Charming, Affordable, and Full of Potential in the Heart of Waterloo!
Whether you're looking for the perfect starter home or ready to downsize, this cozy gem is a rare find under $200K in Waterloo. Step into a bright and welcoming living room with beautiful wood floors and plenty of natural light, flowing right into the eat-in kitchen.
This home offers 2 comfortable bedrooms and 1 full bath, with an upstairs attic area that’s perfect for storage or could be finished off for additional living space. The clean, unfinished basement houses the laundry area and offers even more room to make your own.
Notable updates include a new water heater in 2024, roof replacement in 2015, and updated electric in 2015, giving peace of mind to future owners. Outside, enjoy a nice backyard with a detached 1-car garage — all just minutes from the shops, restaurants, and charm of downtown Waterloo!
Active
$187,500
317 Walnut St, Waterloo, IL 62298
2beds
959sqft
Est.:
Single Family Residence
Built in 1953
6,673.39 Square Feet Lot
$197,100 Zestimate®
$196/sqft
$-- HOA
What's special
Plenty of natural lightEat-in kitchenClean unfinished basementPerfect for storageBeautiful wood floorsLaundry areaNice backyard
- 1 day
- on Zillow |
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- 11 |
Zillow last checked: 7 hours ago
Listing updated: August 06, 2025 at 11:31pm
Listing Provided by:
Monica Schmidt 618-567-9203,
eXp Realty,
Sara B Schmitz 618-795-4692,
eXp Realty
Source: MARIS,MLS#: 25052600
Originating MLS: Southwestern Illinois Board of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Open house
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom
- Features: Floor Covering: Wood
- Level: Main
Bedroom 2
- Features: Floor Covering: Wood
- Level: Main
Bathroom
- Level: Main
Kitchen
- Level: Main
Living room
- Features: Floor Covering: Wood
- Level: Main
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Oven, Refrigerator
- Laundry: In Basement
Features
- Flooring: Hardwood
- Basement: Full,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 959
- Total interior livable area: 959 sqft
- Finished area above ground: 959
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage, Off Street
- Garage spaces: 1
Features
- Levels: One
- Fencing: None
Lot
- Size: 6,673.39 Square Feet
- Features: Back Yard
Details
- Parcel number: 0725403011000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1953
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Not In A Subdivision
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $196/sqft
- Tax assessed value: $135,210
- Annual tax amount: $2,460
- Date on market: 8/7/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
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