328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition. Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams, and crumbling masonry. Additionally, the interior likely contains airborne contaminants. Due to these hazardous conditions, entry is strictly regulated: No individuals under 18 years of age are permitted on-site. All visitors must sign a Release of Liability prior to entry. The Potential For the experienced contractor or ambitious investor, the value lies in the large yard and the unbeatable central location. This property sits just steps away from: Riddle Elementary School Fulton County Fairgrounds The Public Library Downtown Rochester The surrounding neighborhood is well-established, with property values that will support significant improvements to the site. Whether you choose a total "studs-up" reconstruction or a fresh start on a substantial lot, the footprint offers a rare chance to build equity in a highly accessible part of town.
Active
$76,000
328 Jay St, Rochester, IN 46975
4beds
2,052sqft
Est.:
Single Family Residence
Built in 1930
0.31 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Substantial lotLarge yard
- 7 days |
- 632 |
- 11 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 23, 2026 at 03:02pm
Listed by:
Jeff Owens Office:574-267-7501,
Patton Hall Real Estate
Source: IRMLS,MLS#: 202609602
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 225
- Dimensions: 15 x 15
Kitchen
- Level: Main
- Area: 108
- Dimensions: 9 x 12
Living room
- Level: Main
- Area: 240
- Dimensions: 15 x 16
Heating
- Natural Gas
Cooling
- Central Air
Features
- Basement: Crawl Space,Partial,Block
- Has fireplace: No
Interior area
- Total structure area: 2,511
- Total interior livable area: 2,052 sqft
- Finished area above ground: 2,052
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
Lot
- Size: 0.31 Acres
- Dimensions: 82X165
- Features: Corner Lot
Details
- Parcel number: 250791364010.010009
- Zoning: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Stone
Condition
- New construction: No
- Year built: 1930
Utilities & green energy
- Sewer: City
- Water: City
Community & HOA
Community
- Subdivision: None
Location
- Region: Rochester
Financial & listing details
- Tax assessed value: $26,800
- Annual tax amount: $64
- Date on market: 3/23/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,384/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/23/2026 | Listed for sale | $76,000-4.4% |
Source: | ||
| 12/12/2018 | Sold | $79,500 |
Source: | ||
| 10/16/2018 | Listed for sale | $79,500+299.8%$39/sqft |
Source: HELT REALTY, INC. #201846576 Report a problem | ||
| 3/8/2007 | Sold | $19,887$10/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $94 +100.1% | $22,900 +2.2% |
| 2023 | $47 -85.8% | $22,400 +3.7% |
| 2022 | $329 -3.7% | $21,600 -71.4% |
| 2021 | $342 +20.4% | $75,500 |
| 2020 | $284 -3.6% | $75,500 +8.9% |
| 2019 | $295 -73.8% | $69,300 +16.7% |
| 2018 | $1,126 +0.9% | $59,400 +5.5% |
| 2017 | $1,116 | $56,300 |
| 2016 | $1,116 -1.1% | $56,300 -0.2% |
| 2014 | $1,128 +2% | $56,400 +2% |
| 2013 | $1,106 +3.4% | $55,300 -0.9% |
| 2012 | $1,070 -0.2% | $55,800 +4.3% |
| 2011 | $1,072 +0.2% | $53,500 |
| 2010 | $1,070 +9.4% | $53,500 +2.7% |
| 2009 | $978 +331.8% | $52,100 -13.3% |
| 2007 | $227 -54.5% | $60,100 -5.5% |
| 2006 | $498 | $63,600 +4.6% |
| 2005 | -- | $60,800 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$424/mo
Principal & interest
$392
Property taxes
$32
More affordability tools
Climate risks
Neighborhood: 46975
Nearby schools
GreatSchools rating
- 6/10George M Riddle Elementary SchoolGrades: 2-4Distance: 0.1 mi
- 4/10Rochester Community High SchoolGrades: 8-12Distance: 0.9 mi
- 6/10Rochester Community Md SchoolGrades: 5-7Distance: 1 mi
Schools provided by the listing agent
- Elementary: Columbia / Riddle
- Middle: Rochester Community
- High: Rochester Community
- District: Rochester Community School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 46975
- Indiana
- Fulton County
- Rochester
- 46975
- 328 Jay St





