Big views, better value—now offered at a newly adjusted price, this Arundel-on-the-Bay gem is your gateway to Chesapeake waterfront living. Perfectly perched to capture peaceful views of Fishing Creek, this home offers the rare opportunity to enjoy water access, a private community pier, and coastal serenity just minutes from downtown Annapolis—all at an unbeatable value. Wake up to shimmering water vistas and end your day watching the sunset from the gracious front porch. Inside, rich hardwood floors and an airy coastal palette reflect the natural light pouring in from every angle. The open-concept main living area, thoughtfully designed kitchen, and oversized garage with ample storage make everyday living and entertaining a breeze. With four spacious bedrooms and three and a half baths, there’s room for family and guests, while the fully fenced backyard offers a private escape for morning coffee, evening cocktails, or summer crab feasts. Whether you're seeking a weekend retreat or your forever home, this is your chance to live the waterfront lifestyle—without the waterfront tax bill. Don’t miss this incredible value in the sought-after Arundel-on-the-Bay community. Schedule your private tour today.
Under contract
Price cut: $100K (7/16)
$1,600,000
3403 Niagara Rd, Annapolis, MD 21403
4beds
3,520sqft
Est.:
Single Family Residence
Built in 2002
9,750 Square Feet Lot
$1,520,700 Zestimate®
$455/sqft
$-- HOA
What's special
Private community pierThoughtfully designed kitchenFully fenced backyardRich hardwood floorsCoastal serenityAiry coastal paletteFour spacious bedrooms
- 58 days
- on Zillow |
- 2,821 |
- 95 |
Zillow last checked: 7 hours ago
Listing updated: August 03, 2025 at 12:07pm
Listed by:
Heather Giovingo 443-254-1074,
Coldwell Banker Realty 4102638686
Source: Bright MLS,MLS#: MDAA2116290

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Basement
- Area: 1568
Heating
- Forced Air, Electric, Solar
Cooling
- Central Air, Electric, Solar Photovoltaic
Appliances
- Included: Solar Hot Water
Features
- Basement: Connecting Stairway,Partial,Garage Access
- Number of fireplaces: 1
- Fireplace features: Glass Doors
Interior area
- Total structure area: 5,088
- Total interior livable area: 3,520 sqft
- Finished area above ground: 3,520
- Finished area below ground: 0
Property
Parking
- Total spaces: 9
- Parking features: Storage, Garage Faces Front, Oversized, Attached, Driveway, Off Street
- Attached garage spaces: 4
- Uncovered spaces: 4
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Fencing: Full
- Has view: Yes
- View description: Creek/Stream, Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- Waterfront features: Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Private Dock Site, Shared, Sandy Beach, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Public Access, Beach Access, Swimming Allowed
- Body of water: Fishing Creek
- Frontage length: Water Frontage Ft: 350
Lot
- Size: 9,750 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Additional parcels included: Transfer of home includes membership into 3400 Niagara LLC that owns the approximately 350 ft of waterfront and the pier
- Parcel number: 020200290058749
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Contemporary
- Property subtype: Single Family Residence
Materials
- Mixed
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Private
Green energy
- Energy efficient items: Home Energy Management
- Energy generation: PV Solar Array(s) Owned
Community & HOA
Community
- Subdivision: Arundel On The Bay
HOA
- Has HOA: No
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $455/sqft
- Tax assessed value: $1,016,733
- Annual tax amount: $10,482
- Date on market: 6/12/2025
- Listing agreement: Exclusive Right To Sell
- Inclusions: Pool Table
- Ownership: Fee Simple
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