For sale

$537,000

3221 Cummins Road, Borden, IN 47106

5beds

3,462sqft

Est.: Get pre-qualified

Single Family Residence

Built in 1998

4.59 Acres Lot

$527,700 Zestimate^®

$155/sqft

$-- HOA

What's special

Professionally waterproofed basementUpdated primary bathUpdated kitchenNewer windows

Welcome to peaceful country living with convenience still close by at 3221 Cummins Rd in Borden! Situated on 4.59 scenic acres with 2 ponds and backing up to Deam Lake State Recreation Area property, this spacious home offers over 3,400 finished sq ft with beautiful views in every direction. Located just 3 miles off I-65, enjoy an easy drive to shopping, restaurants, and everyday conveniences while still having the privacy of rural living. Inside, big windows fill the home with natural light, creating a bright and welcoming feel throughout. The large rooms provide plenty of space to spread out, and the abundant storage adds everyday functionality. Recent updates include an updated kitchen, an updated primary bath, newer windows, a walk-in shower in the spare bath, and a professionally waterproofed basement in 2024. The seller is offering a $1,500 paint credit with an acceptable offer.

2 days

228

14

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3

Rooms

Room types: Family Room

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer
Laundry: Main Level, Laundry Room

Features

Ceiling Fan(s), Garden Tub/Roman Tub, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Mud Room, Open Floorplan, Separate Shower, Utility Room, Walk-In Closet(s)
Basement: Walk-Out Access
Number of fireplaces: 2
Fireplace features: Electric, Gas

Interior area

Total structure area: 3,462
Total interior livable area: 3,462 sqft
Finished area above ground: 1,731
Finished area below ground: 1,731

Property

Parking

Total spaces: 2
Parking features: Attached, Garage, Garage Door Opener
Attached garage spaces: 2
Has uncovered spaces: Yes
Details: Off Street

Features

Patio & porch: Deck, Porch
Exterior features: Deck, Fence, Hot Tub/Spa, Paved Driveway, Porch
Has spa: Yes
Fencing: Yard Fenced

Lot

Size: 4.59 Acres

Details

Additional structures: Garage(s), Shed(s)
Additional parcels included: 02000240490
Parcel number: 02000240490
Zoning: Residential
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Frame
Foundation: Poured
Roof: Shingle

Condition

New construction: No
Year built: 1998

Details

Warranty included: Yes

Utilities & green energy

Sewer: Septic Tank
Water: Connected, Public

Community & HOA

HOA

Has HOA: No

Location

Region: Borden

Financial & listing details

Price per square foot: $155/sqft
Tax assessed value: $397,300
Annual tax amount: $2,916
Date on market: 5/29/2026
Cumulative days on market: 58 days
Listing terms: Cash,FHA,USDA Loan,VA Loan
Road surface type: Paved

Estimated market value

$527,700

$501,000 - $554,000

$3,187/mo

Price history

Date	Event	Price
5/29/2026	Listed for sale	$537,000-1.8%$155/sqft
Source: SIRA #202608675 Report a problem
5/21/2026	Listing removed	$547,000$158/sqft
Source: SIRA #202606857 Report a problem
5/6/2026	Price change	$547,000-0.5%$158/sqft
Source: SIRA #202606857 Report a problem
4/23/2026	Price change	$549,999-1.8%$159/sqft
Source: SIRA #202606857 Report a problem
4/6/2026	Price change	$560,000-2.6%$162/sqft
Source: SIRA #202606857 Report a problem
3/26/2026	Listed for sale	$575,000+28.3%$166/sqft
Source: SIRA #202606857 Report a problem
5/20/2021	Sold	$448,112+174.9%$129/sqft
Source: SIRA #202105023 Report a problem
6/20/2003	Sold	$163,000+8.2%$47/sqft
Source: Public Record Report a problem
8/2/1999	Sold	$150,650$44/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,049 -45.9%	$397,300 +1.2%
2024	$5,635 +31.3%	$392,500 +9.1%
2023	$4,293 +182.5%	$359,800 +6.1%
2022	$1,520 +5.5%	$339,100 +45.5%
2021	$1,440 +2.2%	$233,100 +5.7%
2020	$1,409 +0.4%	$220,500 +7.6%
2019	$1,404 -4.2%	$204,900 +3.4%
2018	$1,466 +3.7%	$198,200 -0.8%
2017	$1,413	$199,700 +3.4%
2016	$1,413 -10.4%	$193,100 +4.8%
2014	$1,577 +16.4%	$184,200 +10.1%
2013	$1,355 +5.1%	$167,300 -4.6%
2012	$1,289 -6.4%	$175,400 -2.3%
2011	$1,377 +3.1%	$179,600 -2.5%
2010	$1,336 +6.7%	$184,200 -5.6%
2009	$1,252	$195,200 +6.5%
2007	--	$183,300
2006	--	$183,300

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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