Discover this serene wooded lot just minutes from Chipley, Interstate 10, shopping, and Chipley Hospital. Situated on a paved road, the property features beautiful oak trees and pines, offering a peaceful natural setting. A mobile home previously occupied the site; existing well and septic are present but not warranted by the seller. Power lines are available nearby for an easy utility hookup.
This location provides the perfect opportunity to build a new home or place a manufactured home in a quiet, relaxing area. Enjoy quick access to Panama City and the Beaches via the newly expanded four-lane highway 77 to Southport and Lynn Haven. Only about a 44-minute drive to Northwest Florida Beaches International Airport, with convenient Walmart shopping to the north in Chipley. Owner Financing Available with a low downpayment and credit check.
Lot/land
$19,900
3389 Gainer Rd, Chipley, FL 32428
--beds
--baths
0.43Acres
Unimproved Land
Built in ----
0.43 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Peaceful natural settingSerene wooded lot
- 107 days |
- 104 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Debbie Roney Smith 850-209-8039,
American Gold Realty
Source: CPAR,MLS#: 782200
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Property
Lot
- Size: 0.43 Acres
- Dimensions: 407 x 343 x 90 Triangular shape
- Features: Paved
Details
- Parcel number: 000000000007570001
- Zoning description: County, Resid Single Family, Mobile Home
- Special conditions: Listed As-Is
Community & HOA
Community
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Tax assessed value: $3,932
- Annual tax amount: $54
- Date on market: 12/1/2025
- Cumulative days on market: 109 days
Estimated market value
Not available
Estimated sales range
Not available
$1,264/mo
Price history
| Date | Event | Price |
|---|---|---|
| 12/1/2025 | Listed for sale | $19,900+437.8% |
Source:  CPAR #782200 Report a problem | ||
| 11/26/2025 | Sold | $3,700 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $3,899 +10% |
| 2024 | $48 +0.7% | $3,545 +3.3% |
| 2023 | $47 +6.7% | $3,432 +10% |
| 2022 | $44 +11% | $3,120 +10% |
| 2021 | $40 -0.7% | $2,836 |
| 2020 | $40 -3.6% | $2,836 |
| 2019 | $42 -5.6% | $2,836 -2.1% |
| 2018 | $44 +3.7% | $2,896 +7.9% |
| 2017 | $43 | $2,683 |
| 2016 | $43 -3.8% | $2,683 |
| 2015 | $44 | $2,683 |
| 2014 | -- | $2,683 -4.6% |
| 2013 | -- | $2,812 |
| 2012 | -- | $2,812 -3% |
| 2011 | -- | $2,898 -83.7% |
| 2009 | -- | $17,781 |
| 2008 | -- | $17,781 +350.7% |
| 2007 | -- | $3,945 +5.6% |
| 2005 | -- | $3,737 +3% |
| 2004 | -- | $3,628 +1.9% |
| 2003 | -- | $3,560 +2.4% |
| 2002 | -- | $3,477 +1.6% |
| 2001 | -- | $3,422 +3% |
| 2000 | -- | $3,323 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Kate M. Smith Elementary SchoolGrades: PK-5Distance: 7.6 mi
- 7/10Roulhac Middle SchoolGrades: 6-8Distance: 7 mi
- 3/10Chipley High SchoolGrades: 9-12Distance: 7 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Washington County
- Chipley
- 32428
- 3389 Gainer Rd
Nearby cities
Nearby zip codes
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