OWNER FINANCE OPPORTUNITY – A DIFFERENT PATH TO HOMEOWNERSHIP. Spacious 3-bedroom, 1-bath home situated on a corner lot in Waco, Texas. Interior has been recently updated with fresh paint and new flooring, offering a clean, move-in ready space. Property includes a detached garage and additional storage that could be converted into a workshop or hobby space. Enjoy the covered back porch and fully fenced yard, ideal for outdoor living and added privacy. Owner financing available for qualified buyers; terms and details available upon request. Great opportunity for buyers seeking flexible financing options.
For sale
Price cut: $9.9K (4/10)
$160,000
3500 N 21st St, Waco, TX 76708
3beds
1,784sqft
Est.:
Single Family Residence
Built in 1929
8,232.84 Square Feet Lot
$155,000 Zestimate®
$90/sqft
$-- HOA
What's special
Detached garageFully fenced yardCorner lotAdditional storageCovered back porch
- 43 days |
- 341 |
- 50 |
Zillow last checked:
Listing updated:
Listed by:
Daniela Rodriguez 749556,
Turner Brothers Real Estate, LLC 254-759-8027
Source: NTREIS,MLS#: 21229283
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
- Dimensions: 13 x 16
Bedroom
- Level: First
- Dimensions: 13 x 15
Bedroom
- Level: First
- Dimensions: 13 x 15
Dining room
- Level: First
- Dimensions: 12 x 16
Kitchen
- Level: First
- Dimensions: 16 x 16
Living room
- Level: First
- Dimensions: 17 x 15
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Range
Features
- High Speed Internet
- Flooring: Luxury Vinyl Plank, Wood
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total interior livable area: 1,784 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Additional Parking
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Pool features: None
- Fencing: Cross Fenced
Lot
- Size: 8,232.84 Square Feet
Details
- Parcel number: 480315000112009
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subtype: Single Family Residence
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
Condition
- Year built: 1929
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available
Community & HOA
Community
- Subdivision: North Waco
HOA
- Has HOA: No
Location
- Region: Waco
Financial & listing details
- Price per square foot: $90/sqft
- Tax assessed value: $194,010
- Annual tax amount: $4,362
- Date on market: 4/10/2026
- Cumulative days on market: 25 days
- Listing terms: Other,Private Financing Available
Estimated market value
$155,000
$147,000 - $163,000
$1,662/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/10/2026 | Price change | $160,000-5.8%$90/sqft |
Source: NTREIS #21229283 Report a problem | ||
| 3/24/2025 | Listing removed | $1,395$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/15/2025 | Price change | $1,395-9.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/6/2024 | Listed for sale | $169,900+183.6%$95/sqft |
Source:  WMLS #225493 Report a problem | ||
| 9/20/2024 | Listed for rent | $1,545$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/3/2010 | Listing removed | $59,900$34/sqft |
Source: LinkUSystems, Inc. Report a problem | ||
| 9/25/2010 | Listed for sale | $59,900$34/sqft |
Source: LinkUSystems, Inc. Report a problem | ||
| 3/30/2005 | Sold | -- |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,362 +3.5% | $194,010 +3.8% |
| 2024 | $4,215 +9.1% | $186,870 +8.5% |
| 2023 | $3,863 -6.8% | $172,300 +4.6% |
| 2022 | $4,146 +42.5% | $164,700 +46.4% |
| 2021 | $2,909 | $112,470 +26.9% |
| 2020 | -- | $88,650 +8% |
| 2019 | $2,246 | $82,110 +2.9% |
| 2018 | $2,246 +2.4% | $79,830 +3.4% |
| 2017 | $2,193 +22.2% | $77,180 +30% |
| 2016 | $1,796 | $59,380 -8.8% |
| 2015 | $1,796 | $65,100 +2% |
| 2014 | $1,796 | $63,800 +7.5% |
| 2012 | -- | $59,343 -12.1% |
| 2011 | -- | $67,550 |
| 2010 | -- | $67,550 +11.7% |
| 2009 | -- | $60,491 |
| 2008 | -- | $60,491 +9.3% |
| 2007 | -- | $55,365 |
| 2006 | -- | $55,365 +1.9% |
| 2005 | -- | $54,312 -9.6% |
| 2003 | -- | $60,051 |
| 2002 | -- | $60,051 +159.5% |
| 2001 | -- | $23,137 0% |
| 2000 | -- | $23,138 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: North Waco
Nearby schools
GreatSchools rating
- 4/10Cedar Ridge Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 1/10G W Carver MiddleGrades: 6-8Distance: 2.5 mi
- 3/10Waco High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Cedar Ridge
- Middle: GW Carver
- High: Waco
- District: Waco ISD
Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Texas
- McLennan County
- Waco
- 76708
- North Waco
- 3500 N 21st St
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Nearby neighborhoods
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