Welcome to 342 Bear Gulch Rd in Summit, NY-a delightful 2-bedroom, 1-bath bungalow offering 28 feet of private frontage on scenic Bear Gulch Lake. This inviting three-season retreat combines rustic charm with modern comfort, featuring an open floor plan, cathedral ceilings, natural woodwork, and a cozy pellet stove. The living and dining area extends seamlessly to a lake-facing deck, where you can start your mornings with coffee or wind down with sunset views over the water. Step outside to your private grassy sitting area by the shore, complete with access for small motorboats, kayaks, and paddleboards-perfect for fishing, relaxing, and summer fun. The property also features cedar shake siding, durable vinyl and wood flooring, updated kitchen appliances, and high-speed internet, ensuring you can stay connected while enjoying lake life. Situated in the Cobleskill-Richmondville School District, this property offers both privacy and convenience. You're just a short drive to Cobleskill's shops and restaurants, with easy access to outdoor recreation across Schoharie County. Explore nearby attractions in Albany or historic Cooperstown, both within reach for day trips. Whether you're seeking a peaceful getaway, investment opportunity, or affordable lakefront retreat, this Bear Gulch Lake bungalow is a rare find in Upstate New York lake living.
Active
$219,900
342 Bear Gulch Rd, Summit, NY 12175
2beds
831sqft
Single Family Residence
Built in 1950
4,356 Square Feet Lot
$217,200 Zestimate®
$265/sqft
$-- HOA
What's special
Lake-facing deckOpen floor planNatural woodworkCathedral ceilingsUpdated kitchen appliances
- 117 days |
- 1,060 |
- 69 |
Zillow last checked: 8 hours ago
Listing updated: August 30, 2025 at 10:00am
Listing by:
Charlotteville Realty 607-397-9027,
Christy L. Dahms 607-434-5993
Source: NYSAMLSs,MLS#: R1633719
Originating MLS: Otsego-Delaware
Originating MLS: Otsego-DelawareTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Heating
- Ductless, Electric, Heat Pump, Other, See Remarks, Baseboard
Cooling
- Ductless, Heat Pump, Attic Fan
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Features
- Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Living Room, Country Kitchen, Living/Dining Room, Partially Furnished, Natural Woodwork, Window Treatments, Bedroom on Main Level, Main Level Primary
- Flooring: Hardwood, Varies, Vinyl
- Windows: Drapes
- Basement: None
- Number of fireplaces: 1
Interior area
- Total structure area: 831
- Total interior livable area: 831 sqft
Property
Parking
- Parking features: No Garage, Driveway
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck, Dock, See Remarks
- On waterfront: Yes
- Waterfront features: Dock Access, Lake
- Body of water: Bear Gulch Pond
- Frontage length: 28
Lot
- Size: 4,356 Square Feet
- Dimensions: 113 x 38
- Features: Rectangular, Rectangular Lot, Rural Lot
Details
- Additional parcels included: 100.442
- Parcel number: 100.446
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cabin,Cottage,Ranch
- Property subtype: Single Family Residence
Materials
- Cedar, Shake Siding, Wood Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt,Shingle
Condition
- Resale
- Year built: 1950
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: High Speed Internet Available
Community & HOA
Community
- Subdivision: Bear Gulch Lake
Location
- Region: Summit
Financial & listing details
- Price per square foot: $265/sqft
- Tax assessed value: $42,240
- Annual tax amount: $3,011
- Date on market: 8/28/2025
- Listing terms: Cash,Conventional
Estimated market value
$217,200
$206,000 - $228,000
$1,484/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2025 | Listed for sale | $219,900+266.5%$265/sqft |
Source: NY State MLS #11563364 Report a problem | ||
| 12/22/2003 | Sold | $60,000+160.9%$72/sqft |
Source:  Global MLS #2321216 Report a problem | ||
| 3/19/2001 | Sold | $23,000$28/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $42,700 |
| 2023 | -- | $42,700 |
| 2022 | -- | $42,700 +22.7% |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
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Neighborhood: 12175
Nearby schools
GreatSchools rating
- 6/10Joseph B Radez Elementary SchoolGrades: 3-5Distance: 3.1 mi
- 3/10William H Golding Middle SchoolGrades: 6-9Distance: 7.6 mi
- 4/10Cobleskill Richmondville High SchoolGrades: 9-12Distance: 5 mi
Schools provided by the listing agent
- District: Cobleskill-Richmondville
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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