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  • $335,000

    326 Silver Lake Rd, Andes, NY 13731

    4beds
    1,720sqft
    Loading
    Single Family Residence
    Built in 1981
    3.1 Acres Lot
    $-- Zestimate®
    $195/sqft
    $63/mo HOA

    What's special

    Fire stoveClassic cabin-style retreatGenuine privacy without isolationDirect lake access
    Welcome to 326 Silver Lake Rd, a classic cabin-style retreat set directly on the shores of Silver Lake in Andes, NY. This is one of a limited number of properties with direct lake access, part of a small, tight-knit community that has kept Silver Lake quiet and largely undiscovered -- no crowds, no commercial development, just water, woods, and a handful of neighbors who value the same peace you do. For years, the current owners have used this cabin as a four-season escape -- swimming and kayaking off the dock in summer, watching the hillsides turn gold across the water each fall, ice fishing and snowshoeing in winter, and settling in by the fire stove through quiet Delaware County evenings. Every season here brings its own reward, and the lake views shift character with the light and the calendar, making this a home that rewards owners who return to it again and again. Inside, the layout is simple and functional: three bedrooms plus a loft space for extra sleeping, guests, or a quiet office nook, one full bathroom, and an open kitchen and dining area that keeps the cabin feeling connected rather than closed off. Large windows throughout pull in natural light and frame the lake from nearly every angle -- mornings here start with water, not walls. The property offers genuine privacy without isolation. You're tucked away from the road and shielded by trees, yet just minutes from the villages of Andes, Bovina, and Delhi -- each offering local markets, restaurants, schools, and the everyday conveniences that make full-time or weekend living practical. This is western Catskills living at its most authentic: rolling hills, working farms, trout streams, covered bridges, and a slower pace, all within reach of the region's hiking trails, the Catskill Scenic Trail, and the Delaware River watershed. Whether you're looking for a weekend camp or a year-round home base, 326 Silver Lake Rd delivers a rare combination -- a private lakefront cabin inside a small, welcoming community, close to town, and immersed in everything the western Catskills and Delaware County have to offer.
    15 days
    2,214
    224

    Zillow last checked:

    Listing updated:

    Listed by:

    Frank Lumia Real Estate Plus!, LLC 607-746-6029,

    James Arrufat 607-746-6029,

    Frank Lumia 607-746-6029,

    Frank Lumia Real Estate Plus!, LLC

    Source: NYSAMLSs,MLS#: R1704237MLS LogoOriginating MLS: Otsego-Delaware

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Heating
      • Electric, Wood, Baseboard, Stove
      Appliances
      • Included: Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Refrigerator
      • Laundry: Main Level
      Features
      • Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Loft, Main Level Primary, Primary Suite
      • Flooring: Carpet, Ceramic Tile, Varies
      • Basement: Crawl Space
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,720
      • Total interior livable area: 1,720 sqft

      Property

      Parking
      • Parking features: No Garage
      Features
      • Exterior features: Dirt Driveway, Propane Tank - Leased
      • On waterfront: Yes
      • Waterfront features: Dock Access, Lake
      • Body of water: Silver Lake
      • Frontage length: 222
      Lot
      • Size: 3.1 Acres
      • Dimensions: 223 x 630
      • Features: Rectangular, Rectangular Lot
      Details
      • Parcel number: 1222001960000001022300
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Log
      • Foundation: Block
      Condition
      • Resale
      • Year built: 1981

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      HOA
      • HOA fee: $750 annually
      Location
      • Region: Andes

      Financial & listing details

      • Price per square foot: $195/sqft
      • Tax assessed value: $56,780
      • Annual tax amount: $5,317
      • Date on market: 8/24/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/24/2026Listed for sale$335,000+52.3%$195/sqft
        Source: NYSAMLSs #R1704237 Report a problem
        9/16/2015Sold$220,000+18.6%$128/sqft
        Source: Public Record Report a problem
        3/30/2005Sold$185,500$108/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $56,780
        2024-- $56,780
        2023-- $56,780
        2022-- $56,780
        2021-- $56,780
        2020-- $56,780
        2019-- $56,780
        2018-- $56,780
        2017$4,285 $56,780
        2016-- $56,780
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13731

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Andes

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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