For sale

$1,585,000

3167 Stewart Rd, Middle Torch Key, FL 33042

3beds

1,222sqft

Est.:

Single Family Residence

Built in 1971

1.2 Acres Lot

$1,522,000 Zestimate^®

$1,297/sqft

$-- HOA

What's special

Pristine natural settingLovingly maintained stone accentsTwo-story cottageUpgraded kitchen

SECLUDED SANCTUARY. This 3-bedroom, 2-bath home provides rare-to-find tranquility in a pristine natural setting. The two-story cottage embodies Old Florida-style with lovingly maintained stone accents and an expansive covered porch overlooking open water. The covered private deck extends your space to relax out to the water's edge. Inside, modern amenities enhance the home's charm and function. The upgraded kitchen opens to the living room, with both rooms featuring a wall of windows to take in the views. Two bedrooms and one bath complete the downstairs space. Retreat upstairs to find a completely remodeled, spacious primary suite overlooking the Gulf. A large second building provides storage and opportunity for expansion. Situated on 1.2 acres with only a single adjacent neighbor, this home offers a private sanctuary tucked away from the world.

11 hours

153

5

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Cooling

Wall/Window Unit(s), Ceiling Fans(s)

Appliances

Included: Washer, Microwave, Oven, Range, Refrigerator, Dryer

Features

Walk-In Closet(s), Built-in Cabinets
Flooring: Tile, Laminate
Windows: Drapes/Blinds Incl, Window Treatments, Impact Rstnce Window
Furnished: Yes

Interior area

Total interior livable area: 1,222 sqft

Property

Parking

Parking features: Open, Trailer Storage, Off Street
Has uncovered spaces: Yes

Accessibility

Accessibility features: Grip-Accessible Features, Accessible Approach with Ramp

Features

Levels: Ground Level
Patio & porch: Open Porch/Balcony, Deck
Exterior features: Storage
Has view: Yes
View description: Ocean, Water, Bay/Gulf View
Has water view: Yes
Water view: Ocean,Water,Bay/Gulf View
Waterfront features: Oceanfront, Open Water, Gulf Front, Bay Front, Waterfront, Dock: Wood

Lot

Size: 1.2 Acres
Features: 1 Less Than 2 Acres

Details

Additional structures: Workshop, Gazebo
Additional parcels included: 00224880000000
Parcel number: 00224890000000
Zoning: IS
Zoning description: Improved Subivision District

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

CBS
Roof: Metal

Condition

Updated/Remodeled
New construction: No
Year built: 1971

Utilities & green energy

Sewer: Aerobic Septic

Green energy

Water conservation: Cistern

Community & HOA

Community

Subdivision: Middle Torch Key Est (28.0)

HOA

Has HOA: No
Services included: None

Location

Region: Middle Torch Key

Financial & listing details

Price per square foot: $1,297/sqft
Tax assessed value: $655,632
Annual tax amount: $6,580
Date on market: 3/24/2026

Estimated market value

$1,522,000

$1.45M - $1.60M

$5,314/mo

Price history

Date	Event	Price
3/24/2026	Listed for sale	$1,585,000-3.9%$1,297/sqft
Source: FLKMLS #619183 Report a problem
1/28/2026	Listing removed	$1,650,000$1,350/sqft
Source: FLKMLS #617572 Report a problem
12/4/2025	Listed for sale	$1,650,000+666.4%$1,350/sqft
Source: Key West AOR #617572 Report a problem
12/18/2020	Sold	$215,300-62.8%$176/sqft
Source: Public Record Report a problem
1/18/2017	Sold	$579,000-3.3%$474/sqft
Source: FLKMLS #572876 Report a problem
11/22/2016	Listed for sale	$599,000-13.8%$490/sqft
Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #572876 Report a problem
3/26/2015	Listing removed	$695,000$569/sqft
Source: Owner Report a problem
11/29/2014	Listed for sale	$695,000+120.6%$569/sqft
Source: Owner Report a problem
3/5/2012	Sold	$315,000$258/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$6,580 +3.3%	$655,632 +0.7%
2024	$6,371 +2.3%	$650,850 +1.3%
2023	$6,230 +5%	$642,410 +9.2%
2022	$5,936 +5.5%	$588,324 +10%
2021	$5,628 +3%	$534,840 +4.4%
2020	$5,465	$512,160 +8.5%
2019	$5,465 +6.9%	$471,996 -7.2%
2018	$5,110 -8.4%	$508,370 +3.5%
2017	$5,581 +13.9%	$490,975 +30.3%
2016	$4,901 +11.5%	$376,666 +6.4%
2015	$4,397	$353,967