Experience breathtaking bluff-top living with one of the most impressive panoramic views of the Neosho River you'll find in the Fort Gibson area. This home sits high above the river on a private 2.6-acre setting, offering a rare combination of elevation, scenery, and privacy.
From the moment you step onto the back deck, the uninterrupted river landscape becomes the heart of the property; calming, expansive, and truly unforgettable. The multi-level deck is thoughtfully designed to step down in sections so the view remains completely open and unobstructed. Whether you're relaxing outdoors or enjoying the scenery from inside, the bluff-top vantage point makes this home feel like a peaceful retreat. Set back from the road with a circular (U-shaped) driveway, the property features custom entry gates, uniquely designed by the seller's late husband adding a special, one-of-a-kind touch you won't find anywhere else.
Inside, the home offers tall ceilings, abundant built-ins, and large bedrooms, each with a walk-in closet. The primary suite includes its own private bath and walk-in closet. The bright sunroom, surrounded by windows, provides a flexible space to enjoy morning coffee, hobbies, plants, or quiet time while still taking in the elevated river view. The kitchen includes granite countertops, a spacious peninsula with bar seating, and an adjoining breakfast nook. A formal dining room offers additional space for gatherings. The living room features large windows that capture the bluff-top scenery, with a gas-lit, wood-burning fireplace adding cozy ambiance without distracting from the view.
Outside, the attached 2-car garage includes two separate storage rooms plus attic storage above. The property also includes two wired shops, a 30×40×16 RV-height shop with a 30-amp plug, and a 24×30 shop with loft storage.
Homes with this level of privacy, storage, and a true bluff-top river view rarely come on the market. This is a special opportunity you won't want to miss.
For sale
Price cut: $5.9K (1/16)
$334,000
3202 W 820th Rd, Fort Gibson, OK 74434
3beds
1,828sqft
Est.:
Single Family Residence
Built in 1998
2.62 Acres Lot
$-- Zestimate®
$183/sqft
$-- HOA
What's special
Uninterrupted river landscapeAbundant built-insFormal dining roomBreathtaking bluff-top livingAdjoining breakfast nookGas-lit wood-burning fireplaceTall ceilings
- 134 days |
- 649 |
- 34 |
Zillow last checked:
Listing updated:
Listed by:
Heather Waters 918-441-2231,
Chinowth & Cohen
Source: MLS Technology, Inc.,MLS#: 2548785
Originating MLS: MLS Technology
Originating MLS: MLS TechnologyTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Master Bedroom,Private Bath,Walk-in Closet
- Level: First
Bedroom
- Description: Bedroom,Walk-in Closet
- Level: First
Bedroom
- Description: Bedroom,Walk-in Closet
- Level: First
Primary bathroom
- Description: Master Bath,Full Bath
- Level: First
Bathroom
- Description: Hall Bath,Full Bath
- Level: First
Dining room
- Description: Dining Room,Formal
- Level: First
Kitchen
- Description: Kitchen,Country,Eat-In
- Level: First
Living room
- Description: Living Room,Fireplace
- Level: First
Recreation
- Description: Hobby Room,Additional Room
- Level: First
Heating
- Central, Propane
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Gas Water Heater, Oven, Range
- Laundry: Washer Hookup, Electric Dryer Hookup
Features
- Granite Counters, High Ceilings, Ceiling Fan(s), Electric Oven Connection
- Flooring: Carpet, Laminate, Tile
- Windows: Aluminum Frames
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Wood Burning
Interior area
- Total structure area: 1,828
- Total interior livable area: 1,828 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Boat, Garage, RV Access/Parking, Storage, Workshop in Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: Accessible Doors, Accessible Entrance
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Gravel Driveway, Other
- Pool features: None
- Fencing: Chain Link,Decorative,Partial
- Has view: Yes
- View description: Seasonal View
- Waterfront features: Bluff
- Body of water: Neosho River
Lot
- Size: 2.62 Acres
- Features: Mature Trees, Steep Slope, Sloped, Wooded
- Topography: Sloping
Details
- Additional structures: Shed(s), Storage, Workshop
- Parcel number: 00003616N19E011000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Concrete
- Foundation: Slab
- Roof: Asphalt,Fiberglass
Condition
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Water Available
Green energy
- Indoor air quality: Ventilation
Community & HOA
Community
- Security: No Safety Shelter, Smoke Detector(s)
- Subdivision: Cherokee Co Unplatted
HOA
- Has HOA: No
Location
- Region: Fort Gibson
Financial & listing details
- Price per square foot: $183/sqft
- Tax assessed value: $142,426
- Annual tax amount: $1,009
- Date on market: 12/1/2025
- Cumulative days on market: 136 days
- Listing terms: Conventional,FHA,USDA Loan,VA Loan
- Exclusions: Washer, dryer, fridge, upright freezer, and few of the handcrafted wooden shelves that were made by the owner's late husband.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Price change | $334,000-1.7%$183/sqft |
Source:  MLS Technology, Inc. #2548785 Report a problem | ||
| 12/2/2025 | Listed for sale | $339,900+5565%$186/sqft |
Source: MLS Technology, Inc. #2548785 Report a problem | ||
| 2/7/1994 | Sold | $6,000$3/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $971 -6.8% | $15,667 |
| 2024 | $1,042 +6.5% | $15,667 +6.1% |
| 2023 | $978 +3.2% | $14,767 +3% |
| 2022 | $947 +3.2% | $14,338 +3% |
| 2021 | $918 +3.2% | $13,920 +3% |
| 2020 | $889 0% | $13,514 +3% |
| 2019 | $889 +3.3% | $13,121 +3% |
| 2018 | $861 +3.2% | $12,739 +3.7% |
| 2017 | $834 +7.4% | $12,287 +3% |
| 2016 | $776 +5.6% | $11,931 +3% |
| 2015 | $735 +3.3% | $11,582 +3% |
| 2014 | $712 +3.3% | $11,245 +3% |
| 2013 | $689 | $10,918 |
| 2012 | $689 | $10,918 |
| 2011 | $689 | $10,918 |
| 2010 | $689 | $10,918 |
| 2009 | $689 | $10,918 |
| 2008 | $689 | $10,918 |
| 2007 | $689 | $10,918 |
Find assessor info on the county website
Monthly payment
Est. payment
$1,793/mo
Principal & interest
$1637
Property taxes
$156
More affordability tools
Climate risks
Neighborhood: 74434
Nearby schools
GreatSchools rating
- 6/10Norwood Public SchoolGrades: PK-8Distance: 5.6 mi
Schools provided by the listing agent
- Elementary: Norwood
- High: Hulbert
- District: Hulbert - Sch Dist (C2)
Source: MLS Technology, Inc.. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Oklahoma
- Cherokee County
- Fort Gibson
- 74434
- 3202 W 820th Rd
Nearby cities
Nearby zip codes
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