A Rare Waterfront Opportunity on Smith Mountain Lake!This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining.Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area--perfect for hosting gatherings or relaxing after a day on the water.Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes--and short-term rentals are allowed, offering incredible income potential Seller is now offering short term owner financing with an acceptable offer. Fantastic investment opportunity.
Sold for $650,000
$650,000
320 Fingerlake Rd, Penhook, VA 24137
3beds
2,796sqft
Single Family Residence
Built in 1981
0.49 Acres Lot
$725,000 Zestimate®
$232/sqft
$2,454 Estimated rent
Home value
$725,000
$638,000 - $834,000
$2,454/mo
Zestimate® history
Loading...
Owner options
List your home for rent
$2,454/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
Learn more$2,454/mo
Rent Zestimate®
Refinance and save
$3,759/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
See today's rates$3,759/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: July 24, 2025 at 04:33am
Listed by:
AUDREY EVANS 540-874-0317,
RE/MAX LAKEFRONT REALTY INC
Bought with:
AUDREY EVANS, 0225261630
RE/MAX LAKEFRONT REALTY INC
Source: RVAR,MLS#: 915528
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom 1
- Level: E
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dishwasher, Electric Range, Refrigerator
Features
- Flooring: Laminate, Vinyl
- Has basement: Yes
- Has fireplace: Yes
- Fireplace features: Basement
Interior area
- Total structure area: 2,796
- Total interior livable area: 2,796 sqft
- Finished area above ground: 1,596
Property
Parking
- Total spaces: 3
- Parking features: Attached Carport
- Has carport: Yes
- Covered spaces: 3
Features
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Heated
- Fencing: Fenced
- Has view: Yes
- View description: Sunrise, Sunset
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, No Wake Area
- Body of water: Smith Mtn Lake
Lot
- Size: 0.49 Acres
Details
- Parcel number: 1563421053
- Zoning: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl
Condition
- Completed
- Year built: 1981
Utilities & green energy
- Electric: 0 Phase
- Water: Well
Community & neighborhood
Location
- Region: Penhook
- Subdivision: Penhook
Price history
| Date | Event | Price |
|---|---|---|
| 7/22/2025 | Sold | $650,000-18.2%$232/sqft |
Source:  RVAR #915528 Report a problem | ||
| 5/8/2025 | Pending sale | $795,000$284/sqft |
Source: RVAR #915528 Report a problem | ||
| 3/25/2025 | Listed for sale | $795,000+120.2%$284/sqft |
Source: RVAR #915528 Report a problem | ||
| 12/1/2016 | Sold | $361,100$129/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,030 +35.3% | $541,100 +49.8% |
| 2023 | $2,240 | $361,300 |
| 2022 | $2,240 | $361,300 |
Find assessor info on the county website
Neighborhood: 24137
Nearby schools
GreatSchools rating
- 8/10Gretna Elementary SchoolGrades: PK-5Distance: 13.3 mi
- 6/10Gretna Middle SchoolGrades: 6-8Distance: 13.1 mi
- 4/10Gretna High SchoolGrades: 9-12Distance: 13.3 mi
Schools provided by the listing agent
- Elementary: Gretna Elementary
- Middle: Gretna Middle
- High: Gretna High
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
- Virginia
- Pittsylvania County
- Penhook
- 24137
- 320 Fingerlake Rd