Welcome to 31 Charles Street, a well-maintained two-family property offering an excellent opportunity for an investor or owner-occupant. The First-floor unit features 2 bedrooms and 1 full bath, while the updated second floor 1 bedroom, 1 bath apartment offers comfortable living space and attractive updates.
Both units have separate heat and electric, making this property convenient to manage. Additional features include off-street parking, a detached heated one-car garage, and a full basement providing excellent storage.
The updated second-floor unit adds immediate appeal and makes this a great opportunity for generating rental income while building long-term equity. Coveniently located in Waterford with easy access to local amenities, major roadways, and nearby communities.
Pending
$249,900
31 Charles Street, Waterford, NY 12188
3beds
1,336sqft
Duplex, Multi Family
Built in 1870
-- sqft lot
$145,000 Zestimate®
$187/sqft
$-- HOA
What's special
- 5 days |
- 577 |
- 43 |
Zillow last checked:
Listing updated:
Listed by:
Tier One Real Estate Pros LLC 518-698-6321,
Michael Blanchfield 518-598-3749,
Stephen M McCormick 518-698-6321,
Tier One Real Estate Pros LLC
Source: Global MLS,MLS#: 202623736
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Baseboard, Electric, Forced Air, Natural Gas
Features
- Basement: Exterior Entry
Interior area
- Total structure area: 1,336
- Total interior livable area: 1,336 sqft
- Finished area above ground: 1,336
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Paved
- Garage spaces: 1
Features
- Exterior features: None
- Pool features: Above Ground
Lot
- Size: 4,791 Square Feet
Details
- Parcel number: 415489 295.8326
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subtype: Duplex, Multi Family
- Attached to another structure: Yes
Materials
- Vinyl Siding
Condition
- Year built: 1870
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Waterford
Financial & listing details
- Price per square foot: $187/sqft
- Tax assessed value: $208,696
- Annual tax amount: $3,807
- Date on market: 8/11/2026
- Ownership: Agent part owner
Estimated market value
Zestimate®
$145,000
Estimated sales range
$138,000 - $152,000
Rent Zestimate®
$1,937/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/14/2026 | Pending sale | $249,900$187/sqft |
Source: | ||
| 8/11/2026 | Listed for sale | $249,900+2073%$187/sqft |
Source: | ||
| 6/30/2026 | Sold | $11,500-91.8%$9/sqft |
Source: Public Record Report a problem | ||
| 2/17/2026 | Listing removed | $140,000$105/sqft |
Source: | ||
| 10/15/2025 | Pending sale | $140,000$105/sqft |
Source: | ||
| 10/14/2025 | Listed for sale | $140,000$105/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $144,000 |
| 2024 | -- | $144,000 |
| 2023 | -- | $144,000 |
| 2022 | -- | $144,000 |
| 2021 | -- | $144,000 |
| 2020 | -- | $144,000 |
| 2019 | -- | $144,000 |
| 2018 | -- | $144,000 +469.2% |
| 2017 | $1,728 +99.5% | $25,300 |
| 2016 | $866 +3.3% | $25,300 |
| 2015 | $838 +6.7% | $25,300 |
| 2014 | $786 | $25,300 |
| 2013 | -- | $25,300 |
| 2012 | -- | $25,300 |
| 2011 | -- | $25,300 |
| 2010 | -- | $25,300 |
| 2009 | -- | $25,300 |
| 2008 | -- | $25,300 |
| 2007 | -- | $25,300 |
| 2006 | -- | $25,300 |
| 2005 | -- | $25,300 |
| 2004 | -- | $25,300 |
| 2003 | -- | $25,300 |
| 2002 | -- | $25,300 |
| 2001 | -- | $25,300 |
| 2000 | -- | $25,300 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 12188
Nearby schools
GreatSchools rating
- 3/10Waterford Elementary SchoolGrades: PK-6Distance: 2.1 mi
- 5/10Waterford Junior Senior High SchoolGrades: 7-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Waterford
- High: Waterford
Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.



