of your private dock, where you can fish, launch your kayak or boat, or simply enjoy the serenity of lakeside living at its finest. Key Features Include: vaulted ceilings & abundant natural light; floor-to-ceiling wood-burning fireplace; open-concept living and dining areas; loft space ideal for a reading nook, hobby area, or additional guest sleeping; separate home office with natural light; detached garage with a 600 sqft. mother-in-law suite—perfect for guests or multigenerational living; tankless water heater for added efficiency and convenience. Located between Crossville, Monterey, and Cookeville, perfect blend of privacy and accessibility. This home offers the perfect balance of modern comfort, rustic charm, and breathtaking natural beauty. Whether you're curling up by the fire in winter, working from home in your private office, or enjoying long summer days on the water, this property provides a lifestyle of peace, privacy, and possibility. The Cumberland Lakes community is known for its serene atmosphere, well-maintained properties, and beautiful natural surroundings. It's more than just a place to live, it's a place to thrive. Don't Miss This One-of-a-Kind Lakeside Home! Homes of this quality and location are rare, schedule your private tour today and experience everything this incredible property has to offer.

    Zillow last checked: 8 hours ago

    Listing updated: November 18, 2025 at 12:11pm

    Listed by:

    Scott Allen 513-227-9371,

    Mountaineer Realty LLC

    Bought with:

    Michelle Hodges, 361594

    ReMax Real Estate Ten

    Source: East Tennessee Realtors,MLS#: 1316114MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 3
    • Full bathrooms: 3
    Heating
    • Central, Heat Pump, Propane
    Cooling
    • Central Air
    Appliances
    • Included: Tankless Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
    Features
    • Walk-In Closet(s), Cathedral Ceiling(s), Eat-in Kitchen, Bonus Room
    • Basement: Crawl Space,Unfinished
    • Number of fireplaces: 1
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 2,287
    • Total interior livable area: 2,287 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage Door Opener, RV Access/Parking, Main Level
    • Garage spaces: 2
    Features
    • Exterior features: Balcony, Boat - Ramp, Dock
    • Has view: Yes
    • View description: Country Setting
    • Has water view: Yes
    • Waterfront features: Lake/Water Access, Lake Front
    • Frontage type: Lakefront
    Lot
    • Size: 1.10 Acres
    • Features: Wooded
    Details
    • Additional structures: Guest House
    • Parcel number: 017P C 026.00

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Frame
    Condition
    • Year built: 2023

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well

    Community & neighborhood

    Location
    • Region: Monterey
    • Subdivision: Cumberland Cove

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $175 annually

    Price history

    DateEventPrice
    11/18/2025Sold$645,000-2.1%$282/sqft
    Source: East Tennessee Realtors #1316114
    10/29/2025Pending sale$659,000$288/sqft
    Source: East Tennessee Realtors #1316114
    9/25/2025Listed for sale$659,000+828.2%$288/sqft
    Source: East Tennessee Realtors #1316114
    2/3/2022Sold$71,000$31/sqft
    Source: Public Record

    Public tax history

    YearProperty taxesTax assessment
    2024$1,175 $103,550
    2023$1,175 +537.2%$103,550 +537.2%
    2022$184 -5.7%$16,250 +30%

    Find assessor info on the county website

    Neighborhood: 38574

    Nearby schools

    GreatSchools rating
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