Skip main navigation
For sale
  • $549,000

    418 S 8th St, Fernandina Beach, FL 32034

    2beds
    1,454sqft
    : 
    $3,831/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    1,799 Square Feet Lot
    $531,300 Zestimate®
    $378/sqft
    $248/mo HOA

    What's special

    Open floor planMarble herringbone tile floorCustom lighting throughoutTankless water heaterTile backsplash
    Newer construction in downtown Fernandina Beach is rare, and this meticulously maintained home checks every box. This beautifully upgraded townhome is just blocks from the Historic District and Centre Street, boutique shops, eclectic dining, and lively entertainment. The versatile layout includes two bedrooms plus an office/flex space, ideal for remote work or hosting guests, along with two and a half bathrooms. The open floor plan and neutral palette create a bright, airy atmosphere, while ceiling fans in every room add everyday comfort. The soaring 10-foot ceilings upstairs, 9-foot ceilings downstairs and superior Mohawk Revwood Plus plank flooring throughout create a polished, high-end feel. The kitchen is finished with upgraded GE Café appliances in Matte White with brushed bronze hardware, gas double oven range with convection, 3cm Level 2 quartz countertops, a tile backsplash, soft-close cabinet doors with upgraded hardware and custom lighting throughout. The primary suite is a true retreat, with double step ceilings, a spa-like ensuite featuring double sinks, a large walk-in shower with custom tile surround, and marble Herringbone tile floor. Additional upgrades include a whole-home water softener and filtration system, tankless water heater, video doorbell and Roman shades, blinds, and curtains throughout. An oversized 16'x20' garage has room for both a car and golf cart, perfect for cruising the island with beaches less than 2 miles away. HOA dues cover water, sewer, garbage, and common area maintenance, offering a true lock-and-leave lifestyle in one of Fernandina Beach's most sought-after locations.
    12 days
    |
    802
    |
    38
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lesanne Vincent 802-598-7293,

    SUMMER HOUSE REALTY

    Source: AINCAR,MLS#: 116733MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Other
      • Description: Flooring: Plank,Vinyl
      • Level: Lower
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Stove, Washer
      Features
      • Ceiling Fan(s), Split Bedrooms, Storage, Cable TV, Window Treatments
      • Windows: Vinyl, Blinds, Drapes
      Interior area
      • Total structure area: 1,454
      • Total interior livable area: 1,454 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Driveway, One Car Garage, Garage Door Opener
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch
      • Exterior features: Fence
      Lot
      • Size: 1,799 Square Feet
      • Dimensions: 0.0413
      Details
      • Parcel number: 000031102500100000
      • Zoning: MU-8
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2023
      Details
      • Builder name: New Atlantic Builders

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Cottage at Amelia
      HOA
      • Has HOA: Yes
      • HOA fee: $133 monthly
      • Second HOA fee: $115 monthly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $378/sqft
      • Tax assessed value: $377,803
      • Annual tax amount: $6,159
      • Date on market: 7/16/2026
      • Cumulative days on market: 14 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $531,300

        $505,000 - $558,000

        $2,906/mo

        Price history

        DateEventPrice
        7/16/2026Listed for sale$549,000+11.1%$378/sqft
        Source: AINCAR #116733 Report a problem
        8/16/2023Sold$494,300$340/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,159 +404.2%$377,803 +481.2%
        2023$1,222 +2.2%$65,000
        2022$1,195 -3.3%$65,000
        2021$1,236 $65,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32034

        Getting around

        73 / 100
        Very Walkable
        57 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes