Skip main navigation
Lot/land
  • $19,900

    3389 Gainer Rd, Chipley, FL 32428

    --beds
    --baths
    0.43Acres
    Unimproved Land
    Built in ----
    0.43 Acres Lot
    $-- Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Peaceful natural settingSerene wooded lot
    Discover this serene wooded lot just minutes from Chipley, Interstate 10, shopping, and Chipley Hospital. Situated on a paved road, the property features beautiful oak trees and pines, offering a peaceful natural setting. A mobile home previously occupied the site; existing well and septic are present but not warranted by the seller. Power lines are available nearby for an easy utility hookup. This location provides the perfect opportunity to build a new home or place a manufactured home in a quiet, relaxing area. Enjoy quick access to Panama City and the Beaches via the newly expanded four-lane highway 77 to Southport and Lynn Haven. Only about a 44-minute drive to Northwest Florida Beaches International Airport, with convenient Walmart shopping to the north in Chipley. Owner Financing Available with a low downpayment and credit check.
    16 days
    |
    63
    |
    3
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 06, 2026 at 03:54am

    Listed by:

    Debbie Roney Smith 850-209-8039,

    American Gold Realty

    Source: CPAR,MLS#: 782200MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Property

    Lot
    • Size: 0.43 Acres
    • Dimensions: 407 x 343 x 90 Triangular shape
    • Features: Paved
    Details
    • Parcel number: 000000000007570001
    • Zoning description: County, Resid Single Family, Mobile Home
    • Special conditions: Listed As-Is

    Community & HOA

    Community
    • Subdivision: No Named Subdivision
    HOA
    • Has HOA: No
    Location
    • Region: Chipley

    Financial & listing details

    • Tax assessed value: $3,545
    • Annual tax amount: $54
    • Date on market: 12/1/2025
    • Cumulative days on market: 18 days

    Estimated market value

    Not available

    Estimated sales range

    Not available

    $1,264/mo

    Price history

    Price history
    DateEventPrice
    12/1/2025Listed for sale$19,900+437.8%
    Source: CPAR #782200 Report a problem
    11/26/2025Sold$3,700
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$48 +0.7%$3,545 +3.3%
    2023$47 +6.7%$3,432 +10%
    2022$44 +11%$3,120 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 32428

    Nearby schools

    GreatSchools rating

    Similar homes

    Skip to the end of the carouselSkip to the beginning of the carousel