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Active under contract
  • $315,000

    316 Insider Loop, Elgin, TX 78621

    5beds
    2,103sqft
    : 
    Single Family Residence
    Built in 2020
    6,316.2 Square Feet Lot
    $312,000 Zestimate®
    $150/sqft
    $17/mo HOA

    What's special

    Elegant all-tile flooring throughoutSolar screensBeautiful granite countertopsSpacious front entrySmart thermostat
    LOOKING FOR INVESTORS: THERE IS A CURRENT 2 YEAR LEASE ON THE PROPERTY. 48 HOUR NOTICE FOR SHOWINGS. CONTACT AGENT FIRST Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
    98 days
    |
    681
    |
    44
    |

    Zillow last checked: 7 hours ago

    Listing updated: April 02, 2026 at 10:35am

    Listed by:

    Brandie Scales (214) 814-8100,

    Compass RE Texas, LLC. (214) 814-8100

    Source: Unlock MLS,MLS#: 5742262MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Microwave
      Features
      • Built-in Features, Ceiling Fan(s), Granite Counters, High Speed Internet, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s)
      • Flooring: Carpet, Laminate, Tile
      • Windows: Double Pane Windows
      Interior area
      • Total interior livable area: 2,103 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered
      • Exterior features: Private Yard
      • Pool features: None
      • Fencing: Back Yard, Wood
      • Has view: Yes
      • View description: None
      • Waterfront features: None
      Lot
      • Size: 6,316.2 Square Feet
      • Features: Back Yard, Few Trees
      Details
      • Additional structures: None
      • Parcel number: 8716627
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Phone Available, Sewer Connected

      Community & HOA

      Community
      • Features: None
      • Subdivision: Saratoga Farms
      HOA
      • Has HOA: Yes
      • Services included: Common Area Maintenance
      • HOA fee: $50 quarterly
      • HOA name: Saratoga Farms
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $150/sqft
      • Tax assessed value: $340,574
      • Annual tax amount: $8,165
      • Date on market: 12/26/2025
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
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        Estimated market value

        $312,000

        $296,000 - $328,000

        $2,459/mo

        Price history

        Price history
        DateEventPrice
        4/2/2026Contingent$315,000+4.3%$150/sqft
        Source: Unlock MLS #5742262 Report a problem
        2/5/2026Listing removed$1,900$1/sqft
        Source: Unlock MLS #6372743 Report a problem
        12/26/2025Listed for rent$1,900-5%$1/sqft
        Source: Unlock MLS #6372743 Report a problem
        12/17/2025Listing removed$302,000$144/sqft
        Source: Unlock MLS #9120774 Report a problem
        12/16/2025Price change$2,000-4.8%$1/sqft
        Source: Unlock MLS #1064814 Report a problem
        12/5/2025Listed for sale$302,000-1%$144/sqft
        Source: Unlock MLS #9120774 Report a problem
        12/1/2025Listing removed$305,000$145/sqft
        Source: Unlock MLS #8075399 Report a problem
        11/19/2025Price change$305,000-2.9%$145/sqft
        Source: Unlock MLS #8075399 Report a problem
        11/6/2025Listed for rent$2,100$1/sqft
        Source: Unlock MLS #1064814 Report a problem
        10/16/2025Price change$314,000-0.3%$149/sqft
        Source: Unlock MLS #8075399 Report a problem
        9/17/2025Price change$315,000-3.1%$150/sqft
        Source: Unlock MLS #8075399 Report a problem
        8/14/2025Listed for sale$325,000-25.8%$155/sqft
        Source: Unlock MLS #8075399 Report a problem
        1/23/2023Listing removed--
        Source: Zillow Rentals Report a problem
        1/7/2023Price change$2,100-6.7%$1/sqft
        Source: Zillow Rentals Report a problem
        11/20/2022Listed for rent$2,250+7.1%$1/sqft
        Source: Zillow Rental Manager Report a problem
        9/10/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        9/1/2022Price change$2,100-5.8%$1/sqft
        Source: Zillow Rental Manager Report a problem
        8/24/2022Price change$2,230-3%$1/sqft
        Source: Zillow Rental Manager Report a problem
        8/22/2022Listed for rent$2,300$1/sqft
        Source: Zillow Rental Manager Report a problem
        8/20/2022Listing removed--
        Source: Unlock MLS #5614802 Report a problem
        7/7/2022Price change$437,999-2%$208/sqft
        Source: Unlock MLS #5614802 Report a problem
        7/2/2022Price change$446,999-0.7%$213/sqft
        Source: Unlock MLS #5614802 Report a problem
        6/17/2022Listed for sale$450,000$214/sqft
        Source: Unlock MLS #5614802 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025-- $340,574 -8.9%
        2024-- $373,653 -6.2%
        2023-- $398,487 +6.6%
        2022-- $373,653 +30.8%
        2021-- $285,603 +1791.7%
        2020-- $15,098

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,978/mo
        Principal & interest
        $1559
        Property taxes
        $402
        HOA Fees
        $17
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          Climate risks

          Neighborhood: 78621

          Getting around

          37 / 100
          Car-Dependent
          29 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Elgin
          • Middle: Elgin
          • High: Elgin
          • District: Elgin ISD

          Source: Unlock MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 78621

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