Under contract-accepting backup offers. This spacious home has been remodeled and upgraded in the last 5 years making it an exceptional choice in Highland Lakes. Tasteful design and quality materials combine to create casual elegance for comfortable living. The refined renovation provides great flow complemented by generous rooms and abundant natural light. You will love the beautifully remodeled kitchen with a sunny breakfast nook open to the cozy family room, and the serving counter open to dining and living areas. The primary suite is a serene retreat with a well-outfitted walk in closet, and newly renovated en suite with a step in tile shower, designer fixtures, and great lighting. The hall bath is also recently upgraded with artful hand made Italian tile in the shower and newer fixtures. You'll love the large lanai with vaulted ceiling, fan, & skylight. It's made even better by mature privacy landscaping offering lush views and quiet comfort. A grill patio is just outside the lanai door and be prepared to enjoy daily visits from the bunny rabbits that shelter among the plantings. What else will you like? Recent structural, mechanical system & appliance updates include the new roof in 2023, water heater in 2022, professional exterior painting, Trane HVAC system in 2013, a 6900 watt dual fuel generator in 2022, and major appliances all new in recent years. Garage door is hurricane rated and the extra fridge in the garage stays with the house. A successful 4-Point Insurance Inspection was just completed and is available for review. Highland Lakes is Palm Harbor's premier 55+ golf & lakefront community and Stirling Rd is a most desirable location in the neighborhood. Close to the clubhouse & amenities and no through traffic. Resort style amenities include free green fees on three private executive courses! Enjoy an active lifestyle with water aerobics, yoga, pickleball, tennis, and many other fit and fun activities. The main clubhouse is the busy venue for entertainment and social events and you will like the friendly country club atmosphere. The Arts and Crafts building has a wood shop, studios, and classes. The Lake Tarpon Lodge is a rustic retreat with a second heated pool, party & picnic facilities, fishing pier, open dock, community pontoon boats, and a secure lot for free RV or boat storage. Highland Lakes is high and dry above the flood plain and this house is even in a non-evacuation zone. Live blissfully close to the best Gulf beaches, Pinellas Trail, a wealth of restaurant & shopping options, rich cultural resources, excellent medical services, exciting pro sports, 2 international airports, and an award-winning cruise port. Don't wait - You will love your home & your lifestyle in Highland Lakes!
Pending
Price cut: $20.5K (2/1)
$463,500
3408 Stirling Rd, Palm Harbor, FL 34684
3beds
1,674sqft
Est.:
Single Family Residence
Built in 1986
7,562 Square Feet Lot
$453,700 Zestimate®
$277/sqft
$164/mo HOA
What's special
Beautifully remodeled kitchenAbundant natural lightGreat lightingSpacious homeDesigner fixturesProfessional exterior paintingWell-outfitted walk in closet
- 33 days |
- 2,187 |
- 82 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 10, 2026 at 10:40am
Listing Provided by:
Mary Marconi 727-542-4737,
COLDWELL BANKER REALTY 727-781-3700
Source: Stellar MLS,MLS#: TB8463067
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Family Room, Great Room
Primary bedroom
- Features: Window/Skylight in Bath, Walk-In Closet(s)
- Level: First
- Area: 195 Square Feet
- Dimensions: 13x15
Bedroom 2
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 182 Square Feet
- Dimensions: 13x14
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
- Area: 250 Square Feet
- Dimensions: 25x10
Balcony porch lanai
- Level: First
- Area: 165 Square Feet
- Dimensions: 15x11
Dinette
- Level: First
- Area: 64 Square Feet
- Dimensions: 8x8
Dining room
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Family room
- Features: Ceiling Fan(s)
- Level: First
- Area: 192 Square Feet
- Dimensions: 16x12
Foyer
- Features: Built-in Closet
- Level: First
- Area: 30 Square Feet
- Dimensions: 6x5
Kitchen
- Features: Pantry
- Level: First
- Area: 136 Square Feet
- Dimensions: 8x17
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 285 Square Feet
- Dimensions: 15x19
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Luxury Vinyl, Tile, Vinyl
- Windows: Window Treatments, Skylight(s), Shutters
- Has fireplace: No
Interior area
- Total structure area: 2,544
- Total interior livable area: 1,674 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Off Street, Oversized
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 19x23
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed, Front Porch, Patio, Rear Porch, Screened
- Exterior features: Irrigation System, Private Yard, Sidewalk
- Has view: Yes
- View description: Garden
- Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
- Body of water: LAKE TARPON
Lot
- Size: 7,562 Square Feet
- Dimensions: 72 x 105
- Features: Landscaped, Level, Near Golf Course, Sidewalk, Unincorporated, Above Flood Plain
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 052816389240000740
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
- Security: Fire Resistant Exterior
- Senior community: Yes
- Subdivision: HIGHLAND LAKES
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
- Services included: Common Area Taxes, Community Pool, Reserve Fund, Manager, Recreational Facilities
- HOA fee: $164 monthly
- HOA name: Member Services Staff
- HOA phone: 727-784-1402
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $277/sqft
- Tax assessed value: $384,005
- Annual tax amount: $4,208
- Date on market: 1/10/2026
- Cumulative days on market: 31 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$453,700
$431,000 - $476,000
$2,595/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/10/2026 | Pending sale | $463,500$277/sqft |
Source:  Stellar MLS #TB8463067 Report a problem | ||
| 2/1/2026 | Price change | $463,500-4.2%$277/sqft |
Source: Stellar MLS #TB8463067 Report a problem | ||
| 1/24/2026 | Price change | $484,000-1.2%$289/sqft |
Source: Stellar MLS #TB8463067 Report a problem | ||
| 1/10/2026 | Listed for sale | $489,900+78.1%$293/sqft |
Source: Stellar MLS #TB8463067 Report a problem | ||
| 1/29/2020 | Sold | $275,000-3.8%$164/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,209 +1.6% | $270,361 +3% |
| 2023 | $4,142 +3% | $262,486 +3% |
| 2022 | $4,022 -0.8% | $254,841 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,253/mo
Principal & interest
$2228
Property taxes
$699
Other costs
$326
Climate risks
Neighborhood: 34684
Nearby schools
GreatSchools rating
- 4/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 0.3 mi
- 7/10East Lake High SchoolGrades: PK,9-12Distance: 3.2 mi
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