Welcome to your dream country retreat in the highly desirable Swan Valley School District! Nestled on a beautiful 1-acre lot with no rear neighbors, this stunning farmhouse-style home offers the perfect blend of charm, space, and privacy. Relax on the grand wrap-around porch and enjoy peaceful country living with room to roam. Inside, you’ll find a spacious and beautifully maintained home featuring a main floor primary bedroom, two upstairs bedrooms, plus a private bonus 4th bedroom above the garage with its own staircase—perfect for guests, a home office, or flex space. The kitchen boasts an abundance of countertop space ideal for cooking and entertaining, while two sliding glass doors lead out to a breathtaking backyard setting. Complete with a 2.5-car attached garage plus an additional 2-car garage for extra storage, hobbies, or workshop space, this property truly has it all!
For sale
$320,000
3405 S Miller Rd, Saginaw, MI 48609
4beds
2,660sqft
Est.:
Single Family Residence
Built in 1910
0.66 Acres Lot
$312,100 Zestimate®
$120/sqft
$-- HOA
What's special
Grand wrap-around porchMain floor primary bedroom
- 17 hours |
- 343 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Monique Gilbert 989-475-2958,
Keller Williams Preferred 989-792-8200
Source: MiRealSource,MLS#: 50208593
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bedroom 1
- Features: Laminate
- Level: First
- Area: 150
- Dimensions: 10 x 15
Bedroom 2
- Features: Carpet
- Level: Second
- Area: 224
- Dimensions: 14 x 16
Bedroom 3
- Features: Carpet
- Level: Second
- Area: 165
- Dimensions: 11 x 15
Bedroom 4
- Level: Second
- Area: 442
- Dimensions: 26 x 17
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Bathroom 3
- Level: First
Kitchen
- Area: 143
- Dimensions: 11 x 13
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
Features
- Cathedral/Vaulted Ceiling, Walk-In Closet(s)
- Flooring: Hardwood, Laminate, Carpet
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 2,660
- Total interior livable area: 2,660 sqft
- Finished area above ground: 2,660
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Attached, Detached
- Attached garage spaces: 4
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Porch
- Has private pool: Yes
- Pool features: Above Ground
- Frontage type: Road
- Frontage length: 150
Lot
- Size: 0.66 Acres
- Dimensions: 150 x 192
- Features: Main Street, Rural, Platted
Details
- Parcel number: 16113122006002
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farm House,Traditional
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Vinyl Siding
Condition
- Year built: 1910
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable/Internet Avail.
Community & HOA
Community
- Subdivision: No
HOA
- Has HOA: No
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $120/sqft
- Tax assessed value: $258,800
- Annual tax amount: $3,308
- Date on market: 5/22/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$312,100
$296,000 - $328,000
$2,084/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $320,000-1.5%$120/sqft |
Source:  MiRealSource #50208593 Report a problem | ||
| 11/25/2025 | Listing removed | $325,000$122/sqft |
Source:  Realcomp II #61050180700 Report a problem | ||
| 7/4/2025 | Listed for sale | $325,000+150%$122/sqft |
Source: MiRealSource #50180700 Report a problem | ||
| 7/17/1997 | Sold | $130,000$49/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,784 -5.2% | $129,400 +11.6% |
| 2023 | $2,937 | $115,900 +17.4% |
| 2022 | -- | $98,700 +12.8% |
| 2021 | $2,486 | $87,500 +6.1% |
| 2020 | $2,486 +2.9% | $82,500 +1.9% |
| 2018 | $2,415 +19.9% | $81,000 +2.3% |
| 2017 | $2,014 | $79,200 +0.5% |
| 2016 | $2,014 | $78,800 +7.8% |
| 2014 | $2,014 | $73,100 +4% |
| 2013 | -- | $70,300 -4.9% |
| 2012 | -- | $73,900 -6.5% |
| 2011 | -- | $79,000 -12.4% |
| 2010 | -- | $90,200 +0.6% |
| 2009 | -- | $89,700 -7.7% |
| 2008 | -- | $97,200 -0.7% |
| 2007 | -- | $97,900 +0.3% |
| 2006 | -- | $97,600 +1% |
| 2005 | -- | $96,600 -0.6% |
| 2003 | -- | $97,200 +13.4% |
| 2002 | -- | $85,700 +15% |
| 2001 | -- | $74,500 +2.1% |
| 2000 | -- | $73,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48609
Nearby schools
GreatSchools rating
- NAShields Elementary SchoolGrades: PK-5Distance: 2.6 mi
- 7/10Swan Valley Middle SchoolGrades: 6-8Distance: 2.8 mi
- 7/10Swan Valley High SchoolGrades: PK,9-12Distance: 2.6 mi
Schools provided by the listing agent
- District: Swan Valley School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Saginaw County
- Saginaw
- 48609
- 3405 S Miller Rd
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