Charming Opportunity for your new home at 3202 West 3rd Street! Located on a quiet cul-de-sac in an established neighborhood on the west side of Spencer, this property offers that almost "new" feeling as lived in very lightly. Whether you’re a first-time buyer looking for a solid start or an investor seeking a high-potential rental, this is a must-see. You’ll love the updates including under cabinet lighting, subway tile backsplash, new storm doors, finished and heated garage. Cozy functional floor plan designed for easy living and low-maintenance upkeep. Enjoy the generous yard perfect for summer BBQs, gardening, or giving the dog plenty of room to run. The bonus Clubhouse is also an option for larger gatherings or storm shelter.
For sale
Price cut: $3K (4/3)
$212,900
3202 W 3rd St, Spencer, IA 51301
2beds
1,096sqft
Est.:
Single Family Residence
Built in 2021
0.34 Acres Lot
$-- Zestimate®
$194/sqft
$40/mo HOA
What's special
Finished and heated garageCozy functional floor planSubway tile backsplashUnder cabinet lightingNew storm doorsQuiet cul-de-sac
- 34 days |
- 640 |
- 15 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: April 03, 2026 at 10:47am
Listed by:
Bob Bates PRIM:712-260-7148,
Northwest Iowa Realty
Source: Iowa Great Lakes BOR,MLS#: 260071
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bathroom
- Features: Main Floor Full Bath
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater
Features
- Basement: Slab
Interior area
- Total structure area: 1,096
- Total interior livable area: 1,096 sqft
- Finished area above ground: 1,096
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Concrete, Attached
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: Partial
Lot
- Size: 0.34 Acres
- Dimensions: 40.00 x 160.00 x 135.00 x 163.00
Details
- Parcel number: 963715230011
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Other, Frame/Wood, Stick Built
- Roof: Asphalt
Condition
- Year built: 2021
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & HOA
Community
- Features: Community Room
- Subdivision: IA
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $475 annually
Location
- Region: Spencer
Financial & listing details
- Price per square foot: $194/sqft
- Tax assessed value: $227,380
- Annual tax amount: $2,276
- Date on market: 3/1/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/3/2026 | Price change | $212,900-1.4%$194/sqft |
Source:  Iowa Great Lakes BOR #260071 Report a problem | ||
| 3/1/2026 | Listed for sale | $215,900+14.5%$197/sqft |
Source: Iowa Great Lakes BOR #260071 Report a problem | ||
| 7/19/2023 | Sold | $188,500-0.7%$172/sqft |
Source: Iowa Great Lakes BOR #220089 Report a problem | ||
| 7/19/2023 | Pending sale | $189,900$173/sqft |
Source: Iowa Great Lakes BOR #220089 Report a problem | ||
| 6/19/2023 | Contingent | $189,900$173/sqft |
Source: Iowa Great Lakes BOR #220089 Report a problem | ||
| 3/10/2023 | Price change | $189,900-2.5%$173/sqft |
Source: Iowa Great Lakes BOR #220089 Report a problem | ||
| 2/10/2022 | Listed for sale | $194,800$178/sqft |
Source: Iowa Great Lakes BOR #220089 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,356 +6.4% | $152,380 |
| 2023 | $2,214 +170.7% | $152,380 +21.3% |
| 2022 | $818 +519.7% | $125,660 +174.2% |
| 2021 | $132 | $45,820 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,368/mo
Principal & interest
$1119
Property taxes
$209
HOA Fees
$40
More affordability tools
Climate risks
Neighborhood: 51301
Nearby schools
GreatSchools rating
- NAJohnson Elementary SchoolGrades: PK-KDistance: 1.8 mi
- 9/10Spencer Middle SchoolGrades: 6-8Distance: 3.2 mi
- 7/10Spencer High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 51301
- Iowa
- Clay County
- Spencer
- 51301
- 3202 W 3rd St
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