Welcome to 321 Harding Street — a well-maintained tri-level home offering comfort, efficiency, and peace of mind in a quiet Defiance neighborhood. This 3-bedroom, 1.5-bath home features a functional layout with multiple living levels that provide both separation and flexibility for everyday living. The lower level offers additional living or storage space, while the upper levels house the bedrooms and main living areas. The heavy lifting has already been done. The home features all new windows, a newer roof, and updated mechanical systems, including a newer furnace, central air, and water heater, allowing the next owner to move in with confidence. Pride of ownership is evident throughout, with the home having been well cared for and thoughtfully maintained over the years. Outside, the property offers a manageable yard and a location that balances a quiet residential setting with convenient access to local amenities. USDA eligible, this home presents an excellent opportunity for qualified buyers looking for affordable financing paired with a solid, move-in-ready property. If you're searching for a home where the major updates are already handled and the layout offers versatility for today's lifestyle, 321 Harding Street is one you'll want to see in person.
For sale
$150,000
321 Harding St, Defiance, OH 43512
3beds
936sqft
Est.:
Single Family Residence
Built in 1972
10,018.8 Square Feet Lot
$147,900 Zestimate®
$160/sqft
$-- HOA
What's special
Manageable yardTri-level homeNewer furnaceCentral airAll new windowsNewer roof
- 22 hours |
- 244 |
- 18 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 12, 2025 at 05:16pm
Listed by:
Tyler Secrist 260-573-5748,
Century 21 Sunway Realty
Source: NORIS,MLS#: 10002300
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
- Dimensions: 10 x 11
Bedroom 2
- Level: Upper
- Dimensions: 9 x 8
Bedroom 3
- Level: Upper
- Dimensions: 8 x 12
Dining room
- Level: Main
- Dimensions: 9 x 10
Kitchen
- Level: Main
- Dimensions: 8 x 11
Living room
- Level: Main
- Dimensions: 15 x 18
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Gas Oven, Gas Range
- Laundry: Accessible Utilities or Laundry, In Basement
Features
- Ceiling Fan(s), Eat-in Kitchen, Storage
- Flooring: Carpet, Concrete, Luxury Vinyl
- Basement: Concrete
- Has fireplace: No
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 936
- Total interior livable area: 936 sqft
Property
Parking
- Total spaces: 6
- Parking features: Accessible Parking, Gravel, Driveway
- Has uncovered spaces: Yes
Features
- Levels: Tri-Level
Lot
- Size: 10,018.8 Square Feet
- Dimensions: 77 x 200 x 77 x 200
Details
- Additional structures: Shed(s)
- Parcel number: I023115A00300
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Slab
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Defiance
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $87,060
- Annual tax amount: $1,144
- Date on market: 12/12/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$147,900
$141,000 - $155,000
$1,272/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/12/2025 | Listed for sale | $150,000+130.8%$160/sqft |
Source: NORIS #10002300 Report a problem | ||
| 11/21/2016 | Sold | $65,000$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,144 -0.3% | $30,470 |
| 2023 | $1,147 +11.2% | $30,470 +23.8% |
| 2022 | $1,031 -0.3% | $24,620 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$775/mo
Principal & interest
$582
Property taxes
$140
Home insurance
$53
Climate risks
Neighborhood: 43512
Nearby schools
GreatSchools rating
- 4/10Defiance Elementary SchoolGrades: K-5Distance: 2.6 mi
- 5/10Defiance Middle SchoolGrades: 6-8Distance: 2.2 mi
- 6/10Defiance High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Defiance
- Middle: Defiance
- High: Defiance
Source: NORIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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