Welcome to 326 Silver Lake Rd, a classic cabin-style retreat set directly on the shores of Silver Lake in Andes, NY. This is one of a limited number of properties with direct lake access, part of a small, tight-knit community that has kept Silver Lake quiet and largely undiscovered -- no crowds, no commercial development, just water, woods, and a handful of neighbors who value the same peace you do.
For years, the current owners have used this cabin as a four-season escape -- swimming and kayaking off the dock in summer, watching the hillsides turn gold across the water each fall, ice fishing and snowshoeing in winter, and settling in by the fire stove through quiet Delaware County evenings. Every season here brings its own reward, and the lake views shift character with the light and the calendar, making this a home that rewards owners who return to it again and again.
Inside, the layout is simple and functional: three bedrooms plus a loft space for extra sleeping, guests, or a quiet office nook, one full bathroom, and an open kitchen and dining area that keeps the cabin feeling connected rather than closed off. Large windows throughout pull in natural light and frame the lake from nearly every angle -- mornings here start with water, not walls.
The property offers genuine privacy without isolation. You're tucked away from the road and shielded by trees, yet just minutes from the villages of Andes, Bovina, and Delhi -- each offering local markets, restaurants, schools, and the everyday conveniences that make full-time or weekend living practical.
This is western Catskills living at its most authentic: rolling hills, working farms, trout streams, covered bridges, and a slower pace, all within reach of the region's hiking trails, the Catskill Scenic Trail, and the Delaware River watershed. Whether you're looking for a weekend camp or a year-round home base, 326 Silver Lake Rd delivers a rare combination -- a private lakefront cabin inside a small, welcoming community, close to town, and immersed in everything the western Catskills and Delaware County have to offer.
Active
$335,000
326 Silver Lake Rd, Andes, NY 13731
4beds
1,720sqft
Single Family Residence
Built in 1981
3.1 Acres Lot
$-- Zestimate®
$195/sqft
$63/mo HOA
What's special
Fire stoveClassic cabin-style retreatGenuine privacy without isolationDirect lake access
- 15 days
- 2,214
- 224
Zillow last checked:
Listing updated:
Listed by:
Frank Lumia Real Estate Plus!, LLC 607-746-6029,
James Arrufat 607-746-6029,
Frank Lumia 607-746-6029,
Frank Lumia Real Estate Plus!, LLC
Source: NYSAMLSs,MLS#: R1704237
Originating MLS: Otsego-Delaware
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Heating
- Electric, Wood, Baseboard, Stove
Appliances
- Included: Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Refrigerator
- Laundry: Main Level
Features
- Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Loft, Main Level Primary, Primary Suite
- Flooring: Carpet, Ceramic Tile, Varies
- Basement: Crawl Space
- Number of fireplaces: 1
Interior area
- Total structure area: 1,720
- Total interior livable area: 1,720 sqft
Property
Parking
- Parking features: No Garage
Features
- Exterior features: Dirt Driveway, Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Dock Access, Lake
- Body of water: Silver Lake
- Frontage length: 222
Lot
- Size: 3.1 Acres
- Dimensions: 223 x 630
- Features: Rectangular, Rectangular Lot
Details
- Parcel number: 1222001960000001022300
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin,Two Story
- Property subtype: Single Family Residence
Materials
- Log
- Foundation: Block
Condition
- Resale
- Year built: 1981
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
HOA
- HOA fee: $750 annually
Location
- Region: Andes
Financial & listing details
- Price per square foot: $195/sqft
- Tax assessed value: $56,780
- Annual tax amount: $5,317
- Date on market: 8/24/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/24/2026 | Listed for sale | $335,000+52.3%$195/sqft |
Source: | ||
| 9/16/2015 | Sold | $220,000+18.6%$128/sqft |
Source: Public Record Report a problem | ||
| 3/30/2005 | Sold | $185,500$108/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $56,780 |
| 2024 | -- | $56,780 |
| 2023 | -- | $56,780 |
| 2022 | -- | $56,780 |
| 2021 | -- | $56,780 |
| 2020 | -- | $56,780 |
| 2019 | -- | $56,780 |
| 2018 | -- | $56,780 |
| 2017 | $4,285 | $56,780 |
| 2016 | -- | $56,780 |
Find assessor info on the county website








