Golf course views. Mountain backdrop. Resort-style amenities. And a home built for the way you actually want to live.
Welcome to 3104 Cove Loop Road, situated inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bathroom home is positioned to capture sweeping multi-fairway views from multiple vantage points, including long sightlines to the 6th fairway and green, the 7th tee box, and the 9th fairway.
Inside, recent upgrades throughout, new kitchen and bathroom countertops, upgraded showers, new appliances, and a tankless gas water heater give the home a fresh, move-in-ready feel. Three brand-new Andersen sliding glass doors line the rear of the home, flooding the main level with natural light and opening to a large wraparound deck perfect for entertaining or simply taking in the view.
The main level offers easy single-level living with a spacious family room and oversized sunroom overlooking the course. Downstairs, the lower level is made for hosting, a generous recreation room with terrace access, a full bathroom, a Murphy bed flex space, and two fully plumbed wet bars (one on each level) make this home as functional as it is comfortable. A two-car garage completes the package.
As a Cummings Cove resident, you'll have access to golf, pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a full social calendar, everything you'd expect from a resort, right outside your door.
This is the kind of lifestyle most people plan for.
Active
Price cut: $30K (5/7)
$635,000
3104 Cove Loop Rd, Hendersonville, NC 28739
2beds
2,460sqft
Single Family Residence
Built in 1986
0.38 Acres Lot
$-- Zestimate®
$258/sqft
$268/mo HOA
What's special
Mountain backdropRecent upgrades throughoutMurphy bed flex spaceUpgraded showersSpacious family roomTwo-car garageTankless gas water heater
- 50 days |
- 361 |
- 12 |
Zillow last checked:
Listing updated:
Listed by:
Nicholas Cocozziello ncocosignatureproperties@gmail.com,
NorthGroup Real Estate LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4362842
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Bar entertainment
- Level: Basement
Living room
- Level: Main
Sunroom
- Level: Main
Heating
- ENERGY STAR Qualified Equipment, Forced Air, Natural Gas, Zoned
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Oven, Refrigerator, Tankless Water Heater, Washer/Dryer
- Laundry: Main Level
Features
- Flooring: Tile, Wood
- Doors: Sliding Doors, Storm Door(s)
- Windows: Insulated Windows
- Basement: Daylight,Full,Interior Entry,Walk-Out Access
- Fireplace features: Family Room, Gas
Interior area
- Total structure area: 1,860
- Total interior livable area: 2,460 sqft
- Finished area above ground: 1,860
- Finished area below ground: 600
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Faces Front, Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Balcony, Rear Porch
- Has view: Yes
- View description: Golf Course
Lot
- Size: 0.38 Acres
- Features: On Golf Course, Views
Details
- Parcel number: 9931460
- Zoning: R2R
- Special conditions: Standard
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stone, Wood
- Roof: Composition
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Private Sewer
- Water: City
- Utilities for property: Cable Available, Cable Connected, Electricity Connected, Satellite Internet Available, Underground Power Lines, Underground Utilities, Wired Internet Available
Community & HOA
Community
- Subdivision: Cummings Cove
HOA
- Has HOA: Yes
- HOA fee: $265 quarterly
- HOA name: First Service Residential
- HOA phone: 800-870-0010
- Second HOA fee: $180 monthly
- Second HOA name: Cummings Cove
- Second HOA phone: 828-891-1512
Location
- Region: Hendersonville
- Elevation: 2000 Feet
Financial & listing details
- Price per square foot: $258/sqft
- Tax assessed value: $411,500
- Annual tax amount: $2,247
- Date on market: 4/17/2026
- Cumulative days on market: 50 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
Not available
Estimated sales range
Not available
$2,639/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Price change | $635,000-4.5%$258/sqft |
Source: | ||
| 4/17/2026 | Listed for sale | $665,000-4.9%$270/sqft |
Source: | ||
| 8/13/2023 | Listing removed | -- |
Source: | ||
| 5/21/2023 | Listed for sale | $699,000+133%$284/sqft |
Source: | ||
| 5/4/2018 | Sold | $300,000$122/sqft |
Source: | ||
| 3/1/2018 | Pending sale | $300,000$122/sqft |
Source: RE/MAX RESULTS #3303948 Report a problem | ||
| 2/6/2018 | Price change | $300,000-4.8%$122/sqft |
Source: Local MLS #3303948 Report a problem | ||
| 10/30/2017 | Price change | $315,000-3.1%$128/sqft |
Source: RE/MAX RESULTS #3303948 Report a problem | ||
| 7/22/2017 | Listed for sale | $325,000+51.9%$132/sqft |
Source: RE/MAX REALTY #3303948 Report a problem | ||
| 7/27/2012 | Sold | $214,000-4%$87/sqft |
Source: | ||
| 4/16/2012 | Listed for sale | $222,900-18.9%$91/sqft |
Source: Choice Mountain Properties Real Estate Group, LLC #508399 Report a problem | ||
| 3/9/2012 | Listing removed | $275,000$112/sqft |
Source: Choice Mountain Properties Real Estate Group, LLC #508399 Report a problem | ||
| 2/16/2012 | Price change | $275,000-5.2%$112/sqft |
Source: Choice Mountain Properties Real Estate Group, LLC #508399 Report a problem | ||
| 10/21/2011 | Listed for sale | $290,000-21.6%$118/sqft |
Source: Choice Mountain Properties Real Estate Group, LLC #508399 Report a problem | ||
| 8/3/2011 | Listing removed | $369,900$150/sqft |
Source: Cummings Cove Realty #466727 Report a problem | ||
| 12/4/2010 | Price change | $369,900-17.6%$150/sqft |
Source: Cummings Cove Realty #466727 Report a problem | ||
| 10/2/2010 | Listed for sale | $449,000$183/sqft |
Source: Cummings Cove Realty #466727 Report a problem | ||
| 7/24/2010 | Listing removed | $449,000$183/sqft |
Source: Cummings Cove Realty #466727 Report a problem | ||
| 5/29/2010 | Price change | $449,000-0.2%$183/sqft |
Source: Cummings Cove Realty #466727 Report a problem | ||
| 8/1/2009 | Price change | $449,900-3.2%$183/sqft |
Source: Jym Heffel and Associates #442459 Report a problem | ||
| 6/8/2009 | Listed for sale | $465,000$189/sqft |
Source: Jym Heffel and Associates #442459 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,247 | $411,500 |
| 2024 | $2,247 | $411,500 |
| 2023 | $2,247 +10.8% | $411,500 +37.2% |
| 2022 | $2,027 | $299,900 |
| 2021 | -- | $299,900 |
| 2020 | $2,027 | $299,900 |
| 2019 | $2,027 | $299,900 +5.4% |
| 2018 | $2,027 +6.4% | $284,500 |
| 2017 | $1,906 | $284,500 |
| 2016 | -- | $284,500 |
| 2015 | -- | $284,500 +2.6% |
| 2014 | -- | $277,200 |
| 2013 | -- | $277,200 |
| 2012 | -- | $277,200 |
| 2011 | -- | $277,200 +1.6% |
| 2010 | -- | $272,900 |
| 2009 | -- | $272,900 |
| 2008 | -- | $272,900 |
| 2007 | -- | $272,900 +42.1% |
| 2006 | -- | $192,100 |
| 2005 | -- | $192,100 |
| 2002 | -- | $192,100 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28739
Nearby schools
GreatSchools rating
- 6/10Etowah ElementaryGrades: PK-5Distance: 1.2 mi
- 6/10Rugby MiddleGrades: 6-8Distance: 4.4 mi
- 8/10West Henderson HighGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Etowah
- Middle: Rugby
- High: West Henderson
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Henderson County
- Hendersonville
- 28739
- 3104 Cove Loop Rd






