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Under contract
  • Price cut: $100K (7/16)
    $1,600,000

    3403 Niagara Rd, Annapolis, MD 21403

    4beds
    3,520sqft
    : 
    Single Family Residence
    Built in 2002
    9,750 Square Feet Lot
    $1,520,700 Zestimate®
    $455/sqft
    $-- HOA

    What's special

    Private community pierThoughtfully designed kitchenFully fenced backyardRich hardwood floorsCoastal serenityAiry coastal paletteFour spacious bedrooms
    Big views, better value—now offered at a newly adjusted price, this Arundel-on-the-Bay gem is your gateway to Chesapeake waterfront living. Perfectly perched to capture peaceful views of Fishing Creek, this home offers the rare opportunity to enjoy water access, a private community pier, and coastal serenity just minutes from downtown Annapolis—all at an unbeatable value. Wake up to shimmering water vistas and end your day watching the sunset from the gracious front porch. Inside, rich hardwood floors and an airy coastal palette reflect the natural light pouring in from every angle. The open-concept main living area, thoughtfully designed kitchen, and oversized garage with ample storage make everyday living and entertaining a breeze. With four spacious bedrooms and three and a half baths, there’s room for family and guests, while the fully fenced backyard offers a private escape for morning coffee, evening cocktails, or summer crab feasts. Whether you're seeking a weekend retreat or your forever home, this is your chance to live the waterfront lifestyle—without the waterfront tax bill. Don’t miss this incredible value in the sought-after Arundel-on-the-Bay community. Schedule your private tour today.
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    Zillow last checked: 7 hours ago

    Listing updated: August 03, 2025 at 12:07pm

    Listed by:

    Heather Giovingo 443-254-1074,

    Coldwell Banker Realty 4102638686

    Source: Bright MLS,MLS#: MDAA2116290MLS Logo
    Travel times

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bathrooms: 2
    • Main level bedrooms: 1
    Basement
    • Area: 1568
    Heating
    • Forced Air, Electric, Solar
    Cooling
    • Central Air, Electric, Solar Photovoltaic
    Appliances
    • Included: Solar Hot Water
    Features
    • Basement: Connecting Stairway,Partial,Garage Access
    • Number of fireplaces: 1
    • Fireplace features: Glass Doors
    Interior area
    • Total structure area: 5,088
    • Total interior livable area: 3,520 sqft
    • Finished area above ground: 3,520
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 9
    • Parking features: Storage, Garage Faces Front, Oversized, Attached, Driveway, Off Street
    • Attached garage spaces: 4
    • Uncovered spaces: 4
    Accessibility
    • Accessibility features: 2+ Access Exits
    Features
    • Levels: Three
    • Stories: 3
    • Pool features: None
    • Fencing: Full
    • Has view: Yes
    • View description: Creek/Stream, Water
    • Has water view: Yes
    • Water view: Creek/Stream,Water
    • Waterfront features: Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Private Dock Site, Shared, Sandy Beach, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Public Access, Beach Access, Swimming Allowed
    • Body of water: Fishing Creek
    • Frontage length: Water Frontage Ft: 350
    Lot
    • Size: 9,750 Square Feet
    Details
    • Additional structures: Above Grade, Below Grade
    • Additional parcels included: Transfer of home includes membership into 3400 Niagara LLC that owns the approximately 350 ft of waterfront and the pier
    • Parcel number: 020200290058749
    • Zoning: R2
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Coastal,Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Mixed
    • Foundation: Slab
    • Roof: Architectural Shingle
    Condition
    • New construction: No
    • Year built: 2002

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Private
    Green energy
    • Energy efficient items: Home Energy Management
    • Energy generation: PV Solar Array(s) Owned

    Community & HOA

    Community
    • Subdivision: Arundel On The Bay
    HOA
    • Has HOA: No
    Location
    • Region: Annapolis

    Financial & listing details

    • Price per square foot: $455/sqft
    • Tax assessed value: $1,016,733
    • Annual tax amount: $10,482
    • Date on market: 6/12/2025
    • Listing agreement: Exclusive Right To Sell
    • Inclusions: Pool Table
    • Ownership: Fee Simple
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