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For sale
  • $1,650,000

    3167 Stewart Rd, Middle Torch Key, FL 33042

    3beds
    1,222sqft
    : 
    Single Family Residence
    Built in 1971
    1.2 Acres Lot
    $1,510,800 Zestimate®
    $1,350/sqft
    $-- HOA

    What's special

    Lovingly maintained stone accentsTwo-story cottageUpdated kitchen
    This 3-bedroom, 2-bath home provides rare-to-find tranquility and privacy in a pristine natural setting. The two-story cottage embodies Old Florida-style with lovingly maintained stone accents and an expansive covered porch overlooking open water. Inside, modern amenities enhance the home's charm. The updated kitchen opens to the living room, with both rooms featuring a wall of windows to take in the views. Two bedrooms and one bath complete the downstairs space. Retreat upstairs to find a completely remodeled primary suite overlooking the Gulf. A large second building provides storage and opportunity for expansion. Situated on 1.2 acres with only a single adjacent neighbor, this home offers a private sanctuary tucked away from the world.
    49 days
    |
    826
    |
    32
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 04, 2025 at 12:30am

    Listed by:

    Sarah Eckert 772-501-6576,

    Coldwell Banker Schmitt Real Estate Co. (KW)

    Source: FLKMLS,MLS#: 617572MLS LogoOriginating MLS: Key West Association

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Cooling
    • Wall/Window Unit(s), Ceiling Fans(s)
    Appliances
    • Included: Washer, Microwave, Oven, Range, Refrigerator, Dryer
    Features
    • Flooring: Tile, Laminate
    • Windows: Impact Rstnce Window
    Interior area
    • Total interior livable area: 1,222 sqft

    Property

    Parking
    • Parking features: Open, Trailer Storage, Off Street
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: Grip-Accessible Features
    Features
    • Levels: Ground Level
    • Patio & porch: Open Porch/Balcony, Deck
    • Exterior features: Storage
    • Has view: Yes
    • View description: Ocean, Water, Bay/Gulf View
    • Has water view: Yes
    • Water view: Ocean,Water,Bay/Gulf View
    • Waterfront features: Oceanfront, Open Water, Gulf Front, Bay Front, Waterfront, Dock: Wood
    Lot
    • Size: 1.2 Acres
    • Features: 1 Less Than 2 Acres
    Details
    • Additional structures: Gazebo
    • Additional parcels included: 00224880000000
    • Parcel number: 00224890000000
    • Zoning: IS
    • Zoning description: Improved Subivision District

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • CBS
    • Roof: Metal
    Condition
    • Year built: 1971

    Utilities & green energy

    • Sewer: Aerobic Septic
    Green energy
    • Water conservation: Cistern

    Community & HOA

    Community
    • Subdivision: Middle Torch Key Est (28.0)
    HOA
    • Has HOA: No
    • Services included: None
    Location
    • Region: Middle Torch Key

    Financial & listing details

    • Price per square foot: $1,350/sqft
    • Tax assessed value: $655,632
    • Annual tax amount: $6,370
    • Date on market: 12/4/2025
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    Estimated market value

    $1,510,800

    $1.44M - $1.59M

    $5,182/mo

    Price history

    Price history
    DateEventPrice
    12/4/2025Listed for sale$1,650,000+666.4%$1,350/sqft
    Source: Key West AOR #617572 Report a problem
    12/18/2020Sold$215,300-62.8%$176/sqft
    Source: Public Record Report a problem
    1/18/2017Sold$579,000-3.3%$474/sqft
    Source: FLKMLS #572876 Report a problem
    11/22/2016Listed for sale$599,000-13.8%$490/sqft
    Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #572876 Report a problem
    3/26/2015Listing removed$695,000$569/sqft
    Source: Owner Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$6,580 +3.3%$655,632 +0.7%
    2024$6,371 +2.3%$650,850 +1.3%
    2023$6,230 +5%$642,410 +9.2%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $10,043/mo
    Principal & interest
    $8338
    Property taxes
    $1127
    Home insurance
    $578

      Climate risks

      Neighborhood: 33042

      Nearby schools

      GreatSchools rating

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