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Open: Sat 11am-2pm
Active
$630,000
4beds
2,647sqft

196 SILVER REEF Lane, St. Augustine, FL 32095

4beds
2,647sqft
Single family residence
Built in 2020
3 Attached garage spaces
$238 price/sqft
$102/mo HOA

What's special

Outdoor solar-powered security camerasLvp throughout all bedroomsQuartz countertopsStainless steel gourmet kitchenGlass front entry doorWasher and dryerPrivate wooded preserve lot

With over $100,000 in UPGRADES, this home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home ...

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Source: realMLS,MLS#: 2138786MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked: 7 hours ago

Listing updated: April 08, 2026 at 08:01am

Listed by:

JOSHUA COTTON 904-982-8461,

ROUND TABLE REALTY 904-469-7653,

LINDSEY BROOKE BOSQUE 904-318-4051

Source: realMLS,MLS#: 2138786MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
Heating
  • Central, Electric
Cooling
  • Central Air, Electric
Appliances
  • Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator
  • Laundry: Electric Dryer Hookup, Washer Hookup
Features
  • Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Split Bedrooms
  • Flooring: Carpet, Tile
Interior area
  • Total interior livable area: 2,647 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 3
  • Parking features: Attached, Garage
  • Attached garage spaces: 3
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Patio, Screened
  • Fencing: Back Yard,Vinyl
  • Has view: Yes
  • View description: Protected Preserve, Trees/Woods
Lot
  • Features: Wooded
Details
  • Parcel number: 0237133520
  • Zoning description: Single Family

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subtype: Single Family Residence
Materials
  • Concrete
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 2020

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community
  • Subdivision: Creekside
HOA
  • Has HOA: Yes
  • Amenities included: Pool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
  • HOA fee: $305 quarterly
Location
  • Region: Saint Augustine

Financial & listing details

  • Price per square foot: $238/sqft
  • Tax assessed value: $520,544
  • Annual tax amount: $7,890
  • Date on market: 4/7/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: Asphalt

Price history

DateEventPrice
4/7/2026Listed for sale$630,000+55.2%$238/sqft
Source: realMLS #2138786 Report a problem
9/23/2020Sold$405,985$153/sqft
Source: realMLS #1054330 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$7,890 +12.1%$520,544 +24.5%
2023$7,041 +4.2%$417,977 +2%
2022$6,754 +9%$409,754 +23.5%

Find assessor info on the county website

Monthly payment

Est. payment
$3,839/mo
Principal & interest
$3049
Property taxes
$688
HOA Fees
$102
More affordability tools

    Estimated market value

    $612,600

    $582,000 - $643,000

    $3,225/mo

    Climate risks

    Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

    Neighborhood: 32095

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Lakeside Academy
    • Middle: Alice B. Landrum
    • High: Beachside

    Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Open house

    • Sat, Apr 11

      11:00 AM - 2:00 PM