For sale

$539,900

3560 Saddle Ridge Rd, Stem, NC 27581

3beds

2,215sqft

Est.:

Single Family Residence, Residential

Built in 2010

0.95 Acres Lot

$526,300 Zestimate^®

$244/sqft

$20/mo HOA

What's special

Welcome to country living with modern comfort and convenience! This beautiful, well maintained, and immaculate 3 bedroom, 2.5 bath home is nestled on a spacious .94-acre lot and offers the perfect blend of comfort, style, and functionality. Recognized as an ENERGY STAR home, it features a sealed crawl space and high-performance windows for added energy efficiency. Inside, you'll find hardwood floors throughout the main living areas, granite countertops, stainless steel appliances, vaulted ceilings, and a versatile bonus room perfect for a home office, playroom, or media space. Step outside and enjoy your own private retreat featuring an above-ground swimming pool with spacious custom decking all around for easy access, a basketball court, and plenty of outdoor space for entertaining, relaxing, or creating lasting memories. This move-in ready home combines the charm of country living with modern upgrades -- a must-see property!

6 hours

46

4

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Heating

Electric, Heat Pump

Cooling

Central Air

Features

Granite Counters, Pantry
Flooring: Carpet, Hardwood, Tile

Interior area

Total structure area: 2,215
Total interior livable area: 2,215 sqft
Finished area above ground: 2,215
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Concrete, Garage Faces Side
Attached garage spaces: 2

Features

Levels: Two
Stories: 1
Patio & porch: Deck, Front Porch
Pool features: Above Ground
Fencing: Back Yard
Has view: Yes

Lot

Size: 0.95 Acres

Details

Parcel number: 087900331520
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence, Residential

Materials

Stone, Vinyl Siding
Roof: Shingle

Condition

New construction: No
Year built: 2010

Utilities & green energy

Sewer: Septic Tank
Water: Well

Community & HOA

Community

Subdivision: Saddle Ridge

HOA

Has HOA: Yes
Services included: Road Maintenance
HOA fee: $240 annually

Location

Region: Stem

Financial & listing details

Price per square foot: $244/sqft
Tax assessed value: $415,843
Annual tax amount: $2,908
Date on market: 5/9/2026

Estimated market value

$526,300

$500,000 - $553,000

$2,105/mo

Price history

Date	Event	Price
5/9/2026	Listed for sale	$539,900+88.8%$244/sqft
Source: Doorify MLS #10166142 Report a problem
10/31/2017	Sold	$286,000-0.5%$129/sqft
Source: Doorify MLS #2151269 Report a problem
10/4/2017	Pending sale	$287,500$130/sqft
Source: Durham Southpoint #2151269 Report a problem
9/16/2017	Listed for sale	$287,500+10.6%$130/sqft
Source: Keller Williams Elite Realty #2151269 Report a problem
4/29/2011	Sold	$260,000$117/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,952 +0.3%	$415,843
2024	$2,944 +19.1%	$415,843 +54.7%
2023	$2,473 +0.4%	$268,744
2022	$2,462 +7.2%	$268,744
2021	$2,295 -0.4%	$268,744
2020	$2,304	$268,744
2019	$2,304 +0.4%	$268,744
2018	$2,295 +1.5%	$268,744 +9.6%
2016	$2,262	$245,242
2015	$2,262 +6%	$245,242
2014	$2,135 +0.4%	$245,242
2013	$2,126	$245,242
2012	--	$245,242 +27.7%
2011	--	$192,056